Tetsuya Abe is an actuary at RNA Analytics specializing in actuarial modeling for future cash-flow projections, Embedded Value (EV), risk measurement, and Economic Solvency Ratio (ESR).

Over the past decade, Shashini has worked with financial institutions across the Asia Pacific, helping them navigate uncertainty, manage risk, and solve strategic and regulatory challenges. In addition, she has supported entities in assessing their climate resilience, developing strategies to address climate-related risks and opportunities, as well as implementing and communicating high-impact initiatives.Shashini is also a sustainability advocate who actively contributes to capacity-building initiatives through her volunteer work with the Actuaries Institute Australia, New Zealand Society of Actuaries, Actuarial Association of Sri Lanka, and the International Actuarial Association.In 2025, she founded Starboard Global Partners to help people and businesses understand and manage climate-related risks and opportunities - charting their course to climate resilience.

Hammad Abro is a Senior Manager at Oliver Wyman. He has over eight years of actuarial experience across insurance carriers, reinsurers and consulting. His primary areas of expertise include buy and sell-side M&As, asset intensive reinsurance, offshore reinsurance structures, and insurance sidecars. He advises reinsurers ,investors and asset managers on reinsurance strategy – whether entering the market, optimizing existing platforms, raising third-party capital through sidecars or identifying attractive investment opportunities.Prior to joining Oliver Wmyan, Hammad was AVP, Life Pricing Actuary at Fortitude Re, where he supported and led multiple US and Japan asset-intensive reinsurance transactions. His work spanned spectrum of liabilities, from simple spread-based products to complex liabilities.Hammad holds Bachelor of Mathematics degree from University of waterloo, with a double major in Actuarial Science and Financial Analysis & Risk Management. He is a Fellow of the Society of Actuaries.

Luis Eduardo Afonso is a Full Professor at the University of São Paulo (USP) with a distinguished academic career. He holds degrees in Production Engineering and Economics from USP, a Master’s in Economics from FGV-SP, and a PhD in Economics from USP. His research primarily focuses on social security systems, actuarial modeling, and pension reforms. Afonso has published extensively in academic journals and policy reports, significantly contributing to national debates on the redistributive aspects and sustainability of pensions in Brazil. His work is frequently cited by scholars and policymakers, and he has collaborated with government agencies on studies related to social protection and insurance. Afonso is recognized for his ability to bridge academic rigor with practical relevance, shaping Brazil’s economic and social policy landscape.

Jamaal is an actuary at Sampension, a large labour market pension provider in Denmark, working with mathematical and statistical modeling of life insurance liabilities for pricing and valuation purposes. He is currently interested in the modeling of disability insurance, specifically loss of earning capacity insurance, with a view towards product development and data requirement analysis. He holds a PhD degree in Actuarial Mathematics from University of Copenhagen, where he has a part-time employment as external lecturer, currently teaching at courses in life insurance mathematics. Furthermore, he takes part in the Education Committee of the Danish Society of Actuaries, where he acts as the contact person between the society and the University of Copenhagen on matters related to the programmes in Actuarial Mathematics.

Currently PHD student in applied mathematics at CREST. I'm working on insurability of Catastrophic risks.

Chhavi Ahuja is a master’s student specializing in actuarial science with experience in commercial lines insurance. She has worked as a pricing analyst, focusing on profitability analysis, product research, and DOI filings for auto insurance. Skilled in SQL, Excel, and basic Python, Chhavi applies data-driven approaches to enhance pricing and risk assessment. She also volunteered as a mentor for the CAS 2025 program, supporting the next generation of actuaries. Her current research explores uncertainty-aware AI frameworks for catastrophe and cyber insurance pricing.

I began my career in 2017 at Willis Towers Watson, where I advised pension funds and conducted actuarial valuations. Since 2019, I have been with PwC Switzerland, advising and auditing life insurance companies. My focus lies in helping insurers modernize their policy administration systems by implementing flexible, forward-looking actuarial models.I currently lead a team of six on a system migration project, where I design and implement new solutions for life insurance using Markov chain-based models. This work supports more dynamic, transparent, and adaptable policyholder operations. In parallel, I lecture on life insurance at the Zurich School of Applied Sciences (ZHAW) in Winterthur. I am a fully qualified actuary (SAV), a CFA charterholder, and hold the CERA designation. I earned my Master’s degree in Actuarial Science from HEC Lausanne.

Spenser Allen is a Fellow of the Society of Actuaries specializing in Life and Annuities. She currently lives in California with her husband. She holds a bachelor’s degree in actuarial science from Brigham Young University. She began her professional career within the Actuarial Development Program at CVS Health. Spenser joined Symetra’s Enterprise Risk Management team in 2023 where she works on ICS and gets the opportunity to use her Japanese language skills in collaboration with Sumitomo Life, Symetra’s parent company.

Jason Alleyne is APAC Head of Analytical Solutions at Aon Life Solutions. He leads consultancy projects promoting Aon’s PathWise risk modelling system for life insurers, reinsurers and asset managers, focusing on product innovation, ALM strategy, and risk governance.Outside of Aon, Jason contributes extensive to his actuarial association. He is the Chair of the Climate Change and Sustainability Practice Committee of the Canadian Institute of Actuaries and an invited observer member of the International Actuarial Association’s Climate committee. He also led the creation of the Society of Actuaries' fellowship syllabus for corporate finance.Prior to joining Aon, he has been a leader in insurance innovation and Insurtech as an Actuary and startup founder for the past 10 years.

Maggie Alston is a Principal with Milliman with over 15 years of experience in real-world healthcare data analytics, health economics and outcomes research, and healthcare value-based contracting (VBC). She works with clients across the U.S. healthcare landscape, including health insurers, provider organizations, patient advocacy organizations, and life sciences companies. Maggie has led diverse teams of actuaries, data scientists, and data analysts in the design, implementation, and/or ongoing execution of VBC for health insurance companies, provider organizations, and life sciences companies. Specifically, she has supported clients participating in the U.S. Centers for Medicare and Medicaid Services (CMS) Innovation Center's episode-based payment models for over 10 years, including Bundled Payments for Care Improvement (BPCI), BPCI Advanced, Comprehensive Care for Joint Replacement (CJR), Oncology Care Model (OCM), Enhancing Oncology Model (EOM), and Transforming Episode Accountability Model (TEAM). She has also co-authored multiple articles on role of VBC and epiosde-based payments in transforming healthcare.

Chihong An is a principal and consulting actuary at Milliman, based in Seoul, Korea. He has extensive experience in M&A, IPOs, strategic advisory services, and capital management for the clients. He also has extensive experience in IFRS and ICS implementation projects along with strategic views on its implication in insurance operations. His main interest is how to evaluate shareholder’s values of insurance companies under IFRS17 and ICS. He is also advising the clients on measuring the profitability of new products, setting up the profitability guidelines, ALM analysis and distribution strategies under IFRS17 and ICS. He has made many speeches on these topics with international actuarial organizations in Korea, US, Taiwan, China and Hong Kong.

John has over 24 years’ experience in employee benefits and asset management. Over this period, John has consulted to a number of large clients as valuator, employee benefit consultant, investment consultant and portfolio manager. John is a fellow of both the Actuarial Society of South Africa (FASSA), holds the CFA Institute Sustainable Investing Certificate as well as the IFoA Climate and Sustainability certification. He is a member of the ASSA Climate Committee, a member of the Pension Benefits and Social Security (“PBSS”) board of the International Actuarial Association (“IAA”) and is the liaison for this board to the Climate Risk Task Force of the IAA.John previously co-authored papers on optimal retirement investment strategies as well as on sustainability reporting of global pension plans.

Dorothy Andrews is a pre-eminent expert and voice on the evolving use, impacts, and governance of artificial intelligence, big data, and algorithms within the insurance and actuarial spaces, and currently serves as chairperson of the American Academy of Actuaries' Artificial Intelligence Subcommittee. She has led numerous flagship Academy projects on these issues, including briefs, policy papers, and comment letters for the U.S. actuarial profession and federal and state regulators and lawmakers, and is a frequent speaker on these topics. She is the Senior Behavioral Data Scientist and Actuary for the National Association of Insurance Commissioners, with more than 25 years of actuarial and statistical modeling experience with life insurance companies, property and casualty insurance companies, reinsurance companies, international consulting firms, and government agencies. She serves as an adjunct faculty at the University of North Carolina at Charlotte teaching predictive analytics in the Mathematics and Statistics Department and human cognition in the Psychology Department. Dorothy is a Member of the American Academy of Actuaries, an Associate of the Society of Actuaries, and a Certified Specialist in Predictive Analytics (CSPA). She holds a Ph.D. in Media Psychology. Her research focus is on how big data and algorithms are altering our perceptions of risk, differentially and adversely impacting communities of color, and undermining human autonomy with automated decision-making systems. Dorothy believes that because insurance is becoming mediated more and more by mobile, wearable, and AI technologies, human oversight is critical to ensuring these technologies are operating ethically and with transparency to prevent disparate impacts on those segments of society who lack the privilege and resources to avert their ill effects. She has published numerous papers on actuarial and data science topics.

I am Viska Aprillia Andriani, a Technical Policy Analyst at the Directorate of Development and Supervision of Financial Professions (DPPPK), under the Directorate General of Financial Sector Stability and Development, Ministry of Finance of the Republic of Indonesia. Since 2021, my work has focused on strengthening the quality, integrity, and professionalism of financial professions, particularly actuaries, through regulatory compliance reviews and continuous professional development. I'm also interested in data analysis to support risk assessment and policy development for the actuarial profession. Beyond my professional role, I'm very passionate about traveling and exploring the unique histories of different countries.

Edgar is an actuary from the Faculty of Sciences at UNAM (Mexico). During his university years, he worked as a teaching assistant and, after completing his studies, he began his professional career in the private insurance sector.He now has more than 15 years of experience, has taken part in national and international conferences, received research awards, and actively contributes to the ongoing training of certified actuaries in Mexico. His expertise is focused on Catastrophe Modeling (life and non-life), Reinsurance, Reserves, Pricing, and Solvency Capital Requirement, with a particular interest and experience in programming with R.Edgar has also passed the SOA/CAS exams P, FM, and C, as well as the certification exam for preparing and signing the Dynamic Solvency Test (DST), granted by the National College of Actuaries (CONAC) in Mexico.

I am a fellow of the Institute of Actuaries of Japan. I majored in financial engineering and hold a Master of Engineering from Keio University. I have professional experience at a life insurance company, working on ALM, financial reporting, enterprise risk management, and economic-based solvency regulation.

Arai Akira is a pension actuary at Meiji Yasuda Life Insurance Company, where he has worked since September 2006. He is scheduled to retire from the company in March 2026 upon reaching the mandatory retirement age, but intends to continue working somewhere afterward. Since April 2018, he has also served as a part-time lecturer at WASEDA University, teaching pension mathematics at the Graduate School of Accountancy. Previously, he worked as a pension actuary at Mitsubishi UFJ Trust and Banking Corporation (which was reorganized from Toyo Trust and Banking to UFJ Trust and Banking, and then reorganized again to Mitsubishi UFJ Trust and Banking, 1999-2006), and at Daihyaku Life Insurance Company (1983-1999). He graduated from Tokyo University of Science in March 1983. He is a Fellow of the IAJ (since May 1990) and a Certified Pension Actuary (Ministry of Health, Labour and Welfare, since October 1994)

PhD student in Finance, Risk Management and Actuarial Science at the University of São Paulo (USP). He holds a Master’s degree in Statistical Education (2022), a Bachelor’s in Actuarial Science (2020), and a Bachelor’s in Mathematics (2012), all from USP. His research has been presented at international conferences in Actuarial Science (AFIR-ERM/ASTIN Colloquia, IAA Joint Colloquium), Accounting, Business, Economics, and Statistics. He received honorable mentions for academic excellence in his Master's program. Currently, he is a lecturer in Actuarial Science at FEA-USP. His main research interests include statistical modeling of dynamic dependence structures between risks, with applications in financial risk management and non-life insurance.

Ayşe Arık is a senior lecturer at the School of Risk and Actuarial Studies at University of New South Wales, Sydney, Australia. Prior to this, she held research and postdoctoral positions at Heriot-Watt University, UK, and holds a Ph.D. from Hacettepe University, Turkiye. Her research focuses on stochastic modelling of morbidity and mortality, socio-economic inequalities in health outcomes, and applications at the intersection of life insurance and financial mathematics. She is a Fellow of the Institute and Faculty of Actuaries and the Actuarial Society of Türkiye, an active member of the International Actuarial Association’s Mortality Virtual Forum, and a board member of ASTIN/ERM.

Yuki Arita is a Fellow of the Institute of Actuaries of Japan currently working at MetLife in Tokyo.

President, Actuarial Society of Armenia. Chair, IAA Eurasia & Middle East Subcommittee of MAC. Gayane Arsenyan is a qualified actuary and analytics leader with extensive experience in financial services, insurance, and digital transformation. Throughout her career, she has worked across insurance and data science in a range of professional roles, reflecting both her technical expertise and leadership within the industry. She is committed to advancing the actuarial profession through international collaboration and capacity building. In addition to her professional work, she is actively engaged in the global actuarial community, contributing to knowledge exchange and fostering stronger connections between the Eurasian region and the wider international actuarial landscape.

Ryoichi Asashiba is a valuation actuary at a life insurance company in Japan. He also serves as the Secretary of the Data Science Basic Research Subcommittee at the Institute of Actuaries of Japan. His primary interests lie at the intersection of actuarial science and data science, with a focus on practical application. He is the author and maintainer of the open-source R package 'midr,' a tool designed to interpret the behavior of complex black-box models. His work on this topic was published on arXiv and has been presented at conferences hosted by the Institute of Actuaries of Japan. Through his research and development, he aims to enhance the transparency and practical application of modern machine learning techniques within the insurance industry.

Hibiki Ayabe is a research student at The University of Electro-Communications, Department of Information Science. Their research focuses on applying machine learning to real estate data for catastrophe risk assessment. Specifically, they develop deep learning models to predict building attributes, including construction year, property category, and structural type, from exterior images. Their work aims to support actuarial decision-making in both developed markets, where detailed building data exist, and data-scarce markets, where automated attribute estimation can enhance risk evaluation. They are particularly interested in bridging computer vision techniques with practical applications in insurance and disaster risk management.

An AI Specialist at RNA Analytics, Soo Kyung has 13+ years in data analytics and predictive modeling, with deep insurance sector experience (RGA, Cigna, and Accenture). Her research pioneers advanced AI, including NLP, LLMs, and deep learning, on national health insurance data for healthcare predictions and diagnostic support.Her expertise is in AI, LLM, Deep Learning, NLP, Statistics, and Insurance data analytics.

Artak Bakhshyan is a Risk Manager Specialist at INGO Armenia Insurance Company, where he manages financial and operational risks across business processes. He holds a bachelor’s degree in Actuarial and Financial Mathematics and recently completed a master’s degree in Applied Statistics and Data Science. His thesis focused on the optimal pricing of Compulsory Motor Third Party Liability (CMTPL) insurance in the Armenian market using machine learning models, combining actuarial methods with modern data science. Artak’s professional and research interests lie in insurance analytics, risk modeling, and the application of statistical and machine learning techniques to financial decision-making. Looking ahead, he plans to pursue doctoral studies to deepen his expertise and contribute to the development of innovative, data-driven approaches in insurance and risk management.

Laura Baradel is an Italian fully qualified actuary.She started her career as actuary in private life insurance companies. She is currently working at the Actuarial Department of INAIL (National Workers’ Compensation Authority), where she mainly deals with the continuous study of disabled’ mortality. She deals with the actuarial liabilities of "After service health insurance plan" (ASHI) in compliance with international standards IPSAS39 for international organizations. She has published several papers for the Italian “Employment injuries and occupational diseases journal”. She attended national and international events as a speaker with presentations about workers’ protection systems and Italian disabled workers' survival.

Adam Barrow is the Product Actuary at UniSuper, where is he responsible for actuarial tasks relating to accumulation (including defined benefits), insurance, and retirement product matters. He is an active volunteer in the Australian actuarial community, serving as a member of the Superannuation and Investments Practice Committee, Chair of the Member Services Sub-committee, SME on the Life Insurance and Retirement Education Faculty, and an Ambassador for the Actuaries Institute of Australia. For his volunteer efforts, he was awarded a 2025 Young Volunteer Achievement Award from the Institute of Actuaries of Australia.

Tobias Baur is a consultant at the Institut für Finanz- und Aktuarwissenschaften (ifa), an actuarial consulting firm based in Ulm, Germany. His main areas of expertise are the development of innovative life insurance products. He accompanies projects that provide the technological foundations (platform and test systems) for these Life insurance products. Further projects include the application of Data Science and AI for processes in Non-Life.Tobias is a PhD student in actuarial science at the institute of insurance at Ulm University. His research topics focus on Non-Life pricing solutions utilizing innovative Data Science and AI methods for large Non-Life insurance datasets. He holds a Master of Science degree from Ulm University.

Dr. Jean-François Bégin is an Associate Professor in the Department of Statistics and Actuarial Science at Simon Fraser University in British Columbia, Canada. He is a specialist in financial modelling as well as statistical and mathematical applications to finance and insurance. Before joining Simon Fraser University, he received his PhD from HEC Montréal in Financial Engineering. He is also a Fellow of both the Society of Actuaries and the Canadian Institute of Actuaries.Over the past, his research program has focused on the construction of complex models for long-term economic predictions, the understanding and management of credit risk, the modelling of option prices, and the development of sustainable retirement solutions and designs. He was the recipient of the first Young Researcher Award of the Canadian Institute of Actuaries in 2017. He also won the 2019 Bob Alting von Geusau Prize of the AFIR-ERM section of the International Actuarial Association.

Marie Bénier – Product Owner, Milliman MindMarie Bénier leads the development of Milliman Mind, a cutting-edge cloud-based actuarial modeling platform. As Product Owner, she oversees strategic planning, feature design, testing, training, and user support. Her work bridges actuarial expertise with technological innovation, earning industry recognition including the 2025 InsuranceERM Award for Actuarial Modelling Solution of the Year. Marie holds professional designations as an Actuary IA and from I.S.F.A.

Loubna is an Actuary with 20+ years’ experience in risk management. In the last six years, Loubna has been particularly focusing on the embedding of climate and sustainability-related risks and opportunities within Aviva’s governance, risk management and reporting frameworks.Loubna is a passionate about sustainability challenges. She has supported the development of industry best practice thought her contributions to the PRA/FCA Climate Financial Risk Forum (CFRF) since its establishment in 2019 as well as her involvement with the CRO forum and the NZAOA. She actively participates in several other industry leading forums with the objective to raise awareness, influence, support the transition to net zero and build best practice across the financial sector.

Brendon Bhagwandeen is a Lecturer in Actuarial Science and doctoral student in the Department of Mathematics and Statistics at the UWISTA. As a Fellow of the Higher Education Academy (UK) and a Graduate Statistician of the Royal Statistical Society, Brendon specializes in applied statistics, with research spanning public health modelling, mortality tables and football analytics. Brendon has contributed to advancing actuarial practice in the Caribbean through collaborative work on creating complete population mortality tables. His academic journey includes international teaching experience with Heriot-Watt University Malaysia and ongoing interdisciplinary collaborations that bridge statistical theory with real-world challenges.Brendon is the first graduate from the Actuarial Science programme at the UWISTA, which began in 2011, to become a full-time actuarial faculty in the Department, in 2025.

Assia Billig was appointed Chief Actuary within the Office of the Superintendent of Financial Institutions in April 2019 where she is responsible for preparing an array of actuarial reports on key Canadian social security programs such as the Canada Pension Plan as well as on federal pension and insurance plans. Ms. Billig is the former vice-chair of the International Actuarial Association Social Security Committee and the chair of the Technical Commission on Statistical, Actuarial and Financial Studies of the International Social Security Association. Ms. Billig is a Fellow of the Society of Actuaries and the Canadian Institute of Actuaries, and has a PhD in Mathematics from the University of Alberta.

Lena is a leading practitioner and researcher in pensions, healthcare and insurance. She brings deep experience in risk analytics and modeling across all sorts of complex financial systems. Lena was most recently senior research actuary at Principal Financial Group where she was instrumental in the development of various financial tools and approaches, including their discount rate yield curve and various liability-driven investment strategies. She is one of the nation’s leading experts in mortality, longevity and credibility, and volunteers extensively in support of professional and industry-wide mortality models. Lena is a fully credentialed actuary, a CFA® charterholder, and an accomplished and published mathematician. She is an active volunteer in support of the research and public policy efforts of the Society of Actuaries and the American Academy of Actuaries. She holds a Ph.D. in Mathematics from the University of Maryland.

Jonathan is an actuary at Munich Re Australia. He has worked in a number of roles including within the experience analysis and assumption setting team, pricing and client roles. Jonathan has a particular interest and passion for public policy and the societal/social impacts of what actuaries do.

Kristi Bohn, FSA, is the Chief Actuary for RGA’s US Group Re division, where she leads group pricing functions. Before joining RGA in 2019, she was the chief health actuary with the Minnesota Department of Commerce. Prior to that, she worked for two years as a staff health fellow for the Society of Actuaries. Kristi also worked at Blue Cross and Blue Shield of Minnesota from 2004-2012, where she held several positions and was the director of the insurer’s group actuarial division. Kristi’s career started in the pension and retiree welfare actuarial consulting field, working 10 years at Towers Perrin. Kristi is a co-editor of the 6th, 7th and 8th editions of the actuarial textbook Group Insurance. She earned a B.S. in statistics and biometry from Cornell University.

Alexander Bohnert is an actuary and member of the German Association of Actuaries (DAV). He is Professor at the Munich University of Applied Sciences (HM) and adjunct faculty member at the Friedrich-Alexander University (FAU) Erlangen-Nürnberg. He studied Mathematics and Economics at Ulm University (Germany) and at the University of West Florida (USA), holds a doctorate and postdoctoral qualification (Habilitation) from FAU and was Professor at the Technical University of Munich (TUM). He is the Immediate Past Chairman of the AFIR-ERM Section of the International Actuarial Association.

Professor at the School of Economics, Business, Accounting and Actuary at the University of São Paulo (FEA/USP). PhD (2016) and Master (2013) in Controllership and Accounting from the School of Economics, Business, Accounting and Actuary at the University of São Paulo (FEA/USP). He has a degree in Accounting Sciences (2009) and Actuarial Sciences (2015). both from the School of Economics, Business, Accounting and Actuary at the University of São Paulo (FEA/USP). He has experience in mathematical, statistical and actuarial modeling. His topics of interest are in actuarial sciences, including insurance pricing and pricing processes, estimation of technical provisions, risk-based capital models, accounting for insurance and social security entities, as well as asset and liability management models.

Clement Bonnet is a Partner in Milliman’s Asia life consulting business, based in Hong Kong. Before joining Milliman in Hong Kong in 2012, Clement played a critical role in the expansion of the Paris office’s R&D activities, working across a wide range of technical topics. Since moving to Asia, Clement has been managing numerous M&A and strategy projects performing work in various markets including Hong Kong, Thailand, Philippines, Vietnam, Indonesia, India, China and Taiwan. His other consulting projects include providing product development and pricing support, developing stochastic models, developing Asset Liability Management (ALM) / strategic asset allocation frameworks and models, designing capital / risk management / hedging frameworks and supporting various IFRS 17 initiatives. He is also co-leading our ALM and capital activities across the region.

Tim Boonen is a tenured associate professor in actuarial science at the University of Hong Kong. He is the 2022 recipient of the SOA Actuarial Science Early Career Research Award. Before joining the University of Hong Kong in 2023, he worked as an assistant and associate professor at the University of Amsterdam from 2013 until 2023, and he received his Ph.D. from Tilburg University. His expertise includes mathematical finance, risk-sharing, contract theory, capital allocation, and (applications of) game theory in insurance economics.

Claire Booth (FIA, CERA) is a consulting actuary at Milliman with 12 years’ experience in life insurance and enterprise risk management. She specialises in advising clients on how to manage complex risks such as climate-related risks. Work has included developing Bayesian network (causal) models for exploring climate risks and advising firms on how to embed climate-related risks within their risk frameworks. Claire has led reviews of insurers’ compliance with climate-risk expectations across governance, risk management, scenario analysis, and disclosure requirements, delivered training to firms on climate-related risks, and led the design of climate-related scenarios. Her recent publications include work on modelling climate-driven mortality risks. Outside of climate-related work, Claire’s work includes life insurance valuations and reporting under Solvency UK, and independent actuarial reviews of life insurance transactions.

Francois Boulé is a senior actuary with the Social Insurance Programs Section in the Office of the Chief Actuary (OCA) at the Office of the Superintendent of Financial Institutions (OSFI). Mr. Boulé manages and advises on many aspects of the actuarial work for the Canada Pension Plan (CPP) and Old Age Security (OAS). He works directly with the Chief Actuary and other Directors at the OCA in providing sound actuarial advice to the Minister of Finance Canada and of Families, Children and Social Development to assist them in the design, funding and administration of these programs. He also led the development of the research paper: OCA Study #22 - Mortality Projections for Social Security Programs in Canada (osfi-bsif.gc.ca), which highlighted drivers of mortality as well as potential impacts of the pandemic on Social Security Programs. Mr. Boulé has more than 25 years of experience as an actuary in OCA/OSFI and has worked as a regulator for private pension plans, life insurers and also worked on many actuarial reports for Public Sector Pension Plans. Before joining the OCA, he worked in the private sector for a large consulting firm, providing expert advice to clients on the design, funding and investment of their retirement programs. Mr. Boulé has also participated in several committees and expert groups for the Canadian Institute of Actuaries. He has also participated in international initiatives for Social Security programs. Mr. Boulé is a Fellow of the Canadian Institute of Actuaries (FCIA) and Fellow of the Society of Actuaries (FSA).

Joanne Buckle is a Principal and Consulting Actuary at Milliman in London. She has 30 years of Health experience, working across multiple countries for insurers, government payers and other stakeholders assuming morbidity risk. She has broad experience in health pricing, reserving and capital, as well as working in areas such as provider reimbursement, risk sharing and health analytics strategy. She has worked in Europe, US, Middle East, Asia and Africa on projects as diverse as social health protection in Pakistan, to implementing accountable care organizations and associated financial flows in Saudia Arabia, to acting as a Chief Actuary for a health insurer writing expatriate medical risks across Africa.

Manuel Caccone is a distinguished Chief Innovation Officer at LexCapital and Senior Actuary, recognized as a leading AI & Legal Tech Expert. With a Master of Science in Actuarial and Statistical Sciences from University of Sannio, he provides unique insights into AI's technical, ethical, and regulatory implications in regulated sectors.At LexCapital, Caccone pioneers advanced AI solutions including Legal Tech applications, litigation funding, autonomous systems, and multi-agent architectures using LangGraph/LangChain frameworks. As Team Leader of the International Actuarial Association's AI Task Force, he spearheads global initiatives promoting responsible AI adoption in actuarial science while developing governance and ethical frameworks.His legislative influence includes contributing amendment proposals to Italy's AI law (DDL Intelligenza Artificiale). Selected to represent Italian professionals in the Artificial Intelligence section of the Spinelli Forum 2025, he collaborates on European AI policy and digital transformation standards.A sought-after international speaker, he presents on "AI Guardrails & Jailbreaking" and "NLP Models in Loss Modeling" at conferences including Insurance Data Science London.Honored as "Best Young Professional" by ANASF.

Andrew Cairns is Professor of Actuarial Mathematics at Heriot-Watt University, Edinburgh.His research focuses on the modelling of longevity risk: how this can be modelled, measured and priced, and how it can be transferred to the financial markets. Amongst his work in this field, he has developed a number of new and innovative stochastic mortality models, most notably the CBD family. He has also worked extensively on inequalities in all-cause and cause of death mortality, and the evolving impact of Covid-19 on current and future mortality.He is an active member of the UK and international actuarial profession: he is a Fellow of the Faculty of Actuaries in 1993; he has held senior editorial roles at ASTIN Bulletin - The Journal of the International Actuarial Association (1997 to 2017) and Insurance: Mathematics and Economics (since 2023). In 2016 he was elected as a Fellow of the Royal Society of Edinburgh, Scotland's national academy of science and letters.

Astrid Carlsen is a Product Manager with a strong actuarial foundation and deep expertise in pension product development. She combines analytical precision with strategic leadership to drive innovation in retirement solutions. Her actuarial background also includes experience in pricing and reserving across both life and non-life insurance. Most recently, she led the launch of AP FlexPension, a flexible pension product tailored to modern customer needs. With experience spanning actuarial analysis, product strategy, and cross-functional collaboration, Astrid is a trusted leader in shaping the future of pension offerings. Astrid is a member of the Danish Actuarial Association and has previously served on its board.

Mónica Carvajal-Pinto is the Head of International Actuarial Data Science at AKUR8, where she helps insurers worldwide adopt transparent machine learning techniques to enhance pricing strategies. With experience in statistics, actuarial science, research, teaching and consulting, she specializes in bridging technical modeling with practical, commercially decisions. At AKUR8, she works connecting rigorous academic training with applied actuarial and data science practices, driving innovation in insurance pricing worldwide. Mónica holds a PhD in Probability and an MSc in Actuarial Science from the University of Manchester, as well as a degree in Mathematical Engineering from the Universidad de Chile.

Consultant actuary, specialized in both health and operational risk (including IT risk). She is currently the director of RD&I at X Project S.A. and professor at Universidad de Buenos Aires, both in graduate and post graduate courses. She is pursuing a PhD in Actuarial Science at Universidad de Buenos Aires, doing research jointly at the Center of Studies in Insurance and at the Center of Research in Methodologies Applied to Management.IAA AFIR-ESG Governance Risk Working Party.

MSc in Statistical and Actuarial Sciences with honors at the University of Rome “La Sapienza” Full Qualified Actuary (IOA)PhD in Actuarial Sciences at University of Rome “La Sapienza” He is external advisor at Oliver Wyman Actuarial with a wide range of actuarial servicesSince 1999 to 2003 he has been serving at Arthur Andersen and then Assistant Professor of Risk Theory and Non-Life Insurance Mathematics at University of Calabria in Italy until 2021From 2007 to 2017 he was Senior Consultant with Willis Towers Watson in Rome and then Head of Non-Life Underwriting Risk at Generali HeadquartersHe has been teaching at various Italian Universities. His main topics of research are: risk theory, Individual Claim Reserving, Machine Learning, Extreme Value Theory, Solvency II and IFRS17, health insuranceHe had published a large number of papers and presented in many national and international congress.

Erica has over 15 years of experience in the life insurance industry. She began her career in Hong Kong and was seconded to the Amsterdam office from 2016 to 2018 to broaden her expertise in life and enterprise risk management.Erica has extensive experience managing diverse and complex projects. Throughout her career, she has worked on numerous mergers and acquisitions, actuarial modelling, business planning, capital planning and ORSA projects across most countries in the Asia-Pacific region. She has also performed Appointed Actuary tasks for various companies in Hong Kong and Macau. In Malaysia, Erica has assisted multiple clients with climate stress testing for regulatory reporting purposes.

Tze Leong heads the strategy and business development activities for Gen Re’s Life/Health’s business across Singapore, Indonesia, Malaysia and the Philippines. In his role, he works closely with clients on product ideation and development, actuarial pricing and commercial innovation. His cross-market exposure gives him a unique perspective on the challenges and opportunities in bridging protection gaps across diverse regulatory and consumer landscapes.Tze Leong is passionate about collaborating with startups and forward-thinking individuals who are committed to disrupting traditional insurance models and expanding insurance penetration in underserved markets. He believes in the power of actuarial thinking to drive meaningful change through product and structural innovation.Tze Leong graduated from Heriot-Watt University in Edinburgh and is a Fellow of the Institute and Faculty of Actuaries.

Abdal Chaudhry is Managing Partner at Kynesis. He has previously served as Senior Director at Athora and Principal at Barnett Waddingham. Abdal has over 15 years of experience in the insurance industry in the UK, the EU, the US and Bermuda. Abdal’s expertise ranges from complex reporting transformations across economic and statutory regimes to leveraging advanced analytics, machine learning and AI to drive strategic decision-making. Abdal is a US-qualified actuary (FSA).He has studied mathematics at the University of Lahore.

Holding a Master’s degree in Statistics, this speaker brings expertise in quantitative modeling and statistical methods that support AI in insurance. Their work emphasizes building robust, interpretable models that improve risk assessment and customer insight. By combining statistical rigor with practical applications, they provide a strong analytical foundation that complements advanced AI techniques, ensuring accuracy, transparency, and real-world impact in insurance-related projects.

Jou-An Chen is a Data Science Analyst at Cathay Life Insurance, specializing in modeling for risk management and operational optimization. Her work integrates interdisciplinary knowledge with data science to address complex challenges in the insurance sector. She holds a bachelor’s degree in Agricultural Economics and a master’s degree in Statistics, providing a strong foundation to bridge economic perspectives with advanced analytical techniques.

Joy Chen is a Principal with the Actuarial Practice of Oliver Wyman and is based in New York. Joy has 15 years of experience in life / annuity industry, with focus on asset liability management, capital management, reinsurance and M&A. Joy is a frequent speaker at industry conferences and Vice-Chairperson of SOA (Society of Actuaries) Investment Section. Joy joined Oliver Wyman in April 2014 after having spent over two years at MIB Solutions with a focus on the experience studies and assumption setting across a wide range of life and annuity products. Joy graduated from Columbia University with a Master’s degree in Statistics. She is a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries, and a Chartered Enterprise Risk Analyst.

CHEN, Ruoyu (ASA), Senior Actuarial Manager of the Market and Product Department, Taikang Insurance Group.Mr. Chen is an actuary specializing in the health insurance sector. He is currently responsible for health insurance innovation and management at the group level, as well as the development of a closed-loop health business model. With deep insights and extensive experience in health insurance market trends, product development and management, and experience analysis, he excels at solving practical business challenges and achieving breakthroughs in innovative areas. Mr. Chen serves as one of the key researchers in this project, primarily responsible for modeling and solution design.Mr. Chen holds a Bachelor's degree in Actuarial Science from the Central University of Finance and Economics in China and a Master's degree in Actuarial Science from Boston University in the United States.

Victor Chen is Chief of Staff, Asia Pacific, at RGA, and supports the Head of Asia Pacific by developing strategies, implementing key organizational initiatives, and advancing organizational priorities to deliver on RGA APAC's ambitious business objectives and targets. Before joining RGA in 2022, Victor held regional leadership roles for other global insurers and reinsurers, including chief actuary, chief operating officer, and director positions leading risk management and internal audits. Victor is a member of the Board of Directors of the Society of Actuaries and a longtime volunteer on numerous SOA projects and committees. He currently serves on SOA’s Governance and Policy, International, and Greater Asia committees. Victor also represents the SOA as a delegate at the Mortality Forum for the International Actuarial Association (IAA). Victor is an FSA, FIA, FCIA, and CERA.

Zhijian Chen is a Fellow of the CAS since 2008 and currently he is the head of actuarial department at Ping An P&C Insurance Company of China. Before joining Ping An P&C in 2021, he was Chief Actuary of China Continent P&C Insurance. Previously Zhijian had worked in property and casualty industry in the United States over 12 years. He had worked for Verisk, Swiss Re, XL and Zurich. With more than 23 years experiences in P&C industry, Zhijian’s expertise includes product development, pricing, actuarial management and insurance innovation.Zhijian has published several research articles in The Actuary, Insurance Theory and Practice journal. Zhijian holds a master degree in Financial Mathematics from Florida State University and a bachelor degree in Applied Mathematics from Peking University.

Chadwick Cheung is a Senior Manager with the Actuarial Practice of Oliver Wyman. He has 14 years of industry and consulting experience combined; serving life insurers in the UK and more recently in Hong Kong and Japan. Chad has broad experience in technology-enabled transformation, risk and capital. Within the transformation domain, his current focus is on AI actuarial use cases and governance, data analytics and workflow automation. On risk and capital, his current focus is on ALM covering SAA, alternative assets, investment risk framework and hedging. Chad regularly volunteers at various actuarial communities, including the IAA AI Task Force. Innovation Committee at the ASHK and Greater China Committee at the IFoA.

A data scientist with a Master of Science in Business Analytics, this speaker specializes in applying AI to the life insurance industry. They have led initiatives in generative AI, serving as both structure designer and core developer, and built large-scale recommendation systems as product owner and lead developer. Their expertise spans machine learning, deep learning, large language models, and recommendation systems, with a focus on customer-centric insurance solutions.

Tan Suee Chieh is an influential actuary and business leader, who recently served as President of the Institute and Faculty of Actuaries (UK). With a career spanning several decades, he held executive roles including Group Chief Executive of NTUC Enterprise and CEO of NTUC Income, steering significant transformation in Singapore’s insurance landscape. Suee Chieh has held board appointments at the Singapore University of Social Sciences, Sim Kee Boon Institute (SMU), LSE Trust, and other organizations. He holds a first-class degree from the London School of Economics and a master’s from Columbia University. Honored for his leadership, he received notable awards, including the “Outstanding CEO of the Year” and an honorary doctorate from Heriot Watt University. He is recognized for championing social enterprise, organizational change, and professional ethics.

Justin is a qualified actuary with a strong background in product development, pricing, reserving, and capital modelling. His expertise also includes business development and enterprise risk management, giving him a comprehensive understanding of the insurance industry. Before becoming an insurance supervisor, Justin gained valuable technical and executive experience in several African markets and provided consulting services in the Middle East. This diverse background provides him with unique insights into the challenges and opportunities within these regions.

Yoobin is a seasoned actuary with a diverse range of experience in both US and global health insurance and reinsurance markets. Her career has spanned various roles including pricing, reserving, financial analysis and strategic planning. She’s currently VP Actuary - Healthcare Initiatives at Reinsurance Group of America (RGA), leading strategic initiatives and product development in the US and Latin America. Prior to RGA, Yoobin held two Chief Actuary positions in Cigna’s global divisions and diverse actuarial positions in various health insurance products in the US.

Queenie calls herself an “actuary without borders” – a passionate actuary working in global development and inclusive insurance. Queenie works with the MicroInsurance Centre at Milliman as Senior Program Director leading the UNDP-Milliman Global Actuarial Initiative (GAIN) which focuses on building the actuarial profession in more than twelve low-middle income countries across Africa, Asia and Latin America.Inspired to make insurance accessible to all, Queenie has previously worked with the Impact Insurance Facility of the United Nation’s International Labour Organization across countries inclusive of Kenya, Togo, China and Philippines etc. She is an Australian-qualified actuary with over 15 years of experience working in consulting and has been working within the microinsurance innovation space. Queenie was recently given the “40 under 40: most influential Asian-Australian Awards.

GAVIN CONN is a Director at Moody’s Analytics and has twenty years’ experience in the life insurance industry, specialising in capital modelling and asset and liability management. Gavin supports insurers with their risk management, including the development of economic capital models and implementation of solutions for regulatory reporting. In his current role Gavin works alongside quantitative analysts to develop solutions to support insurers with the assessment and quantification of their credit risk. Gavin’s career began at AEGON UK where he held roles as Head of Investments and Head of Risk & Capital Modelling. Gavin is a Fellow of the Faculty of Actuaries and has an MA in Mathematics from the University of Cambridge.

Josh Corrigan is the General Manager and Appointed Actuary at TAL, a role he has held since April 2021. He is a senior life insurance professional and actuary with over 27 years of experience across Australia, the UK, Europe, US and Asia.

I am pursuing a PhD in Actuarial Science at Université Laval, in Québec (QC, Canada), under the supervision of Marie-Pier Côté and Arthur Charpentier. My thesis “A Causal Perspective on Direct and Indirect Discrimination based on Sensitive Characteristics in Insurance Predictive Models” (expected mid-2027) develops practical, legally aware methods to detect and limit unfairness in pricing, in collaboration with one of Canada’s largest insurers. I am a current an Associate of the Casualty Actuarial Society (ACAS), SOA Hickman Scholar (2024–present), a 2021 CAS Trust Scholarship recipient, and a recipient of a high-potential research grant from Natural Sciences and Engineering Research Council of Canada. My work appears in the Journal of Risk and Insurance and was a finalist for the American Academy of Actuaries’ Academy Award for Research. My latest paper—featuring a fairness application on a real-world, proprietary dataset—has been accepted for publication by the Casualty Actuarial Society (pending publication) as part of its bias initiative. I have presented in Paris, Liverpool, London, Chicago, and Toronto, with upcoming talks at the CAS Annual Meeting (Texas, Nov 2025) and CAS Canada Connect Day (Toronto, Dec 2025).

Ben leads PwC New Zealand’s Actuarial & Risk Modelling practice. He is an experienced professional that has worked with a range of private and public sector entities across New Zealand, Australia and South East Asia. He is passionate about making financial sense of an uncertain future and communicating solutions to complex problems in a clear and easy way to understand. As a qualified actuary with 20+ years’ experience, he leads a team that uses data, mathematics, statistics, and risk modelling techniques to help clients understand what may lie over the business horizon, then value and manage any financial and non-financial risks. Ben is a Fellow of the New Zealand Society of Actuaries.

Charles was UK Chief Actuary of Mercer until 2024. In 2024 he became President of the International Actuarial Association. He has received the IFoA President’s Award (3 times) and, in 2025, was awarded the IFoA’s Finlaison Medal for services to the Actuarial Profession. Charles has chaired the Pensions Board of the IFoA and the Pensions & Employee Benefits Committee of the IAA. He chaired the IFoA’s Discount Rates Steering Committee and led the production of an IFoA paper “Developing a Framework for the use of Discount Rates in Actuarial Work”. He chaired an IAA committee which produced an Educational Monograph with the OECD on Defined Benefit Pension Plan Funding and the Role of Actuaries. He also served several years on the IFoA’s Professional Affairs Board and contributed to the development of several of the IFoA’s professional standards. Charles was ordained a priest in the Church of England in 2024.

Martin is a consulting actuary (FASSA & ASSA) with wide-ranging expertise across health insurers and providers, specializing in advanced analytics and strategic projects. Before rejoining Insight, he was responsible for performance measurement and analytics at Alignd, a value-based provider of palliative care. He has a particular interest in outcomes-based reimbursement and leveraging data science to improve value within the healthcare ecosystem.

Samuel is General Delegate at the Institut des actuaires. After training in actuarial science at ISFA, he worked in the financial sector in New York (Credit Lyonnais Securities) then London (Credit Lyonnais Securities and Calyon). He then moved on to management positions in the non-profit sector in the fields of sport and education. He joined the Institut des actuaires in 2019.

Silvia D’Amario is an Italian fully qualified actuary.Professor at the University of Salerno and the University of Sannio, Faculty of Economics, Statistical and Actuarial Sciences degree - Teaching: "Actuarial technique of non-life insurance".Expert in the subject "Actuarial Mathematics" at the Faculty of Actuarial Sciences, University of Rome "La Sapienza".Statistical Officer at the Inspectorate General for Budgetary Policies (IGB) of the Ministry of the Treasury, Budget and Economic Planning.Since 2000 she has been a professional actuary at the Statistical and Actuarial Department of Inail, where since 1 July 2013 she has held the position of General Coordinator. She is responsible for the statistical function of Inail in the Italian National Statistical System (Sistan). Various lectures at the University of Rome “La Sapienza” in the Faculty of Actuarial Sciences and Economics. Many participations in national and international conferences as a speaker. She is the author of several scientific publications.

Barbara D’Ambrogi-Ola has a PhD in mathematics and a MSc in economics from the University of Helsinki and she is a full qualified actuary. Since moving from the academic world to the private sector in 2003, Barbara held challenging roles in the Ilmarinen Mutual Pension Company. Last year she moved to life insurance and she is now working as chief actuary at OP-life assurance company. Barbara is active in different committees and task forces of the IAA, she has been chairing the SSC (2015-2020) and the AC (2023-2024); actually she is a member of the EC.

Vivian is an Actuary with over 15 years experience in superannuation. He is currently working as Strategy Lead at UniSuper and was previously a Senior Consultant at MLC Wealth and a Consulting Actuary at The Heron Partnership and Russell Investments, providing actuarial and strategic advice to a wide range of superannuation funds and employers. Vivian is a member of the Actuaries Institute’s Superannuation Practice Committee, the Life Insurance and Retirement Education Faculty and helped educate a generation of Part 3 (fellowship) superannuation students through course leader roles across the Global Retirement Income Systems (6A and 6B), and Commercial Actuarial Practice subjects.

Tony Dardis, FSA, FIA, CFA, CERA, is a Principal and Consulting Actuary with Milliman’s Life practice in Chicago, where he has advised insurers globally on enterprise risk and capital management since 2015. He has over 40 years of financial services experience spanning reinsurance, investment banking, and consulting, with extended international assignments in the UK, South Africa, Australia, and the US. Tony has been a thought leader in ERM since the mid-1990s, helping to shape risk management as a core actuarial discipline. His recent work includes ERM frameworks, model risk management, and liquidity risk policies for leading insurers. He also serves on the American Academy of Actuaries’ ERM Subcommittee of the Actuarial Standards Board.

Aatman has 15 years of experience working as an actuarial consultant at Milliman. He primarily focuses on life insurance and annuities and advises clients in areas of mergers and acquisitions, product development, model implementation, model governance and industry best practices. Aatman also leads a team focused on microinsurance initiatives.

James is the Senior Manager of Natural Perils for Allianz Australia and a Fellow of the Australian Institute of Actuaries.

Ana Cristina de Souza Queiroz is a Master's student in Controllership and Accounting at the University of São Paulo. She holds a Bachelor's degree in Actuarial Science from the University of São Paulo and a Technical degree in Information Technology from the Federal Institute. She is a collaborator of the book Economia da Previdência: teoria, desenho e avaliação (The Economics of Social Security: Theory, Design, and Evaluation). She volunteers at the Financial Guidance Service of FEA. She also serves as a Teaching Assistant for the course Basic Social Security in the Department of Accounting and Actuarial Science.

Iris is a senior pricing manager at Zurich Australia. She leads strategic pricing across new and existing group clients, delivering commercially sound and customer-focused outcomes. She has years of pricing experience at direct insurers and reinsurer in Australia and overseas. She specialises in retail and group pricing, product development and providing innovative solutions to clients. In addition to her current role, she is a member of the Actuaries Institute Life Insurance and Retirement Education Faculty.

Ben Dennesen is an experienced actuary, architecting and delivering large-scale technical solutions with modern technology. He deeply understands insurance finance change, regulatory reporting, capital management, and the operational intricacies of actuarial functions. For the past couple years, he has focused on Artificial Intelligence, applying his software engineering and statistical knowledge to effectively use AI models in the insurance sector. Within this IFOA GenAI working party, Ben contributes his thought leadership on AI's impact on actuarial science, leveraging his experience implementing AI in actuarial processes. He is passionate about using AI to enhance the efficiency of actuarial work.

Matthias Dietsche holds a degree in Business Mathematics (Diplom-Mathematiker, equivalent to a Master’s) and is a certified member of the German Association of Actuaries (DAV). With over fifteen years of experience in the insurance industry, he has worked both on the insurer side and in consulting. As a Lead Project Manager at msg Group—one of Germany’s leading consultancies in the insurance sector—he specializes in managing complex actuarial and digital transformation projects. His professional focus includes actuarial modernization, AI integration, and strategic project delivery. Matthias has presented at national and international actuarial conferences, sharing insights on innovation and practical applications in actuarial practice.

Ramona is an actuary with over 25 years’ experience across consulting and life offices where she has held various statutory roles including that of Appointed Actuary. Ramona is currently Head of Professional Affairs at the Society of Actuaries in Ireland, leading professional oversight and the education strategy. On the international front, Ramona is a Board member of the CERA Global Association and sits on the Council of the International Actuarial Association. She is Vice-Chair of the Education Committee of the Actuarial Association of Europe (AAE) and is also a member of both the IAA’s Education and Professionalism Committees. Ramona is a strong advocate of lifelong learning and she herself recently completed a Certificate in Ethics in Public Life (UCD, 2024) and she is currently undertaking a Certificate in Foundations of AI (Technological University Dublin).

Dr. Alexander Dotterweich is a Quality Assurance Partner at PwC who leads the Actuarial Risk Modelling department in Germany, overseeing nearly 100 actuaries. With 25 years of experience, his expertise covers actuarial work, risk management, restructuring, mergers & acquisitions, finance, and regulatory and tax-related topics. He serves on the Insurance Regulation Committee of the International Actuarial Association and participates in multiple actuarial working groups. Dr. Dotterweich holds a Master’s degree in Mathematics and a PhD, is a lecturer, and is a certified German Auditor.

Adél is a principal with Milliman in London specialising in the field of risk management. She has led, and been seconded to, multiple clients across a variety of risk responsibilities, including providing interim prudential risk leadership, validating operational risk models and development of risk frameworks, conducting independent risk and compliance function reviews, and embedding and managing sustainability-related risks. Her skill set extends to enhancing complex risk understanding, enabling organisations to become more resilient in the face of rapidly evolving market challenges. Within Milliman, Adél leads initiatives designed to advance knowledge in risk management, including those related to climate and sustainability. Beyond her technical acumen, she is deeply committed to promoting diversity and inclusion, believing that varied perspectives elevate risk management outcomes. By championing both innovation and collaboration, Adél continues to shape a more robust and inclusive future for the industry.

Matthew is a UK IFoA fellow, whose nearly 40-year career has covered life, pensions and non-life work in the UK and Italy, and projects in many other countries. He specialised in demographics, predictive analytics and recently AI. He chaired the IFoA’s CMI during the pandemic, co-chaired the Covid-19 Actuaries Response Group, and is currently on the IAA’s AI taskforce. He is a member of IFoA Council. He worked in full-time actuarial education for two years, and is on the IFoA’s education committee as well as the AAE and IAA education groups.

Tachfine El Alami is an Associate Professor at Université Paris-Dauphine and an ALM Actuary at Groupama Assurances Mutuelles. His research focuses on the mathematical and statistical modeling of insurance risks under regulatory constraints, with a special emphasis on risk management across multiple regulatory frameworks. He is particularly interested in the interactions and synergies between Solvency II and IFRS 17. He earned his Ph.D. in Management Science from ISFA (Université Lyon 1).

Kenza specializes in the actuarial analysis of drought-related impacts. She contributed to the drought risk modeling work presented during the technical workshop held as part of the “100% Data, 100% Actuaries” conference organized by the French Institute of Actuaries. She also worked on the provisioning aspects of drought risk, within the development of a dedicated actuarial model.

Fumihiro Endo is an actuary and data scientist at JMDC Inc., a leading healthcare data analytics company in Japan. He has more than 10 years of experience in actuarial science, beginning his career as a life actuary at Nippon Life Insurance. At JMDC, he conducts research on health and long-term care using large-scale claims databases, applying machine learning and actuarial models to support insurers and public health institutions. His current projects include long-term care risk prediction, mortality analysis after LTC entry, and estimation of the financial impact of preventive health programs on medical expenditures. He is a Fellow of the Institute of Actuaries of Japan.

Takeshi Enta is the Head of Total Rewards Consulting at Mitsubishi UFJ Trust and Banking Corporation. With decades of experience in retirement benefit operations and consulting, he has led numerous projects involving hybrid pension schemes, including risk-sharing defined benefit (DB) plans. His expertise extends beyond retirement systems to strategic Total Rewards consulting, balancing monetary and non-monetary compensation to enhance both corporate value and employee engagement. He is committed to expanding the role of actuaries by integrating their skills into broader organizational strategies and human capital development.

Tim Eppert, DAVTim heads Gen Re L/H's global Products and Analytics team. He and his team are responsible for product design, pricing and holistic analysis of biometric risks in life and health insurance. They also foster digitization by applying advanced data analysis and connecting insurers with start-ups relevant to the insurance industry. Tim joined Gen Re in 2005 and in the past headed Gen Re’s competence centers for Critical Illness and Long Term Care. Prior to his current role he was responsible for pricing Gen Re’s Life and Health business in South East Asia and Japan. Tim has 20 years of actuarial experience and is a Fellow of the German Actuarial Association (DAV).

María del Carmen Fernández Reyes is a bilingual actuary with over 30 years of experience in pensions, employee benefits, risk management, and insurance across public and private sectors. A UNAM graduate with advanced certifications from ITAM and Harvard, she currently serves Global Affairs Canada, developing benefit programs for embassy staff across the Americas. Her previous roles include Executive Director of the Colegio Nacional de Actuarios and project director at Mexico’s Ministry of Finance, where she led international advisory programs on pensions and insurance. At IMSS, she oversaw actuarial studies, risk management, and insurance contracts, including responses to the 2017 earthquakes. In the private sector, she held leadership roles at Aon México, Analítica Consultores, and Buck Consultants. She also contributed to Mexico’s 1997 pension reform at CONSAR. Carmen is a financial educator and blogger at pazfinanciera.com.mx, and consults on social security projects at PENSAR, combining technical expertise with public service and education.

I am Veronika Fadilla Fitri, a Policy Analyst at the Directorate of Development and Supervision of Financial Professions (DPPPK) under the Directorate General of Financial Sector Stability and Development (DJSPSK), Ministry of Finance of the Republic of Indonesia. My role centers on ensuring compliance of financial professions—particularly actuaries—with prevailing regulations and professional standards. Beyond regulatory supervision, I am dedicated to advancing the quality, integrity, and professionalism of the actuarial profession through policy design, oversight, and continuous professional development initiatives. With a strong interest in contemporary actuarial challenges, I explore issues such as the implementation of PSAK 117 and the ways actuaries can uphold transparency and accountability in fulfilling their responsibilities. By combining policy expertise with a forward-looking perspective, I strive to contribute to building a trustworthy, resilient, and globally competitive actuarial profession in Indonesia.

Warren is a Director at Moody's Analytics based in Hong Kong office for APAC stochastic scenario and capital modeling. His focus is on the advisory service, including implementation, calibration and validation, of stochastic economic scenario generators and related applications for APAC region. Before joining Moody's in 2019, Warren has worked in various life insurance companies in Hong Kong, focusing on ALM, investment management and actuarial modelling. Warren has a MSc in Business Analytics from Hong Kong University of Science and Technology, BSc in Actuarial Science from the University of Hong Kong, is a qualified actuary (FSA), CFA credential holder, Chartered Enterprise Risk Analyst (CERA) and FRM holder.

Nathalia Costa Fonseca holds an MSc in Accounting and Controllership and a BSc in Actuarial Science from the University of São Paulo (FEA-USP), with undergraduate exchange experience at Université de Namur (Belgium). She is a member of the Brazilian Institute of Actuarial Science and a temporary professor at the São Paulo School of Business Administration of Fundação Getulio Vargas (FGV EAESP). Her research focuses on insurance, climate risk, systemic risk, financial contagion, and advanced econometric and Bayesian modeling methods, including copulas and their applications in Non-Life Actuarial Science. She has received multiple academic awards, including the Best Paper Award of the AFIR-ERM Actuarial Colloquia 2022, the Best Monograph of the Actuarial Science program and the Best Dissertation of the Accounting and Controllership Graduate Program at FEA-USP, as well as an Honorable Mention in the Finance Division at EnAnpad 2021. Her work has been published in high-ranking journals and presented at major international and Brazilian congresses.

Laurence Frappier joined the Office of the Chief Actuary (OCA) within the Office of the Superintendent of Financial Institutions in 2011. Within the OCA, Ms. Frappier is leading a team of professionals preparing actuarial reports and providing actuarial and advisory services to various stakeholders in relations to the Canada Pension Plan, the Old Age Security Program, the Canada Student Financial Assistance Program and the Employment Insurance Program. Prior to joining the OCA, Ms. Frappier worked in private pension consulting. During her vast career as a pension professional, she has developed a deep knowledge of the Canadian multi-pillar retirement income system including financing, coverage and intergenerational equity. She also serves as a volunteer for the Canadian Institute of Actuaries. Ms. Frappier has graduated from the University of Montreal in 1995 with a Bachelor of Science in Mathematics. She is a Fellow of the Society of Actuaries and the Canadian Institute of Actuaries.

Laryssa Freitas is an Assistant Professor of Actuarial Science at the Federal University of São Paulo, Brazil. She holds a BSc in Actuarial Science, an MSc in Accounting, and is currently a PhD candidate in Accounting at the University of São Paulo, Brazil. Her research focuses on pension accounting, actuarial mathematics of life contingencies, and pension fund practices and products.

Hiroyuki Fugane is an actuary working at Asahi Mutual Life Insurance Company from 2017. He earned a master's degree in mathematics at Tokyo Institute of Technology in 2017 and joined Asahi Life. He received his FIAJ qualification in 2022 and CERA in 2023. For eight years, he worked in the Risk Management Department, handling market risk management and insurance risk management. And now, he works in product development Department.

Yosuke Fujisawa serves as the Data Science Officer at Sumitomo Life, specializing in the analysis of the Vitality program. He leads projects that leverage health and wellness data to generate insights that support product innovation, customer engagement, and corporate wellness strategies. With a career spanning a major trust bank, a venture life insurer, and foreign reinsurers, he has held his current position since 2025. He is a Fellow of the Institute of Actuaries of Japan (IAJ) and is also qualified as a CERA. Additionally, he serves as a visiting professor at Waseda University, chairman of the IAJ's AI Working Group, chairman of the IAA's Enterprise and Financial Risk Forum, and a member of both the IAA's AI taskforce and its Education Committee.

Suguru Fujita is a Fellow of the Institute of Actuaries of Japan, an Associate of the Society of Actuaries, a Certified Specialist in Predictive Analytics, and a Chartered Enterprise Risk Actuary, with over 12 years of actuarial experience across life, P&C, and reinsurance industries. He joined Akur8 in 2023 as an Actuarial Data Scientist, supporting actuaries as well as pricing and reserving teams to make faster, more transparent, and better-informed decisions through Akur8’s cutting-edge machine learning technology. As Chair of the Data Science Related Basic Research Subcommittee of the Institute of Actuaries of Japan, Suguru leads research and innovation in actuarial data science, actively engaging with the broader actuarial and data science communities through conferences, publications, and industry outreach, while promoting the integration of data science techniques into actuarial practice to advance the profession in Japan.

Tsuyoshi Fujita is a dedicated pension consultant at Mercer Japan, specializing in pension consulting. He collaborates closely with HR professionals across a diverse range of companies, providing expert guidance on pension liability calculations and the setup or transformation of pension schemes. With a deep understanding of the complexities involved in pension management, Tsuyoshi is committed to simplifying these intricate matters. In today’s AI-dominant world, he believes that making complex concepts easy to understand is essential for fostering a more efficient and effective society.

Hirotsugu Fukatsu is Head of Product Development for the Corporate Pension Business at Dai-ichi Life Insurance Company, Limited. He is a Certified Pension Actuary and a Fellow of the Institute of Actuaries of Japan (FIAJ). With more than 20 years of experience in the corporate pension field, he has spent 14 years specializing in contribution calculations for defined benefit (DB) pension plans, financial reporting, and the valuation of defined benefit obligations. In addition, he served 6 years to developing asset management products for DB plans, gaining extensive experience in designing and marketing Liability Driven Investment (LDI) solutions utilizing interest rate swaps.

Yusuke Fukuda is a Fellow of the Institute of Actuaries of Japan (FIAJ). He began his career as a software engineer in Japan and India before moving into actuarial work at Manulife Japan in 2005, where he was involved in experience studies and product pricing. He later worked at RGA Japan on reinsurance pricing and at Dai-ichi Life Holdings on valuation and reporting for an overseas reinsurance subsidiary. Since 2025, he has been Director of Product Ideation at FWD Japan, focusing on product pricing and development in life and health insurance. In 2024, he served as a lecturer at the Moon Light Seminar, and he is currently a member of the IAJ Health and Medical Research Group.

I am a chief analyst at AP Pension and formerly an associate professor at the University of Copenhagen. I aim at building bridges between academia and practice, an effort for which I have been awarded the 2019 Gauss Prize. Throughout my career, I have been developing and applying state-of-the-art actuarial methods for the measurement and mitigation of risk, especially in the context of disability and health insurance. My area of expertise is multi-state modeling, in particular non-Markov modeling. Currently, I am particularly interested in loss of earning capacity insurance, its interplay with public benefits, and the modeling and impact evaluation of prevention initiatives. I am a Qualifying Actuary (2019 – present), past chairperson of the Education Committee of the Danish Society of Actuaries (2021 – 2024), and past member of the Education Committees of the Actuarial Association of Europe and the International Actuarial Association (2021 – 2024).

As Head of the Group Actuarial Function at SOMPO Holdings, Junji Furuki oversees the calculation and validation of Japan's new Economic Solvency Ratio, alongside the group's quantitative risk management and actuarial functions. Drawing on over 30 years of experience in reserving, reinsurance, and risk management across both the P&C and life insurance, he offers deep insight into the practical impact of the latest regulatory trends on insurers' business strategies. He also serves as Vice-Chair of the Insurance Regulation Committee of the Institute of Actuaries of Japan.

Hajime Fusegi is an Assistant Manager at The Neo First Life Insurance Company, Limited. He joined the Dai-ichi Life Insurance Group in 2016 and has worked in actuarial departments across group companies throughout his career. His expertise lies in setting best estimate assumptions and projecting cash flows for life insurance businesses. He has extensive experience in calculating economic value metrics such as Embedded Value, Value of New Business, and the Economic Solvency Ratio. Mr. Fusegi holds a master’s degree in Management of Technology from the Tokyo Institute of Technology, where he received the Dean’s Award, and a bachelor’s degree in Economics from Hitotsubashi University. He is a Fellow of the Institute of Actuaries of Japan.

Marie Ganon is a consultant in the Research and Development team in Milliman's Paris office. During her time at Milliman, Marie worked on several topics related to mortality, such as by-cause modelling, pandemic risk and reprocessing of Covid data points in mortality table, as well as climate risk.

Dr David Garvin is Head of Applications, Quantum Finance at Rigetti Computing. David focuses on researching, developing and implementing financial industry applications of quantum computing. Previously he worked in the Quantum Computing Office at NEC and at QxBranch, a quantum applications company acquired by Rigetti in 2019.David has over 20 years experience as a Front-Office Quant in the Finance Industry. He served as Global Head of Quantitative Analysis at the Commonwealth Bank of Australia. Prior to that, he was a Director at Deutsche Bank and a Quant Analyst at Morgan Grenfell. He has covered all asset classes and been involved in management, modeling, risk and analytics, derivatives and structured products, machine learning and electronic trading.David holds a PhD in Artificial Intelligence from Cambridge University and an MBA (Exec) from the Australian Graduate School of Management. He has authored articles in finance, physics, engineering, classical computing and quantum computing.

Frank Genheimer is Managing Director of New Insurance Business, a consulting company based in St. Gallen, Switzerland. With more than 20 years of experience in the European life insurance industry, he has worked across the entire value chain. His focus is on product strategy and development, innovation, and transformation.Before founding New Insurance Business in 2015, Frank held various positions in international insurance groups. He is passionate about connecting the «new» with the «familiar», bridging actuarial excellence with digital agility.As a speaker and author, he regularly contributes to industry conferences and publications, sharing insights on product development, digital transformation, and customer value.

Nikita Gibson is an Associate of the Society of Actuaries with 16 years of experience in the financial and insurance industries. Known for a detail-oriented and analytical approach, Nikita combines technical expertise with strong leadership and team-building skills. Throughout her career, she has developed a reputation for delivering innovative responses to emerging industry developments and for applying actuarial insight to solve complex business problems.A long-standing Member of the Caribbean Actuarial Association, Nikita has contributed to the profession through strategy development, process reengineering, and product innovation. Her work has consistently focused on aligning actuarial science with broader business objectives, fostering collaboration, and creating sustainable solutions. With a passion for professional growth and knowledge sharing, Nikita brings both technical depth and practical perspective to the actuarial community.

Florin is a seasoned consultant, with significant experience in long-term life insurance and investments. Florin provides strategic advice to clients across the globe on strategic asset allocation, investment and asset and liability management, and capital and liquidity management.

Marta Giovanetti is Associate Professor at Università Campus Bio-Medico di Roma and Visiting Researcher at the Oswaldo Cruz Foundation (FIOCRUZ), Brazil. Her research integrates One Health approaches to study the genomic surveillance of emerging and re-emerging viral pathogens, with a focus on arboviruses in Latin America and Europe. She specializes in combining phylogenetics, phylodynamics, and ecological data to investigate virus origins, transmission dynamics, and the impact of climate change on disease emergence. She has collaborated with PAHO/WHO to strengthen genomic surveillance strategies and conducted fieldwork in Africa during the Ebola outbreak and across Latin America during arboviral epidemics. Leveraging nanopore sequencing and large-scale data analysis, her team has generated extensive viral genomic datasets to support real-time outbreak response and inform public health policies. Her work emphasizes bridging genomic, clinical, and environmental data to address global health challenges.

I am an actuarial consultant with over 10 years of experience in modelling and systems. My main areas of expertise are complex and heavy actuarial calculations, and software optimisation strategies including CPU and GPU hybrid models. I developed calculation engines of actuarial software for WTW, and optimised various RAFM models in the UK, Ireland, Germany and Italy, including miscellaneous traditional liability products and with-profits, as well as ALM and capital proxy models.I am a fully qualified actuary since 2017, and a 4th year PhD student at the University of Warsaw.

Roman Goebel (PhD, mathematics, B. Sc., finance, Fellow of the Actuarial Society of Finland) has 20 years of experience with pensions and to some extent with life and P&C. He is Head of Actuarial Affairs at Keva – the public sector pensions institution and the largest pension provider in Finland. The Actuarial Unit he runs prepares all calculations and reports that are required for the financial planning and reporting of the most notable public sector pensions schemes in Finland.In IAA, he is a Member of PBSS Board. He has also experience as a deputy member of the Board of Directors of the Finnish Center for Pensions.

MSc candidate in Controllership and Accounting at the University of São Paulo. Holds a BSc in Statistics (2024) from the University of São Paulo and is currently pursuing a Bachelor's degree in Accounting at Mackenzie Presbyterian University. Fluent in English and French. In addition to academic activities, she engages in cultural projects as a musician (pianist and flutist) and was a federated athlete with the Brazilian Fencing Federation until 2016.

Verónica González Vázquez is an actuary with 37 years of experience in the financial sector, specializing in pensions, operational risk, and financial product development. A graduate of ITAM, she holds multiple diplomas in finance, insurance, project management, and behavioral design, and is currently pursuing a master’s in university teaching. She has held top executive roles, including CEO of Assurant and BNP Paribas Cardif México, and Vice President of Operations at CONSAR, where she led regulatory reforms and digital initiatives for the pension system. As founder of PENSARYVER, she advises companies on savings, retirement, and operational optimization, and delivers training in pensions and financial literacy. Her career spans leadership in AFORE creation, banking operations, and insurance services. She is a member of key financial and actuarial associations, a consultant for CEEY, and an independent advisor to Afore Coppel. Passionate about social causes and endurance sports, she has completed 19 marathons and supports rural and pediatric cancer foundations.

Shubhash Gosine is a financial and actuarial consultant with extensive experience across the Caribbean. He is the founder of The Actuarian Limited. He has been advising governments, pension funds, insurers, and corporations on risk management, actuarial valuations, and financial sustainability. His expertise includes IFRS 17 implementation for general insurers, advising on self-insured medical malpractice insurance portfolios, and developing innovative pension and social security models. He has also applied actuarial techniques to support structured finance, universal basic income (UBI) design, and resilience planning for small developing states. Shubhash is a frequent contributor to policy forums promoting resilience, sustainability, and intergenerational equity.

Ali Goumar is an experienced actuary with over 20 years of expertise in both life and non-life insurance and reinsurance, gained through roles in insurance companies and consulting firms. His career spans a wide range of actuarial domains including modeling, pricing, reserving, and profitability analysis, as well as risk management topics such as economic capital and risk appetite.Ali also brings strong operational experience in project management and process review. His recent positions include Head of Internal Model Validation at Groupama, and Chief Risk Officer at AXA Morocco and CIMA, where he led strategic risk initiatives and actuarial governance.Since 2023, Ali has been co-leading a working group within the ERM Commission of the French Institute of Actuaries, alongside Pauline Plancke, contributing to the advancement of enterprise risk management practices in the actuarial profession. particularly in risk aggregation and economic capital allocation under both the internal model and the standard formula.

Giovani Gracianti is an actuary over a decade of experience in academia and building actuarial capacity. She holds a PhD in Actuarial Studies from the University of Melbourne, and master’s degrees from the University of Waterloo and the University of Nottingham. Giovani contributed to the Risk Management, Economic Sustainability, and Actuarial Science Development in Indonesia (READI) project, supported by Global Affairs Canada, and has held roles including Executive Director of the Society of Actuaries of Indonesia, lecturer in applied mathematics and actuarial science, and consultant in people development. She currently serves part-time as an actuarial program strategist for the Global Actuarial Initiatives (GAIN), strengthening actuarial capacity in developing countries while raising her children. Giovani has studied and lived in the UK, Canada, Australia, and now resides in the UAE. Passionate about people development, she brings a global perspective to nurturing professional values in future actuaries.

Edwin Graham is a Principal Actuarial Data Scientist at Akur8, based in the UK. He joined Akur8 in 2021, bringing over ten years of experience in insurance pricing and actuarial modeling to the role. He holds a Master’s degree in Mathematics from Lancaster University. In his role, Edwin supports clients in improving their end-to-end pricing processes using advanced modeling and pricing techniques.

Jason is a Manager at Taylor Fry and provides actuarial advice to general insurers and government organisations in the health and disability sectors. He is passionate about using actuarial and analytical techniques to make sense of complex systems and guide better decisions, supporting sustainable investment and improving outcomes. He is a member of the team responsible for the development of Taylor Fry’s economic assumption framework.

Ken Guthrie, BA, MBA is managing director of education at the Society of Actuaries (SOA). In this role, he oversees the development, refinement and management of prequalification education, which includes the examinations, e-Learning and professionalism courses that candidates must complete to obtain a SOA credential. He also developed and oversees the SOA's university accreditation, university-earned credit and on-campus testing programs. Guthrie has held this position for 20 years.Prior to joining the SOA, Guthrie was director, professional education at the Actuaries Institute in Australia where he was responsible for the management of professional education including the Institute’s university accreditation program and examinations and courses developed and delivered by the Institute.

R. Dale Hall, FSA, MAAA, CERA, CFA, is the Managing Director of Research for the Society of Actuaries (SOA) Research Institute. In his role, Dale coordinates the SOA’s strategic research partnerships, oversees SOA experience studies, coordinates research across the SOA’s wide variety of actuarial practice areas and markets, and oversees the SOA’s development of professional development content. He is a frequent speaker at global insurance and retirement industry meetings to highlight SOA research, including presentations to the NAIC and congressional committee testimony on pension plan mortality rates. He has appeared on behalf of the SOA in a variety of media outlets, including National Public Radio, C-SPAN, PBS, and National Geographic’s BREAKTHROUGH series, and hosts the SOA’s Research Insights Podcast.Prior to joining the SOA in 2013, Dale spent over 20 years in the U.S. insurance industry, where he was active in industry actuarial committees and served as an adjunct professor in the actuarial science program at Illinois State University.

Will is a Director at Moody’s, leading the Actuarial Modelling Services team across APAC.He began his career at Barrie & Hibbert (later acquired by Moody’s Analytics) in 2011 as part of the modelling services team in Edinburgh, where he focused on model calibration and investment governance. In 2012, Will relocated to Asia to support insurance clients throughout the region, specializing in stochastic modelling and its applications.Prior to joining Moody’s, Will was a Performance and Risk Manager at Alliance Trust Asset Management. He holds an MSc in Applied Mathematics from Heriot-Watt University, a BSc in Mathematics from the University of Edinburgh, and is a CFA charterholder.

The author joined Meiji Yasuda Life Insurance Company in 2020. In 2025, they became a Fellow of the Institute of Actuaries of Japan.

Dr. Hamaya obtained MD from Institute of Science Tokyo and completed his internal medicine/ cardiology clinical fellowship in Japan. He then completed his Master of Science in Epidemiology, PhD in Population Health Science focusing on cardiovascular epidemiology, and Master of Science in Biostatistics at Harvard University. He now works at the Division of Preventive Medicine, Brigham and Women’s Hospital and Harvard Medical School as a junior faculty, conducting various epidemiological/clinical studies to advance prevention sciences. His work focuses on prediction of disease risk and intervention effects, often using machine-learning models. He also co-founded a company in Japan, Everyone-Cohort Inc., to promote evidence-based assessment/feedback of lifestyles. His brother is an actuary.

Yumi Hamaya is a member of the Finance and Accounting Department at Taiju Life Insurance Company, where he is responsible for financial management. He holds a degree in Mathematics from the University of Tokyo. He became a Fellow of the Institute of Actuaries of Japan in 2017 and obtained the Chartered Enterprise Risk Actuary (CERA) designation in 2022.

Oliver has a breadth of experience in developing and applying climate scenario analysis. Primarily supporting insurers and other financial institutions in integrating climate risk and opportunity insights into investment decision making and risk management frameworks.Notably, Oliver supported GIC in developing a bespoke set of scenarios – combining their in house expert views with a proprietary set of models.Most recently, Oliver contributed of the Institute and Faculty of Actuaries latest thought leadership piece titled 'Planetary Solvency', a call to action for actuaries to use their skills for better climate risk management.

Moritz Hanika studied Mathematics and Economics at the Friedrich-Alexander-Universität Erlangen-Nürnberg (FAU), Germany, with a focus on stochastics and risk management. Since 2021, he works at the Department of Insurance Economics and Risk Management at the Friedrich-Alexander-Universität Erlangen-Nürnberg (FAU) in Nürnberg, Germany, where he also received his doctoral degree in 2024. His research interests include consumer preferences in life insurance, pandemic risk, and market discipline.

Dane Hansen, FSA, MAAA is a Senior Consulting Actuary with Milliman with extensive experience in healthcare economics, provider payment, and claims-based data analyses. He has provided consulting services to a variety of clients in the U.S., including health plans, risk-bearing provider organizations, patient advocacy groups, and pharmaceutical companies. He has led the design, implementation, and modeling for alternative payment risk-sharing strategies, including shared savings arrangements and episode-based payment models such as the Transforming Episode Accountability Model (TEAM) administered by the Centers for Medicare & Medicaid Services (CMS). He has also developed financial methodologies to quantify cost reductions from healthcare initiatives, such as value-based contracts, and identifying key performance drivers.

A recent graduate of the MSc in Actuarial Science program at University College Dublin, School of Mathematics and Statistics, with recommended exemptions from IFoA Core Principles examinations (CS1, CM1, and CB1). Master’s thesis research focused on the dynamic optimization of general insurance premiums through demand-based pricing models, bridging actuarial science with applied economics and financial modeling.Previously earned a Bachelor of Science in Mathematics from IPB University, Indonesia, with a concentration in linear programming and operations research. Undergraduate research explored applications of mathematical optimization, including lecturer teaching scheduling using goal programming and algorithmic approaches to improving energy access in underserved regions.Alongside academic achievements, has professional experience as a mathematics and programming educator, as well as international exposure through conferences, publications, and scholarship awards. Future aspirations lie in actuarial consulting and risk management, with a strong focus on applying quantitative methods and data-driven insights to solve practical challenges in finance and insurance.

Joined Fukoku Mutual Life Insurance in 2012.Fellow of Institute of Actuaries of Japan from 2017.After working in the Accounting Department and the Risk Management Department, currently working in the Digital Innovation Promotion Dept.Mainly responsible for building a data infrastructure that makes comprehensive use of internal company data, and for utilizing that data to improve business efficiency, utilize BI tools, and carry out various data analyses.

Worked for approximately 10 years at a leading Japanese non-life insurance company, where responsibilities included pricing, underwriting, financial reporting, IR activities, and exploring IFRS implementation. During this period, was seconded to J-FSA and the monitoring office of a major bank, where responsibilities included:- Developing principles for model risk management and overseeing the establishment of management frameworks- Monitoring financial statements and conducting stress testsJoined KPMG AZSA LLC in 2025 and has since been involved in accounting audits of reserve liabilities under JGAAP and IFRS. Additionally, provides advisory services to insurance companies, including support for the implementation of economic value-based solvency frameworks.

Simon Hatzesberger is an actuary working as a Manager in Actuarial & Insurance Services at Deloitte. During his previous tenure in the actuarial department at Allianz Private Health, he was responsible for various data- and AI-related topics for several years. He holds an MSc degree in Financial Mathematics and Actuarial Sciences from the Technical University of Munich, as well as an MSc degree in Computer Science and a PhD in Mathematical Stochastics from the University of Passau. Additionally, he is a member of the German Association of Actuaries, a Certified Actuarial Data Scientist, and a Certified Enterprise Risk Actuary. He is actively involved in several Actuarial Data Science committees of the German Association of Actuaries, serves as a workstream lead in the Artificial Intelligence Task Force of the International Association of Actuaries, and is a member of EIOPA’s Consultative Expert Group on Data Use in Insurance.

I am a Jamaican actuary, educator and risk manager currently based in Hartford, Connecticut. I am passionate about sharing knowledge and increasing awareness of actuarial methods and their applications. I currently teach Actuarial Science at the University of Connecticut, before which I was a lecturer in the Actuarial Science Programme at the University of the West Indies. I have over two decades’ experience in consulting, regulation and education, and my volunteer work has shown me the value of bringing an actuarial and risk management perspective to any project. I have many years of volunteer experience through the IAA, a2ii and the Caribbean Actuarial Association, and I enjoy the challenge of clarifying actuarial concepts and communicating them effectively to non-actuarial audiences. I studied at Imperial College London, where I earned a BSc. and MSc. in mathematics.

He is Director, COO, and CISO of Daiichi Life’s Bermuda entity. With over 25 years at Daiichi Life in Japan, including 20 years in reinsurance, he has arranged more than 100 reinsurance transactions. Since moving to Bermuda two years ago, he has been leading corporate strategy, operations, and reinsurance initiatives. He also serves as Chair of the Japan Subcommittee of BILITIR.

FSA, FCIA, FCAA – Associate Director on Aon's PathWise Solutions team in Canada. He co-founded AIX Technology, an Insurtech firm in China that delivered innovative solutions to 30+ insurers. He was formerly Deputy Director at the China Association of Actuaries, where he led projects such as China's Third Life Mortality Table, Embedded Value standards, and national expense studies. Jiangang has published extensively (including as lead author of six annual China Life Insurance Product Research Reports). He also serves as a postgraduate supervisor at Peking University, a think-tank expert for the Insurance Society of China, and an active volunteer with the Society of Actuaries.

Mark Larbi Henaku is currently the Executive Director of the Actuarial Society of Ghana (ASG) leading the strategic focus of the association. With a combined experience of 12 years' experience in systems development, Mark has spent the last half-decade building inclusive insurance technology solutions primarily for life and health insurance companies while offering adhoc health systems consulting service for health service organizations.Mark represents the ASG on the IAA inclusive insurance forum as well as the Climate and Sustainability Committee as an observer. He also has keen interest in actuarial education development and professionalism. Mark is a season conference speaker on insurtechs across many jurisdictions including ICA 2023 Sydney, Australia.

Camilo Herrán works as a catastrophic risk specialist at Seguros Bolívar, one of the leading insurance companies in Colombia. He holds degrees in Civil and Environmental Engineering and a Master’s in Seismic Engineering, which gives him a solid foundation to assess a wide range of catastrophic risks, from earthquakes to climate-related hazards.Building on his experience in risk modeling, Camilo is currently leading the development of the Colombian Actuarial Climate Index (ACI-CO). This open-source initiative combines reanalysis data and statistical methods to track and anticipate extreme climate events, with the goal of creating a practical and scalable framework for climate risk assessment in Latin America.In collaboration with the actuarial community in Colombia, he is focused on using his multidisciplinary background to design tools that strengthen resilience against both geological and climate-driven risks.

Apr. 2023 – PresentHe has been seconded to MS Amlin Corporate Services, one of Mitsui Sumitomo Insurance's overseas subsidiaries in the UK, which provides services to other subsidiaries in the UK and continental Europe engaged in insurance operations. He is engaged in the implementation of IFRS 17 and Japan’s new solvency regulations to the subsidiaries. He is primarily responsible for reserving-related matters as a reserving actuary.Apr. 2016 – Mar. 2023He worked as a pricing actuary for auto insurance at Mitsui Sumitomo Insurance. His main responsibilities included modelling technical pricing for auto insurance and submitting it to regulatory authorities.Apr. 2012 – Mar. 2016He joined Mitsui Sumitomo Insurance and worked in the investment department as an assistant in debt financing operations.

Rikito joined Aon in January 2022. Presently he is part of the Catastrophe Research team of Analytics in Japan. His role includes weather-related Cat model evaluation and research. Rikito's current job also includes evaluating climate change impact on Wind and Flood risk. ​ ​ Before joining Aon, Rikito worked as a Catastrophe risk researcher at a risk consulting firm for 10 years. He specialized in data analysis, hazard and vulnerability modelling and physical risk assessment on climate change.​ Rikito holds a Ph.D. in Environmental Studies from the University of Tokyo and has more than 10 years of experience in the field of Coastal Engineering and Hydraulics.​

Otto Ho is Senior Vice President, Chief Pricing Actuary, for RGA’s Asia Pacific operations. He leads reinsurance pricing, experience studies, strategic projects, and R&D for the Asia Pacific region, including key markets in China, Hong Kong, Japan and Korea. Before joining RGA in 2021, Otto worked for more than 20 years in senior roles focused on product development, financial reporting, stochastic modelling, and asset and liability management at companies such as Prudential plc and Ping An, where he served as Chief Actuary. Otto received a Bachelor of Science (B.S.) degree in actuarial science from the University of Hong Kong. He is a fellow member of Society of Actuaries and Actuarial Society of Hong Kong. He is also a Professional Risk Manager under PRMIA. In addition, Otto currently serves on the Research Executive Committee of the Society of Actuaries.

I am an actuary with imagination and purpose. I create mathematical worlds to see behind the screen. I am driven to deliver insights that make sense and I have the patience and communication skills to guide my clients through any problem. My product style emphasises transparency and simplicity. I am dedicated to my legacy, which I define as the lasting impact I leave on a global scale as well as the people that I have positively influenced. I explore and interpret the world through numbers, and I translate to others using language.

Kenta Hoda is a student at the Meiji University Graduate School of Advanced Mathematical Sciences (AMS). He belongs to Prof. Matsuyama’s laboratory at AMS and is a student member of the Institute of Actuaries of Japan (IAJ). His research focuses on enterprise risk management. He presented his early work on yield curve extrapolation using a parametric model at the IAJ’s 2024 Annual Conference.

YOSHI is a Fellow of the IAJ.He has worked at Sumitomo Life for 14 years mainly in the field of valuation.In particular, he has various experience in embedded value, policy amounts analysis, and profit analysis.

I graduated from the Department of Mathematics, Faculty of Science, the University of Tokyo, and earned a Master’s degree from the Graduate School of Mathematical Sciences, specializing in scattering theory of the Schrödinger equation. After my academic training, I built a career in the life insurance industry. For ten years at Taiju Life Insurance, I worked on JGAAP, corporate management, and ESR-related responsibilities. I then joined Prudential Holdings of Japan, where for two years I focused on ESR, product development, and reinsurance.

A software engineer specializing in developing actuarial software and supporting actuarial operations for insurance companies.

Takanori Hoshino is a principal and consulting actuary at Milliman, specializing in life insurance and risk management. He has extensive experience in actuarial consulting, supporting clients with financial reporting, life insurance valuation, and M&A. Takanori is highly knowledgeable about regulatory requirements, including Japan ESR / ICS, and has led projects involving embedded value, economic capital, and IFRS 17. He collaborates with insurers and actuarial professionals across Japan, APAC, the US, and Europe, providing insights on market trends and best practices. Takanori is a Fellow of the Institute of Actuaries of Japan and the Society of Actuaries, and has served on Japan’s FSA "Expert Panel on Economic Value-Based Solvency Regulation." Takanori’s analytical expertise and global outlook have established him as a trusted advisor in the international insurance sector.

Dr. Peter Hovard is Vice President and Chief Behavioral Scientist, based in RGA’s London (UK) office. His role is to conduct research and apply behavioral science principles and methods to RGA and clients’ key challenges. This ranges across the insurance value chain from improving sales journeys to developing underwriting processes that promote honest disclosures and promoting healthy behaviors. Peter previously worked as Behavioural Science Lead for UK general insurer RSA. Peter has a Ph.D. in experimental psychology (appetite and eating behavior) from the University of Sussex (UK). His work is published widely in academic and insurance industry press.

Chris is Head of International Insurance Solutions for Macquarie Asset Management (MAM). In thisrole, Chris engages with insurance clients and prospects to address their investment requirements, with particular focus on asset and liability management (ALM), risk, and capital management of the balance sheet.Prior to joining Macquarie, Chris was a founding member of Schroders’ global insurance asset management business, specializing in general account investment, ALM, and strategic asset allocation. From 2015 to 2019, he was based in Hong Kong, leading solutions engagement with institutional insurance clients across Asia Pacific before returning to London to additionally assume responsibility for coordinating activity with the global multinational insurance client base.Before commencing his investment career, Chris held a number of senior actuarial roles in the life (re)insurance industry, including Actuarial Function Holder, Head of Financial Reporting, and Head of Pricing.Chris is a Fellow of the Institute and Faculty of Actuaries.

Kan-Sheng Hsu is a Data Science Analyst at Cathay Life Insurance, specializing in data science modeling for risk management across personal risk, policy lifecycle management, property valuation, and investment analytics. His academic background includes environmental and climate change studies, with additional expertise in smart agriculture and data science, providing an interdisciplinary foundation for his current work in actuarial and financial applications.

Liaw applies advanced modeling techniques to a broad range of risk management challenges. In addition, he has considerable experience advising sponsors of large, complex pension systems. Before joining The Terry Group, Liaw was a vice president at Aon Hewitt. Previously, he was a vice president at JPMorgan Compensation and Benefits Strategies and its predecessor firm, CCA Strategies. Prior to joining the actuarial profession, he was an assistant professor (mathematics) at Indiana Wesleyan University. Liaw is a fully credentialed actuary and is a member of the Data Science and Analytics Committee of the American Academy of Actuaries. He received his PhD in mathematics from the University of California at Berkeley.

I possess nearly two decades of profound research experience spanning both data science and AI, bridging the gap between academic theoretical exploration and practical industry application. From early intensive research into cutting-edge algorithms in academia to subsequently translating this knowledge into concrete, viable solutions within the industry, I have consistently been at the forefront of technology. Currently, I am dedicated to assisting companies in developing their data science and AI strategies, providing comprehensive guidance and support from initial concept ideation and architectural design to final practical application and implementation. My aim is to empower businesses to leverage the power of data and AI for innovation and excellence.

Anne is a qualified actuary with over 15 years of experience across insurers, intermediaries, and reinsurers, specializing in healthcare and risk management. Based in Malaysia, she is Head of Pricing at RGA Global Reinsurance for the Southeast Asia market, overseeing new business pricing and product development for health business across SEA, as well as mortality and morbidity business in Indonesia and Malaysia. Previously, Anne was Head of Actuarial Projects at Bupa, leading pricing, product development, governance, and M&A initiatives for the UK and global markets, including private medical and dental insurance. With expertise in actuarial due diligence, gap analysis, and consultancy-driven solutions, she is recognized for delivering innovative outcomes. Anne has also served as a board member of IAAHS since 2022.

As a pension actuary at Mizuho Trust & Banking Co., Ltd., where I am engaged in actuarial calculations related to retirement benefits. My expertise lies in the laws and actuarial practices concerning corporate pension finance and retirement benefit accounting.

I am Yasutomo Iida, an actuary working for T&D Holdings, a Japanese life insurance group.After graduating from the Faculty of Science, Department of Mathematics at Kyoto University, I joined Daido Life Insurance Company. Since then, I have gained practical experience in a wide range of actuarial fields, including the calculation of policy reserves, profit analysis, product development, asset management, and risk management.Currently, I serve as Manager of the Risk Management Department at T&D Holdings, the parent company, where I oversee group-wide risk management. My responsibilities include responding to Japan’s new solvency regulations, formulating risk-taking strategies, and conducting risk assessments for business investments.

Kunihiko Iinuma has over 30 years experience in both insurance and investment bank. Previously held senior roles at many leading institutions including Zurich, RBS and UBS and then served as executive positions, Vice chairman of RGA Japan, Vice chairman of SBI Insurance Holdings and CEO of SBI Life Insurance Company. He is BS in Mathematics at Keio University, MS in Finance Engineering at Hitotsubashi University and finally PhD coursework finished in Statistical Mathematics at the Graduate University for Advanced Studies and he is a fellow of the institute of Actuaries Japan.

Tomoki Imai is a second-year master’s student in the Graduate School of Accountancy at Waseda University, Tokyo. After graduating from the Department of Bioresource Science, Faculty of Agriculture, Kyoto University, he joined PricewaterhouseCoopers Aarata LCC (current PricewaterhouseCoopers Japan LLC) in April 2019. He worked two years as a Certified Public Accountant and three years as an actuary, auditing financial statements and actuarial reserves of life insurers. In April 2024, he took leave from PwC to enroll at Waseda. His academic interests center on applying extreme value theory to older-age mortality models. His professional interests focus on bridging insurance accounting and actuarial science to improve reporting quality and risk insight. He is the Japanese Institute of Certified Public. Accountants Member and Associate of the Institute of Actuaries of Japan.

Dave Ingram is a researcher, writer and retired consultant on risk management. He is am SOA board member (2021 - 2027) and has served in various volunteer roles for SOA, IAA and ASB. He has recently concentrated on Large Language Models and has created over 100 custom chatbots. Dave is an editor of SOA Research Institute Actuarial Intelligence Bulletin. Prior to retirement in 2020 he led Willis Re’s ERM Advisory for 12 years. Dave was previously in the Insurance Ratings Group of S&P where he helped to incorporate ERM into insurance ratings. Dave has also held executive and actuarial positions within insurance companies. He served as the Chair of the IAA EFRC and Chair of the US ASB ERM Committee and chair of the IAA ERM taskforce of the ASC. In those roles, Dave was instrumental in the first ERM professional standards for actuaries in the US and globally.

Jenny Ingram is an experienced life insurance actuary with a keen interest in how medical developments shape the solutions insurers provide to their customers. She gained valuable product development and pricing skills while heading up this function for Momentum Life in South Africa while most recently leading a team of actuaries within financial reporting for TAL in Australia.

Genta Inoue is a Fellow of the Institute of Actuaries of Japan, with over sixteen years of actuarial experience in non-life insurance industry. He joined Mitsui Sumitomo Insurance Japan in 2010 and has been in charge of pricing personal insurance product in Japan. During 2021-2022, he has been sent to the USA and experienced the practice of actuarial pricing and predictive analysis at the non-life insurance company located there.

Shoichi Irie, MD, worked as a cardiovascular surgeon from 2015 to 2019 at Saitama Medical University International Medical Center and Tokyo Women’s Medical University Hospital, specializing in adult valve disease, coronary artery disease, aortic disease, and ventricular assist device therapy. In 2020, he founded Topoi Inc., where he serves as CEO, applying clinical expertise to the analysis and utilization of healthcare data. Collaborating with universities and medical device companies, he supports medical policy research and academic publications. He has also worked with Milliman’s Tokyo office, providing real-world evidence services in health economics and outcomes research. Currently, Dr. Irie continues to practice as a dialysis physician while leading initiatives to bridge clinical medicine with data science. He earned his MD and BS in Mathematics from the University of Tokyo and is board-certified in surgery.

Started career in 2015 at Aflac Life Insurance Japan, working on profit and risk analysis of the insurance company and its products. Areas of focus included economic-value-based metrics such as Embedded Value (EV), Value of New Business (VNB), and Economic Solvency Ratio (ESR, or J-ICS). In 2024, moved to Aflac Asset Management Japan, where I am currently responsible for investment risk management, and also involved in ALM. My career is characterized by bridging actuarial perspectives with investment practices. My professional interests include solvency regulation, asset-liability management, and portfolio optimization under real-world constraints. I am a Fellow of the Institute of Actuaries of Japan (IAJ) and a Chartered Enterprise Risk Actuary (CERA). I am particularly interested in how global solvency standards such as ICS influence insurers’ strategic asset allocation, and I look forward to contributing to the actuarial research community through this work.

Jumpei Ishikawa is a Manager in the Accounting and Actuarial Department at Lifenet Insurance Company, where he leverages expertise in both finance and actuarial science.He began his career in reinsurance accounting and has since gained diverse experience at Lifenet across the actuarial function. His specialization includes JGAAP financial statements, European Embedded Value (EEV) calculations, IFRS-based profit management, and product actuarial work. This integrated background provides a deep perspective on insurance risk and value creation.Mr. Ishikawa also promotes the social role of insurance through his involvement with the Inclusive Insurance Working Group of the Actuarial Institute of Japan (IAJ). He contributes research focused on expanding access to insurance for underserved populations.

I am Ren Ishiyama, second-year M.Sc. candidate in Statistics at the Graduate School of Science and Technology, Keio University, Japan. My research centers on extreme value theory, especially conditional extreme quantile estimation and tail risk. I study and extend workflows that combine the existing Extremal Random Forests (ERF) method of Gnecco, Terefe, and Engelke (2023) with Neyman-orthogonal inference for generalized Pareto parameters.

2012 Ph. D. in International Management from University of Hawaii at Manoa2012 Ph. D. in Media and Governance from Keio University2013 Assistance Professor of Finance at International University of Japan2015 Associate Professor of Finance at International University of Japan2015 President of ITOX Co., Ltd.2019 Associate Professor of finance at Aoyama Gakuin University2023 Professor of Finance at Aoyama Gakuin University2025 Outside Advisor of The Institute of Actuaries of Japan.

Mr. Ito is a senior actuarial analyst on the Japan Analytics team at Aon's Reinsurance Solutions, where he has worked since January 2023. In this role, he supports clients with reinsurance pricing and reinsurance structure optimization through advanced statistical analysis. He is also involved in marketing and providing client support for ReMetrica, Aon's Dynamic Financial Analysis (DFA) platform, to Japanese clients.Prior to joining Aon, he worked at Mitsui Sumitomo Insurance Co., Ltd. from 2019 to 2022 as an actuarial analyst, contributing to the development of internal capital models, catastrophe reserve calculations, and preparations for Japan’s new solvency regulations.Mr. Ito is a Fellow of the Institute of Actuaries of Japan (FIAJ) and an active member of the ASTIN Working Group, the Data Science Working Group, and the Catastrophe Working Group within the IAJ.

Ritaro Ito is a Consultant with the Actuarial Practice of Oliver Wyman and is based in Tokyo. Prior to joining Oliver Wyman, Ritaro was a Senior Associate at PwC Japan, where he was involved in IFRS 17 implementation support, Embedded Value (EV) modeling, JGAAP valuation and audit, and enhancing the efficiency of ESR (Economic Solvency Ratio) calculations under Japanese insurance capital standards. Ritaro graduated with a bachelor’s degree in Economics from the University of Tokyo, with a concentration in Finance. He is a Fellow of the Institute of Actuaries of Japan.

My name is Yosuke Ito and I am a Fellow of the Institute of Actuaries of Japan.I work at Sompo Himawari Life Insurance Inc.My current role involves aggregating the business results, improving business efficiency, and developing skilled actuaries.I previously worked at Meiji Yasuda Life Insurance Company.There, I was involved in revising reinsurance contracts, negotiating with the Financial Services Agency for new product approval, and validating the financial soundness of pension plans.I have a master's degree in mathematical sciences from Nagoya University.I have a strong interest in proof assistants and the formalization of actuarial mathematics.This is a personal project that I work on in my spare time.I participate in the annual meeting of theorem proving in Japan.I am also involved in the project to develop MathComp-Analysis, a real analysis library for the Rocq proof assistant.

Momoka Iwai is a student at the Meiji University Graduate School of Advanced Mathematical Sciences (AMS) and belongs to Prof. Matsuyama’s laboratory at AMS. She is a student of the Institute of Actuaries of Japan (IAJ). She majored statistics and machine learning and her current research is focusing on mortality prediction models using neural networks (NNs). She presented a paper on a NN-based all-cause mortality model at IAJ’s 2024 annual conference. Her presentation on a NN-based cause-of-death mortality model has been accepted for the first ASTIN Bulletin conference in January 2026.

Kosuke Iwasaki has over two decades of experience as a healthcare consulting actuary. From 2000 to 2013, he worked in the United States, focusing on consulting services for pharmaceutical companies. Upon returning to Japan, he established the healthcare practice at Milliman’s Tokyo office. Since then, he has been providing Real World Evidence generation services in the field of Health Economics and Outcomes Research, primarily supporting the Medical Affairs divisions of pharmaceutical and medical device companies in Japan.He is a Fellow of the Institute of Actuaries of Japan and a Member of the American Academy of Actuaries. Mr. Iwasaki holds a B.S. in Mathematics from the University of Tokyo and an MBA from Columbia University.

Hirokazu Iwasawa (aka Iwahiro) is a central figure in education, dissemination, and research of data science in the actuarial field in Japan. He has played a key role as mentor of numerous data science related projects within the Institute of Actuaries of Japan, notably in the Data Science Related Basic Research Subcommittee and the ASTIN-related Study Group. As an eminent educator, he regularly delivers lectures at the IAJ as well as at several universities, including Waseda University where he serves as Guest Professor. He is a prolific author of more than 20 books, eight of them single-authored, covering a wide range of topics such as probability, statistics, mathematical puzzles, non-life insurance mathematics, and predictive modeling. He is also the originator of the AGLM technique, and a co-authored paper on this method was recognized with the 2021 Hachemeister Prize.

Dr. Jabo is a Medical Epidemiologist and Director of Analytics and Modeling at Moody’s. He joined Moody’s from the California Cancer Registry/Region 5 where he spent 5 years using California statewide data on cancer to evaluate demographic and cancer-directed treatments effects on morbidity and mortality within the California State population. Additionally, Dr. Jabo worked two years as a research analyst with Loma Linda University Research Consulting Group where he worked on different biomedical research projects that include cost comparative analyses of various surgical and medical interventions. He holds a PhD in Epidemiology and an MPH in Biostatistics from Loma Linda University, an MD from the National University of Rwanda and a diploma in Modeling of Infectious Diseases from Institut Pasteur, Paris, France.

Richard Jackson is an internationally recognized authority on global aging and retirement policy. He is president of the Global Aging Institute (GAI), a nonprofit research and educational organization dedicated to improving understanding of the economic, social, and geopolitical challenges created by demographic change, and especially population aging, in the United States and around the world. He is also a senior adviser to The Terry Group, an actuarial consulting firm. Richard is the author or co-author of numerous policy studies, has spoken on aging-related issues at dozens of conferences in Asia, Europe, Latin America, and the United States, and is widely quoted in the media. He holds a Ph.D. in history from Yale University.

Steve Jackson is the American Academy of Actuaries’ Director of Research for public policy. In this role, he leads public policy research activities and projects for the Academy across all actuarial practice areas. He served as the lead author of the Academy’s 2021 research paper, Aggregating Regulatory Capital Requirements Across Jurisdictions. He also served as one of the principal authors of the Federal Reserve Board’s Insurance Policy Advisory Committee study in 2024, Discussion of Scalars in Reference to the US Developed Aggregation Method for Calculating Group Capital for Internationally Active Insurance Groups. Prior to working at the Academy, he was a professor of public policy for 30+ years at Cornell University and Washington University in St. Louis. He currently is a member of the Federal Reserve Board’s Insurance Policy Advisory Committee.

Harsh is a consultant at Hymans Robertson. With expertise in pricing, underwriting, and independent model validation, he is focused on building innovative solutions for global markets. he has worked at KPMG, Kuwait Re and Willis towers Watson in the past. He combines strong technical skills in Excel, Python, and Dynamics 365 with a commitment to client-focused delivery, regulatory compliance, and actuarial innovation.

Laticia currently serves as a Health Pricing Actuary at Sequis Life, where she focuses on integrating business strategy with risk analysis within the health insurance sector. She earned her bachelor degree in Actuarial Science from the Bandung Institute of Technology (ITB), cultivating a rigorous foundation in managing financial risk. Her research is rooted in financial mathematics and investment, with a specialized focus on Asset Liability Management (ALM). Through her work, Laticia aims to bridge the gap between complex financial modeling and practical insurance solutions, ensuring long-term institutional stability and optimized outcomes.

Nick is Head of Asset Risk Modelling for MA's Insurance Solutions business. He specialises in the valuation and risk assessment of systematic financial risks, including emerging risks. He leads a team of a dozen quantitative analysts, economists and financial engineers based in the UK. Nick's team work researching risk management capabilities including climate & stochastic scenario generation solutions. Nick has many years of experience developing financial stochastic models and calibration methods. His current focus is on embedding climate change risks into financial and asset pricing models, and pricing of risk and illiquidity premia including in the emerging private credit markets.

Zhongmei Ji is a Senior Quant in the Quantitative Methods and Tools team at SCOR P&C in London. She is an associate actuary with the UK Institute and Faculty of Actuaries, with ten years’ working experience. She has a PhD in Mathematics (Statistics Group) from the University of York. She worked in actuarial consulting for five years for clients across a wide range of industries and geographies in WTW before moving to specialty insurance and reinsurance pricing. She co-authored the “Loss Modelling from First Principles” paper, which won Best General Insurance paper at ICA 2023, was Most Popular Research Paper at CAS Forum in 2024, and was highly commended for the Geoffrey Heywood Prize. https://www.linkedin.com/in/zhongmei-ji-2666837b/

Yui Jimbo is a new employee at the Prudential Life Insurance Company, Ltd., having joined the company in April 2026. She completed the Actuarial Specialist Program at the Graduate School of Accountancy at Waseda University, in March 2026 (fiscal year 2025 in Japan).

Akihiro Jitsuishi joined PwC in April 2017 and currently provides support for IFRS17 and the new economic-valued based solvency regulation implementation to non-life insurance group, the appointed actuary duties, natural disaster risk measurement and climate change-related disclosure such as physical risk measurement of flood, and preparation of ORSA reports. As JGAAP, IFRS17, and solvency audit work, reviews non-life insurance companies' policy reserves for long-term insurance and cat reserves, reviews actuary's opinions, and confirms and reviews the validity of IBNR reserves of all product lines. Before joining PwC, he Worked at a major domestic non-life insurance company. His work experience includes risk management operations such as natural disaster risk measurement and consideration of the development and utilization of Enterprise Risk Management (ERM) systems in the product department of various lines. He is scheduled to be appointed as the chairperson of the Climate and Sustainability Study Group of the IAJ.FIAJ/CERA.

Ben is an actuarial data scientist with Milliman’s Recon group in Chicago, where he leads industry experience studies for annuities. He uses predictive modeling and large datasets to analyze policyholder behavior and inform assumption setting, pricing, and forecasting. He also advises insurers on assumption development and supports assumption reviews for M&A transactions. His experience spans variable, fixed indexed, registered index-linked, and multi-year guarantee annuities.

In his nearly 30 year career, Sigurdur has been working in the Financial Supervisory Authority of Iceland (non part of the Central Bank) for 30 years. Sigurdur has worked as an expert in insurance and pension supervision, financial stability and climate scenarios. He has been active in internation cooperation regarding the desing and implementation of Solvency II. He worked at the European Insurance and Occupational Pensions Authority (EIOPA) for 6 months in the winter of 2012/2013. Recently Sigurdur has been extensively in research and publications on the Iclelandic pension system,

I am a Fellow of the Institute of Actuaries of Japan (FIAJ). As an Originator in Munich Re Markets Division at Japan Branch, I provide market risk transfer reinsurance solutions for our clients to meet the needs of both inforce and new business. I started my career 14 years ago as pension actuary first at Mitsubishi UFJ Trust Bank and then Mercer Japan before joining KPMG Tokyo to transition into the life and health insurance industry. In addition to financial / actuarial risk management, insurance audit and IFRS17 implementation advisory, I have also contributed to books on IFRS17 and ESR regulation. I look forward to meeting fellow international actuaries at ICA 2026.

Yu is a manager in PwC’s actuarial services practice in Japan. She has over 9 years of experience in building financial reporting processes for IFRS 17 at a non-life insurance company. She is a Fellow of the Institute of Actuaries of Japan (FIAJ) and a Chartered Enterprise Risk Actuary (CERA).

Muhammad Ikhsan Kalla is an Associate of the Society of Actuaries of Indonesia (ASAI) and a Certified Non-Life Analyst (CNLA), holding a cum laude Master’s degree in Actuarial Science from Bandung Institute of Technology (2022). Currently serving in the Actuarial Directorate of BPJS Kesehatan—the world’s largest single-payer social health insurance system—he specializes in actuarial modeling, big data analytics, and the development of early warning systems for health insurance sustainability. Proficient in Python and R Studio, he applies advanced statistical and predictive modeling techniques to support policy formulation and financial planning. In 2024, he presented at an international conference in Bangkok, Thailand, delivering a paper titled “Cluster Analysis of Province Case Mix Index on Indonesian National Health Security (BPJS Kesehatan) System”. His work bridges technical rigor with actionable policy insights to ensure the long-term resilience of Indonesia’s National Health Insurance Program.

Amir Kamal trained in actuarial science at HEC Lausanne, Switzerland, and is Actuarial Function Officer (Reinsurance) at Ageas Group, where he supports oversight of statutory reserves, underwriting performance, and reinsurance strategy at group level. With 15 + years’ experience, he previously held senior actuarial roles at Generali, PwC, Travelers, and HCC Tokio Marine, working on capital modeling, solvency assessment, reinsurance portfolio optimization, and property cat pricing across European and UK regulatory landscapes.In recent years, beginning with the Covid-19 crisis, his work has focused on linking solvency practice with population health. In 2025, he presented in the AFIR-ERM section at JoCo São Paulo on “Embedding Prevention in Sustainable Insurance Solutions”, building on earlier experience as co-founder of a cardiovascular health initiative. His current research advances Dynamic Solvency Intelligence (DSI), a framework integrating Bayesian filtering, alignment monitoring, and prevention-linked capital pathways, including Health Bonds triggered by population health metrics.

Tsudoi Kaminaka joined PwC as a new graduate in April 2021 and is a member of the Actuarial Team in the Insurance Group of the Financial Services Division. He is currently involved in actuarial work, primarily supporting the implementation of economic value-based regulations, providing readiness support, practical support for IFRS 17, and other audit tasks related to insurance mathematics. Additionally, he has experienced product development support, actuary support work, and research on climate change scenario analysis. Since 2024, he has been participating in the Climate and Sustainability Study Group of the IAJ. In particular, he is a member of the Inclusive Insurance Subcommittee, conducting research and studies on the protection gap and inclusive insurance. FIAJ

Dr. Shinichi Kamiya is Associate Professor of Risk and Insurance and Co-Director of the Insurance Risk and Finance Research Centre at Nanyang Business School, NTU Singapore. He earned his Ph.D. in Risk and Insurance from the University of Wisconsin–Madison and a Master’s in Applied Mathematics from the University of Illinois at Urbana–Champaign. Before his Ph.D., he worked at Yasuda Fire & Marine Insurance. His research appears in top journals such as the Journal of Financial Economics, Journal of Risk and Insurance, and Insurance: Mathematics and Economics. He has received several awards, including the Journal of Risk and Insurance's Robert C. Witt Best Paper Award (2023) and the European Financial Management Readers’ Choice Award (2019). His current work focuses on climate and catastrophe risk, and corporate risk management.

Shinichi Kanai is a risk professional at Mitsui Sumitomo Primary Life Insurance Company in the Risk Management Department, where he oversees economic value-based solvency regulation, internal model measurement, and insurance liability verification under international accounting standards. With 20 years of experience at domestic life insurers, he has held roles spanning accounting operations, forecasting future income and expenditures, and enterprise risk management. He leads initiatives to strengthen model governance, conduct scenario analysis and stress testing, and integrate actuarial and finance functions to support regulatory compliance and capital optimization. As an active member of the Japan Actuarial Association’s Climate Change and Sustainability Study Group, he contributes to work on inclusive insurance. He is a Fellow of the Institute of Actuaries of Japan, and he is committed to applying actuarial expertise to address sustainability and social issues within the insurance sector.

Kazunori Kanda is a seasoned insurance and reinsurance professional with over 15 years of experience spanning client management, actuarial science, and product innovation. Currently Vice President and Senior Client Manager at Swiss Re, he leads strategic 　reinsurance partnerships with global and national clients in Japan. In his earlier role, he drove innovation in product development, especially health promotion products and fostered industry collaboration through partnerships and committee leadership. Previously, he held actuarial roles at Prudential of Japan and Dai-ichi Life, specializing in pricing, valuation, and etc.. Kazunori holds Master’s degrees in Engineering from Tokyo Institute of Technology and is a Fellow of the Institute of Actuaries of Japan.

Hiromi Kaneko is Expert and Advisor in Actuarial Management at Sompo Japan Insurance Inc., with over 10 years of experience as a Hoken-Keirinin (the statutory appointed actuary role in Japan). He has contributed to a wide range of initiatives across the insurance business, including corporate planning and strategy, as well as M&A evaluation and management oversight in other group companies. His career reflects deep involvement in actuarial operations and cross-functional projects beyond traditional actuarial domains, combining practical insight with a strong commitment to professional standards. He has supported industry-wide efforts to improve actuarial governance and operational quality. Kaneko holds an MBA and is a Fellow of the Institute of Actuaries of Japan.

Yasuhide Kaneshiro currently serves as a Manager in the Actuarial Section of Meiji Yasuda Life Insurance Company,where he is primarily engaged in building system infrastructure for revenue management.His core responsibilities have included the design, development, and pricing of protection-type insurance products,the development of internal revenue management indicators, the calculation and disclosure of European Embedded Value (EEV),and the establishment of model governance for measuring liability cash flows.He has also been involved in formulating and planning sales strategies in the company's individual sales division.In addition, Yasuhide Kaneshiro has a strong interest in social issues and participates in the Inclusive Insurance Working Group organized by the Institute of Actuaries of Japan (IAJ). Through this group, he conducts research on the state of insurance systems in emerging countries, including case studies on implementation and dissemination, as well as innovative approaches.

James Kang is the Founder and CEO of AiNOS AI, building AI-native, compliance-grade decision infrastructure for highly regulated industries. He brings deep expertise in finance, risk, and capital markets, shaped by leading M&A for Fortune 50 insurers and reinsurers in New York and Bermuda. Prior to founding his startup, he worked at Munich Re in New York and held country management roles with Prudential International Insurance, overseeing multi-market strategy and execution across North America, Latin America, Africa, and Asia. He is an Actuarial Science alumnus of the University of Toronto.

Hiroshi Kano, FIAJ, CERA, is an actuary at Daiichi Frontier Life Insurance Co., Ltd., located in Tokyo, Japan. He has been engaged in risk management and economic value-based liability valuation since 2012.

Tetsuya Kaseda is a Senior Analytics Manager at Howden Re Japan, where he is responsible for analytics and brokerage in the reinsurance sector. Prior to joining the Howden Group, he held roles in life insurance, asset management, and insurtech companies. He has a variety of experience in quantitative analysis such as asset-liability management (ALM) optimization for life insurers, portfolio manager of quant investment strategies, and the development of insurance risk models using machine learning. He holds a Master’s degree in Engineering from Kyoto University and is certified as an Associate of the Institute of Actuaries of Japan (AIAJ) and a Chartered Financial Analyst (CFA).

Tomoki Katayama is an actuary at Daido Life Insurance Company with over 10 years of experience in financial reporting and risk management in the life insurance sector. He has worked across key areas including Japanese GAAP, Market Consistent Embedded Value (MCEV), underwriting and liquidity risk management, and regulatory validation under Japanese Economic Value-based Solvency Regulation. His recent work explores the integration of machine learning techniques into actuarial modeling, with a focus on enhancing the management of mortality and surrender risks.

Nana Kato is a Research Engineering Manager at Spectee with a comprehensive background that spans actuarial science, data science, and disaster risk modeling. She began her career as an Actuary and Catastrophe Risk Modeler at the General Insurance Rating Organization of Japan, spending over 13 years specializing in predictive modeling for P&C insurance and developing risk models for various natural disasters. Transitioning to the disaster-tech industry, Nana joined One Concern as a Senior Data Scientist, where she focused on real-time flood prediction and damage modeling. Currently, as the Research Engineering Manager at Spectee, she leads advanced ML research in real-time flood prediction, object detection, and social media data analysis.

Takashi Kato is a pension and actuarial specialist with extensive experience in corporate defined benefit and defined contribution plan management. He advises on plan design, actuarial valuation, funding strategy, investment objectives, asset allocation, manager selection and monitoring, and serves in business development for corporate DC plan administration. Previously, he held senior in house actuarial roles at a life insurer, focusing on IFRS/JGAAP valuation, budgeting and reinsurance arrangements. He is a Fellow of the Institute of Actuaries of Japan, a Fellow of the Japanese Society of Certified Pension Actuaries, and a Chartered Member of the Securities Analysts Association of Japan. Since 2015 he has been a part time lecturer in actuarial mathematics for graduate students at Tohoku University.

Shogo Katsui is an actuary working at Aflac Life Insurance Japan, Ltd. for the past five years. He mainly works on insurance risk management, including setting assumptions for liability valuation, conducting stress testing, and monitoring insurance risks. He also has responsibilities for the research department such as gathering information on the external environment particularly regulatory trends in Japan and overseas. Before joining the insurance industry, Shogo studied neuroscience at The University of Tokyo, conducting fMRI research on human perception. His current interests include climate change risk, risk management, and life reinsurance.

Kentaro is a Fellow of the Institute of Actuaries of Japan and a CERA. He currently serves at the Chair of the Standard Mortality Investigation Division and is a member of the ICA2026 Scientific Subcommittee of the IAJ.He is a Pricing Manager at Sumitomo Life Insurance Company, where he worked for 25 years.Kentaro graduated from Kyoto University with a degree in Mathematics and later completed a Master's program in Actuarial Science at Kyoto University's Graduate School of Science. He was the first person in Japan to major in Actuarial Science and the first student to present a paper at the IAJ's annual meeting. He received the IAJ's Outstanding Research Paper Award twice: for "The Fair Value of Insurance Liabilities" (2000) and "Theoretical Aspects of Embedded Value Calculation" (2009).

Haruka Kawamura received the M.S. degree in Computer Science from the Graduate School of Information Science and Technology at the University of Tokyo, where he studied in the laboratory of Professor Suda. His master’s research focused on error analysis of approximation algorithms for linear algebra problems. During this period, he presented his work twice at meetings of the Japan Society for Industrial and Applied Mathematics and published two papers in peer-reviewed journals. After graduation, he worked as an engineer for four years and is now in his second year at an insurance company. His current professional interests include risk management and the development of statistical models.

Thomas specializes in catastrophe loss modeling, encompassing both natural and man-made events. In November 2024, he delivered a workshop on drought risk modeling as part of the “100% Data, 100% Actuaries” conference organized by the French Institute of Actuaries. His actuarial memory thesis also focused on this modelling topic. He is currently supervising a second memory thesis on the same theme and has overseen the development of the drought risk model within Forvis Mazars Actuarial.

Anna Keshishoghlyan is an actuary and data analyst with more than 15 years of experience in the insurance industry. She works at Armenia Insurance LLC, where she focuses on actuarial reserving, pricing, and predictive modeling for motor and medical insurance portfolios. Her work involves applying statistical and machine-learning methods to analyze claim frequency, severity, and risk dynamics. Anna is also a lecturer at the French University in Armenia (UFAR), where she teaches courses on insurance economics, reinsurance, asymmetric information, and introductory actuarial analysis using Python. She holds a Master’s degree in Economics and Political Science from the University of Milan and a Basic Actuarial Diploma from the UK Actuarial Society. Anna is also a Board Member of the Actuarial Society of Armenia.

Qualified Actuary & experienced Product/Pricing Strategist with 20 years in the P&C, focusing on Automobile Insurance Industry with solid knowledge on Product Development, Multi-Variate Data Analysis (GLM) and Price Optimization. Major strengths in Actuarial, Business Strategy, Data-Driven Analysis and Leadership combined with Decision-making & Global communication ability. With over 20 years in the insurance and actuarial field, my Role as Korea P&C Leader at Willis Towers Watson Insurance Consulting & Technology has expanded my expertise across the insurance value chain; product, pricing, underwriting, claims, and financial reporting. My focus is empowering not only Korean team to excel in the dynamic market, but leveraging my skills to contribute to Asia Pacific's innovation. Previously, as a Senior Manager at Samsung Fire & Marine, I had deepened my analysis and insurance competencies, leading planning project, Joint-Venture Project with Big-Tech, product development and price optimization project.

Apr. 2024- present Yuki Kimura returned to Mitsui Sumitomo Insurance and has been working in the Reinsurance Department.Apr. 2021-Mar. 2024 He was seconded to MS&AD InterRisk Research & Consulting, where he worked in the Data Analytics Department, engaging in the following activities: -Development and validation of natural catastrophe models -Development of new businesses and services utilizing expertise in natural catastrophe analysis (achievement of launching "Flood Risk Finder") -Joint research with the University of Tokyo (as a private-sector collaborative researcher. He submitted two research papers to international peer-reviewed journals as the leading author)" Apr. 2017~Mar.2021 He joined Mitsui Sumitomo Insurance and worked in the Reinsurance Department, where he was engaged in catastrophe treaties, conducting DFA analyses from an ERM (Enterprise Risk Management) perspective and working on designing optimal reinsurance structures.

Akira Kinefuchi is a senior actuarial analyst at Aon’s Reinsurance Solutions with a decade of non-life reinsurance expertise, enhancing strategies and client outcomes through dynamic financial analysis and complex reinsurance modelling. Experience spans across various lines of business including property, liability, credit and bond, but most extensively in property cat reinsurance.Akira is a Fellow of the Institute of Actuaries of Australia (FIAA) based in London, UK. Prior to that he was based in Tokyo, Japan for 9 years where in parts held a hybrid role across catastrophe and actuarial analytics. He started his reinsurance career in Sydney, Australia after graduating from The Australia National University.

Keiichi Kitamura is a Senior Manager, Valuation, for RGA Japan, responsible for a broad range of valuation and planning activities supporting life reinsurance. His work spans U.S. GAAP and JGAAP reporting, actuarial modeling, and business planning, enabling accurate financial reporting and informed decision making. Before joining RGA in 2018, Keiichi worked at AXA Life Insurance, leading profit management activities such as statistical analysis, experience studies, and JGAAP reporting. Keiichi holds degrees from Keio University and is a Fellow of the Institute of Actuaries of Japan (FIAJ) and a Chartered Enterprise Risk Actuary (CERA). He serves on the IAJ Enterprise Risk Management Committee and is a part time lecturer at Keio University.

CURRENT RESPONSIBILITY Principal and consulting actuary, Milliman, Chicago, 2009-Present Expertise includes industry life experience studies, underwriting, setting assumptions, helping InsureTech companies, COVID-19PROFESSIONAL DESIGNATIONS Fellow, Society of Actuaries (SOA) Member, American Academy of Actuaries (AAA) EDUCATION BS, Actuarial Science and Finance, University of Illinois, Urbana ACTIVITIES SOA: Mortality and Longevity Steering Committee Chair, Older Age Mortality POG Mortality Improvement Survey and COVID-19 Expert Panel POGs Creator, Underwriting Innovations Symposium Planning Committee Mortality Improvement Model (MIM) Development Team 2001, 2008 , 2015 Valuation Basic Table Teams, 2008, 2015 Relative Risk Tool Teams Committee on Life Insurance Mortality and Underwriting Surveys Other: AA A Life Experience Committee Past Co-Vice Chair, International Actuarial Association (IAA) Mortality Working Group, Current Observer, IAA Mortality Forum Longer Life Foundation Advisory Board ARTICLES Multiple articles on mortality/longevity, COVID-19, accelerated underwriting, 2019-2024 Long Term Drivers of Future Mortality (co-author) 2023

My name is Christoph Kling, and I am an actuarial consultant specializing in software development and a member of the DAV - German Association of Actuaries and of the IVS - Institute of Pension Actuaries. I hold a degree in business mathematics. Additionally, I pursued further studies in business informatics while working and am a certified AWS Solutions Architect.I live in Munich with my wife and our two children.In my free time, I am passionate about computer science and exploring how modern technological advancements can drive actuarial work, especially in Small and Medium-sized Enterprises. The result of this passion is what I would like to present to you on the ICA 2026. Besides that, I enjoy sports and spending time with my family.

I am pursuing graduate study at Princeton University, specializing in financial engineering and building on my actuarial background as a FIAJ and CERA. I began my actuarial career at Dai-ichi Life Insurance in Japan, where I was responsible for reinsurance pricing, Insurance Capital Standard implementation, and actuarial valuation of M&A transactions. I executed internal and external reinsurance deals that enhanced capital efficiency, and I led projects that strengthened ALM and risk management frameworks. Sponsored by my company to pursue advanced studies, I am now focusing on integrating actuarial expertise with quantitative methods, including portfolio optimization, yield curve modeling, and machine learning. At Princeton, I work with Professor Mulvey at Operational Research and Financial Engineering aiming to balance academic theory with implementation challenges and robustness, with the long-term goal of developing effective strategies that bridge theory and practice in finance and insurance, contributing to both industry innovation and academic progress.

Junko Koie began her career at a government-affiliated life insurance company, where she gained extensive experience in product development, actuarial accounting, risk management, and investment operations, and also qualified as a Responsible Actuary. She is currently employed by a related systems company, where she applies her expertise to support insurance operations and system development projects.

Hiroki Koizumi is a consultant based in Milliman’s Tokyo office. Hiroki joined Milliman in August 2022. Hiroki has experience in a wide range of actuarial projection and assumption review work, including:・ICS/Japan ESR related advisory work, including review of methodology and transactional impact analysis・MCEV review, including assumptions and methodologies・Reinsurance transaction assumption review for reinsurers・Creation and validation of economic scenarios for ESR.

He is currently working at Meiji Yasuda Life Insurance Company and is a qualified actuary. He has experience in financial reporting, regulatory compliance related to economic value-based solvency regulations, and actuarial modeling.

Mutsuki Kojima is an actuarial data scientist at JMDC Inc. He began his career at Mitsui Sumitomo Insurance Co., Ltd. as a capital modelling actuary. From 2018 to 2020, he was seconded to MS Amlin in London, where he gained experience in Solvency II practices to support the Japan office in anticipation of the forthcoming regulatory capital framework. Since joining JMDC, he has been responsible for data analytics for insurance companies, contributing to medical and cancer insurance product revision projects and leading development of personalized health task recommendation models utilizing health checkup data.

Kolloju Virat NathActuarial StudentKolloju Virat Nath is a second-year BS Actuarial Data Science student at the Sri Sathya Sai Institute of Higher Learning , driven to combine practicality and creativity in the actuarial world. With a proven record of academic excellence and national-level achievements, he possesses a strong foundation in financial mathematics, data analysis, and risk management.Professional Highlights & CredentialsActuarial Exams: Successfully passed SOA Exam FM/1 and Exam P/2. Notably, he achieved a perfect 10/10 score on the Financial Mathematics (FM) exam.National Hackathon Winner: Awarded 1st place in a national actuarial hackathon on Cyber Risk sponsored by Swiss Re & IFOA (UK).Research Publication: Authored the research paper "Gamification in the Financial World," published as part of the COLOURS 2025 national competition.Technical Skills: Proficient in Python, R, C++, SQL, and Exce

Simon is the chief examiner for the Life Insurance Applications fellowship subject at the Actuaries Institute. Prior to that, he worked in various industry roles, covering a range of areas including pricing, experience analysis, valuation, capital and reinsurance. His special interests include longevity risk, data analytics, investment and capital management.

Yohei Konishi is Senior Deputy Manager at the Pricing & Analytics Office of Sompo Japan Insurance Inc., one of Japan's leading non-life insurance groups. In this role, he is responsible for developing actuarial capabilities across commercial lines business, such as SME package, general liability, cyber, and boiler. Throughout his career at Sompo, he has gained extensive experience across a wide range of functions, such as claims, risk management, reserving, solvency regulation, group actuarial function, external relations, and corporate planning. As a member of the Climate Change and Sustainability Study Group at the Institute of Actuaries of Japan, he conducts research on the Actuaries Climate Index in cooperation with other members. He holds an MBA with distinction from the London Business School and a Master’s degree in Engineering from the University of Tokyo. Professional qualifications: Fellow of the Institute of Actuaries of Japan, CERA, CPCU, ACII.

Takuya Kozuki is a actuary currently working at Sumitomo Life Insurance, where he specializes in product development and pricing. Throughout his career, he has been involved in developing a wide range of insurance products, including cancer insurance. He is a Fellow of the Institute of Actuaries of Japan.

He is an actuary at a life insurance company in Japan with over eight years of experience across both product pricing and valuation. His current work focuses on the implementation of the Japanese economic value-based solvency regulation (J-ICS). His expertise in valuation includes Embedded Value (EV) calculations, assumption setting, and risk measurement. He holds a master's degree in Probability Theory. He is a Fellow of the Institute of Actuaries of Japan. He is an active member of the Institute of Actuaries of Japan's Data Science Basic Research Subcommittee. He is conducting research on Interpretable Machine Learning (IML), particularly its application to actuarial practice. He presented his foundational research on this topic, featuring the novel MID method, at the IAJ's 2024 annual conference.

My name is Karamsetty Baba Suseel Vydhik, and I am a second year actuarial data science student at Sri Sathya Sai Institute of Higher Learning. I am strongly committed to the actuarial profession, having successfully passed Exam FM (SOA) and the ACET from the Institute of Actuaries of India (IAI). I have proficiency in programming languages such as R and actively apply my skills in practical settings, like the Swiss Re Hackathon. My primary interest is in leveraging data science to develop innovative solutions for the insurance industry.

Nicole is an actuarial manager at Insight Life Solutions. She has over 13 years’ experience in the insurance industry, working both in industry and in consulting. She has experience across a range of areas including valuations, product development, pricing, risk management and financial modelling within various practice areas including life, health and general insurance.

Thanuja is a Chartered Actuary (Associate) of the Institute and Faculty of Actuaries UK (IFOA). She holds a bachelor’s degree in mathematics from the University of Colombo, Sri Lanka, Master’s in Actuarial Science Heriot Watt University, Scotland, UK and Post Graduate Diploma in Actuarial Management from Heriot Watt University, Scotland, UK.Thanuja is a founder member of Actuarial association of Sri Lanka. She is one of the past presidents of Actuarial Association of Sri Lanka. She is an active volunteer at IAA for more than 15 years and currently serves as the vice chair of the Asia Subcommittee of the membership assistance committee of IAA.Thanuja has more than 25 years of experience in Actuarial Profession in Sri Lanka. She is the co-founder and the executive Director of Actsure Lab (pvt) Ltd, a boutique Actuarial Consulting firm based in Sri Lanka. Thanuja is serving for life, non-life and other industry clients in Sri Lanka and Overseas. She has worked for two major life insurers, Ceylinco Life and Union Assurance PLC in her early career and later moved to actuarial consulting and education.Thanuja has actuarial experience of many areas such as Actuarial valuations, Risk based capital solvency reporting for Life and Non-life insurance, and solvency projections Life Insurance pricing, Non-Life reserving, IFRS 17, Actuarial training, Risk management, Life Insurance profit projection, Training for Non-Actuaries (sales, marketing, life operation, finance etc.), Micro insurance, Benefit and Gratuity valuation, Training and building Actuarial teams, Market research, Experience review, Reinsurance optimization, Embedded value calculations etc.Thanuja also works as a strategic actuary for insurance companies in providing technical and strategic advices for company’s growth and development.

I am a Consulting Actuary with more than thirty years of experience in Employee Benefits Consulting Practice. I have served as an Appointed Actuary of a Life Insurance Company. I am a Fellow Member of the Institute of Actuaries of India, and I hold a Post Graduate Degree in Management from the Indian Institute of Management, Bengaluru, and a Doctoral Degree in Management I have been a member of the committee constituted by IRDA [Insurance & Regulatory Development Authority of India] on “Macro Prudential Surveillance of the Insurance Sector.” I have also been a member of the IRDA Committee on “Road Map for Risk Based Solvency Approach in Insurance Sector.”I have published papers in the areas of Insurance, Employee Benefits & Investments. I have authored a book on “Leasing, Hire Purchase & Factoring.” My current research interest is Enterprise Risk Management in Insurance & Banking Verticals.

Yuriy has over 25 years' experience in general insurance and has delivered numerous strategic risk and capital projects worldwide.In his current role as a Managing Director at Guy Carpenter, he is responsible for the Risk Intelligence and Capital Advisory offerings, focusing on internal capital model development and the use of models to support strategic capital optimisation.Before joining Guy Carpenter, Yuriy was a Senior Manager in PwC’s Actuarial Services in London (UK), providing enterprise risk management consulting to the Lloyd’s and London company markets. Prior to PwC, he worked in Australia at Insurance Australia Group (IAG) and Hollard Insurance Australia.Yuriy holds a PhD in mathematics from the National University of Kyiv, Ukraine, and a PhD in actuarial science and risk management from the School of Risk and Actuarial Studies at the University of New South Wales (UNSW), Sydney.

He is currently working at Meiji Yasuda Life Insurance Company as a qualified actuary. He has experience in financial reporting, forecasting, and planning related to insurance mathematics and asset management, as well as in the development of insurance products.

Jin Kubota is a new employee at Sompo Himawari Life Insurance Inc., having joined the company in April 2026. He completed the Actuarial Specialist Program at the Graduate School of Accountancy at Waseda University, Tokyo. His academic background includes research in Bayesian statistics, with a focus on applying Bayesian methods to problems in actuarial science, finance, and data analysis.

Tsukasa Kuribayashi is a member of the Finance and Accounting Department at Taiju Life Insurance Company, where he is engaged in Economic Solvency Ratio (ESR) management and long-term financial projection. He holds a Master’s degree in Mathematical Sciences from the Graduate School of Mathematical Sciences, the University of Tokyo.He became a Fellow of the Institute of Actuaries of Japan in 2020.

Kazuki Kuriyama joined PwC in April 2018 and has been engaged in support for various areas of non-life business such as internal model development, economic value-based regulations compliance, insurance product development, IFRS17 implementation, and so on. He also has been engaged in auditing non-life insurance companies. He has experiences in ERM enhancement, product development and audit support. He currently serves as the secretary of the Climate Change and Sustainability Study Group of the Institute of Actuaries of Japan (IAJ), and he plays a coordinating role in writing "Preliminary Report". He is also a member of the Data Science Basic Research Subcommittee and has been engaging in the research about prediction error decomposition. He is a fellow of IAJ and CERA.

Meiji Yasuda Life Insurance Company, where he leads the Insurance Risk Investigation Group. He has over 36 years of experience in the life insurance and the pension industries. He is a Fellow of the Institute of Actuaries of Japan and a Certified Pension Actuary in Japan. He is also a member of the Data Science Research Committee and the Marketing & Public Relations Subcommittee ICA2026 of the IAJ.

Taikin is a seasoned actuary specializing in financial reporting and risk management for the life insurance and reinsurance sector. He joined Guy Carpenter in January 2025, where he advises Japanese life insurers on reinsurance and capital solutions—including asset‑intensive reinsurance (AIR), mass‑lapse reinsurance, and group/intra‑group reinsurance structuring—and leads client engagements on regulatory capital, pricing, and risk‑transfer strategies. From September 2015 to December 2024, Taikin was at ORIX Life Insurance Co., Ltd., responsible for financial reporting (JGAAP and US GAAP), reinsurance accounting, audit compliance, economic‑value field testing, and LDTI implementation. He began his career at Dai‑ichi Life (April 2014), focusing on financial results and experience analysis. Taikin holds a BA (2012) and MA (2014) in Agricultural Economics from the University of Tokyo, is a Fellow of the Institute of Actuaries of Japan, and is a CFA charterholder.

I am an AI professional with approximately seven years of experience in the field. Throughout my career, I have dedicated myself to applying AI technology in various industries, primarily focusing on developing and deploying AI software solutions. My core objective is to assist companies in achieving digital transformation by introducing advanced AI tools and systems, thereby enhancing operational efficiency and decision-making quality. I am passionate about exploring the potential of AI technology across different sectors and excel at translating complex AI models into practical and commercially valuable applications, driving continuous innovation and growth for businesses.

Tim currently works as a Segment Research and Analytics Actuary – CUSAC Segment at Gen Re. In his role he supports the Canadian, UK, South African and Australian offices in research and analytics projects across operations and actuarial functions. Tim also enjoys giving time back to the profession, currently contributing as the Data and AI Lead for the Life Insurance Practice Committee. Outside of work he enjoys basketball refereeing and spends most of the season travelling across the state to officiate games.

Janette Larney is an Associate Professor in Actuarial Science at North-West University’s Centre for Business Mathematics and Informatics in South Africa. As NWU’s Accreditation Actuary, she is responsible for the management, academic oversight and quality assurance of the actuarial science programme. She contributes extensively to the actuarial profession through leadership and governance roles at both national and international level. She serves on the Council of the Actuarial Society of South Africa, chairs both the Research Committee and the Curriculum Committee, and participates in several other professional structures. She is also a Board member of the CERA Global Association (CGA) and chairs the Global CERA Review Panel, reflecting her sustained commitment to strengthening actuarial education, research, and enterprise risk management globally.

Tobias Boesen Larsen holds a master’s degree in actuarial mathematics from University of Copenhagen and is currently a research assistant at the same institution. He will begin his PhD in may 2026 under the supervision of Mogens Steffensen. His research focuses on computational methods for multi-state modelling and the role of systematic mortality risk in questions on fairness and long-term consumption-investment decisions.

Hayden graduated his PhD in Actuarial Studies in UNSW, Sydney in 2020. His research interests include Probability, Statistics, modelling and risk theory. Hayden is now working in IAG (Insurance Australia Group Limited) as a pricing actuary.

Olivier Le Courtois is a professor at emlyon business school. His areas of interest are probability and calculus, which he has applied to finance, insurance, and economics. He is an alumnus of Ecole Normale Supérieure de Lyon and holds a PhD and a Habilitation in Management Science, and an Agrégation in Physics. He is a Fellow of the Society of Actuaries (FSA, QFI track) and a member of the Institut des Actuaires and has also obtained the following designations: CFA, CERA, and FRM. Olivier is a former bank engineer and is the founder and ex-director of the CEFRA research center of emlyon business school. A seasoned consultant, he is specialized in the modeling of extreme risks in finance and insurance. He is the author of a book published by the Imperial College Press and of several other books, and his research papers have been published in journals such as Insurance: Mathematics and Economics, the Journal of Banking and Finance, the Journal of Mathematical Economics, Mathematical Finance, and the Journal of Economic Dynamics and Control. His contributions have received eight awards, such as the Kulp-Wright book award of the American Risk and Insurance Association.

Daniel Lee is Associate Professor (Practice) in Carbon Markets at the Nanyang Business School. Before transitioning to academia full-time, he spent close to 18 years in industry where he undertook a variety of roles across the Energy and Decarbonization value chains, including Commodity Trading, Acquisitions & Divestments, and Capital Project Delivery. Previous adjunct teaching appointments include Shell's in-house Advanced Negotiation Program; Integrated Gas Agreements Course; and leading the delivery of its Natural Gas Course. He has lived and worked in the UK and Singapore whilst leading negotiations/projects in various jurisdictions such as Australia, Brunei, Indonesia, Malaysia, Netherlands, New Zealand, Pakistan and Thailand.Within the context of Carbon Markets, he first began work in 2009 by establishing Shell's Carbon Trading desk in Singapore for compliance markets in Australia and New Zealand. In 2018, he moved upstream and led several initiatives to establish nature-based carbon projects in South-East Asia, primarily focused on forest conservation. Subsequently in 2021, as part of the management team, he helped to setup Climate Impact X, a Singapore-based voluntary carbon markets exchange focused on serving corporate clients globally, where he led the successful delivery of a landmark auction program for blue carbon.His current teaching focus areas include both the topics of Climate Risk and Carbon Markets, which he delivers at the Undergraduate, Post-Graduate and Executive Education levels respectively.

Hannam Lee, FSA, is a Senior Business Development Actuary in Hannover Re’s Global Longevity department in Germany. His main responsibility and focus is on the Asian markets and has experienced in both Pension Risk Transfer and individual product development around the world. Before joining Hannover Re in 2018, he worked as a Consulting Actuary at Ernst & Young in Korea. In his prior role, he played a key role in engaging clients and providing a tailored solution to address actuarial business challenges. He holds a bachelor's degree in Mathematics from the University of Waterloo.

Dr. Michael Leitschkis is Managing Partner at Kynesis. He has previously served as Group Chief Actuary at Athora and as Principal at Milliman. Michael has over 20 years of experience in the insurance industry across several markets, notably Germany, the UK and Bermuda. Michael is a German qualified actuary (DAV) and a frequent public speaker at international actuarial conferences. He has been teaching risk modelling within the CERA curriculum of the European Actuarial Academy since 2011. Michael holds a PhD in mathematics from the University of Cologne.

Shaun Levitan is the Chief Operating Officer and Executive Director of Colourfield Liability Solutions, the leading provider of liability-driven-investment (LDI) solutions in Southern Africa, overseeing more than US$3 billion in assets. He qualified as an actuary through the Institute and Faculty of Actuaries (UK) and holds a Master’s in Actuarial Science. Shaun began his career at Alexander Forbes, focusing on asset–liability modelling and investment consultancy for pension funds. As co-founder of Colourfield, he introduced South Africa’s first dedicated LDI firm and spearheaded goals-based investment strategies developed with Nobel Laureate Robert Merton. He has co-authored academic papers with Merton on goals-based investing and has been actively involved in deploying such solutions to retirement plans. Shaun is currently pursuing a PhD through EDHEC Business School, focusing on leading-edge LDI techniques and communication strategies to enhance retirement outcomes in defined contribution systems.

Ms. Li is a Managing Director in Ares Insurance Solutions where she leads insurance capital solutions initiatives. Prior to joining Ares in 2020, Ms. Li was a Senior Director in corporate development at Athene, where she focused on pricing mergers, acquisitions, reinsurance, and pension risk transfer deals. Previously, she was an actuary at AIG, Ernst & Young and Towers Watson. Ms. Li holds a B.A., cum laude, from New York University in Mathematics and Economics and an M.B.A., with honors, from the University of Chicago Booth Business School. She is a CFA® charterholder and a Fellow of the Society of Actuaries (FSA).

Ms. Li Xinrong is a Chartered Actuary (UK) and a member of the IFoA. As an Asia-Pacific insurance expert with over 15 years of experience specializing in the automotive and property insurance ecosystems, she began her career as a Motor Pricing Actuary at China Pacific Property and Casualty Insurance (Shanghai). Her professional journey has then since spanned key roles including Catastrophe Model Analyst and Reinsurance Actuarial Pricing at Guy Carpenter (Singapore), Asia-Pacific Underwriting Technical Director at AXA Partners (Singapore), and Motor Underwriting & Actuarial Pricing Lead at AXA Global Reinsurance (Shanghai). She has deep expertise in designing reinsurance solutions for the automotive insurance ecosystem and has supported multiple leading insurers in the development and structuring of motor-related insurance products. She is now the founder of Autumn Xinyuan Global Consulting (Singapore), focusing on providing comprehensive, localized insurance and reinsurance support—from strategic planning to end-to-end implementation—for Chinese automotive companies expanding overseas. In addition, she also holds the position of Senior Advisor at Jingyou Technology.

Yanfeng (Jim) Li is a PhD candidate in the School of Risk and Actuarial Studies from UNSW. His research interests include climate risk and general insurance capital management. He, along with coauthors, has been awarded the Hachemeister Prize in 2023, the Melville Prize and the Carol Dolan Prize in 2025. He has a Bachelor of Actuarial Studies (Honors) with the University Medal from UNSW.

I am currently a research student at the University of New South Wales, Australia, undertaking a doctoral (PhD) degree in actuarial science at the School of Risk and Actuarial Studies. I finished my undergraduate and master's degree in actuarial studies at University of Melbourne, Australia.My current research area and interests include catastrophic risks modelling, general insurance, insurance mathematics, actuarial data analytics and machine learning. My research is jointly supervised by Professor Bernard Wong (UNSW), Professor Greg Taylor (UNSW) and Professor Benjamin Avanzi (University of Melbourne).

Experienced manager (CFO, Malaysian Life Reinsurance Group Berhad, Malaysia) and lecturer (Lecturer, NBS NTU, Singapore) with a demonstrated history of working in the insurance and education industry. Skilled in Enterprise Risk Management, Actuarial Science, Investment and Finance.

I am a Chartered Actuary and Fellow of the Institute and Faculty of Actuaries, UK (FIA). I am a Senior Financial Solutions Consultant in Munich Re Markets Division specialising in Asia-Pacific, Europe, US and Canada markets. Based at Munich Re Group in Germany, I work closely with colleagues from the regional branch offices to develop market risk transfer reinsurance solutions for insurers to optimise their capital under local accounting and regulatory frameworks. I started my actuarial career in Asia at the Monetary Authority of Singapore 20 years ago before relocating to Europe (UK, Switzerland and now Germany). I previously worked at KPMG, AXA, Lloyds Banking Group and Allianz on a variety of roles relating to capital management and ALM, protection pricing, Solvency II, ICS, IFRS and MCEV. I speak 5 languages (English, Chinese, German and some French and Japanese) and look forward to meeting fellow international actuaries at ICA 2026.

Samuel Lim leads Critical Illness (CI) Analytics at Gen Re Life/Health Asia, overseeing CI research and pricing initiatives across the region. He also heads Gen Re’s CI Data Insights Study (formerly known as the Dread Disease Survey), which covers markets including Mainland China, Hong Kong, Malaysia, Singapore, Thailand, and more recently Vietnam.In addition to his CI responsibilities, Samuel drives Gen Re’s AI Solutions initiatives in Southeast Asia, Hong Kong, and Japan. His work focuses on advancing the use of AI tools and providing research insights on emerging technologies and regulations shaping AI applications in insurance.With over 10 years of industry experience, Samuel is an active contributor to the actuarial community. He holds a Bachelor’s degree from the National University of Singapore and a Master’s degree from the London School of Economics. He is an Associate of the Society of Actuaries and lectures in Healthcare Analytics at the University of Newcastle, Australia.

Xi Lin became a Fellow of the Institute of Actuaries of Australia (FIAA) in 2019 and has since held roles as a consultant and manager at Taylor Fry. Her experience spans a wide range of projects across injury schemes, the public sector, and analytics. In 2021, recognizing the growing importance of causality in actuarial consulting, she pursued a PhD in Statistics at the University of Oxford, specializing in causal inference. Her research combined theoretical methodologies with industry collaboration to ensure practical, impactful outcomes. Xi has now returned to Taylor Fry to work on the development of the causal inference practice.

Xuanan Lin is a PhD candidate in Science at Keio University, specialising in actuarial science and applied statistics. His research extends reserving methods, such as the Chain Ladder, to estimate effective reproduction numbers in epidemiology under reporting delays. He has published in the Japanese Journal of Statistical Data Science (2024) and has professional experience in general insurance pricing and reserving. He actively presents at conferences, bridging actuarial science with applications in insurance and public health.

Andrew Linfoot has 30 years of experience as an actuary in the life reinsurance field. He is passionate about the role of insurance in building financial resilience and promoting social equity across the Asia-Pacific region. Andy has led initiatives that embed inclusive design and long-term value into life insurance solutions. During his time as President of the Singapore Actuarial Society, he championed professional development and standards, helping to elevate the actuarial profession’s impact in the region. Andy continues to collaborate with cross-market teams to align innovation with purpose, believing that insurance can be a powerful tool for societal good. His work reflects a commitment to both technical excellence and human-centred outcomes.

After graduating from the Faculty of Technical Sciences in Ljubljana, he began his career as a non-life insurance actuary. During his work, he specialized in technical provisions for non life insurance. After ten years of work, he became an appointed actuary for non life in a leading insurance group in the region. After 17 years, he dedicated himself to the Group's international activities.

Bryan Liu, FSA, FCIA, is a Consulting Actuary with Milliman’s Life practice in Chicago. Bryan specializes in providing consulting services to offshore entities across various aspects of their business, including ERM, ALM, M&A, and financial reporting. His recent work includes ERM framework development, portfolio optimization, and support for new insurance entities. Prior to joining Milliman, Bryan worked in the actuarial practice of an accounting firm in Canada, where he managed engagements in areas of appointed actuary services, external audit, and model risk management. He also serves on the Society of Actuaries’ Joint Risk Management Section Council, The Actuary Magazine Editorial Board, and the Canadian Institute of Actuaries’ Enterprise Risk Management Practice Committee.

Calise is an actuary with ten years of experience at Finity Consulting, Australia. She works in a range of general insurance areas including climate risk, long-tail reserving, pricing and data analytics. She is a co-author of the three Actuaries Institute reports on Home Insurance Affordability in Australia. Calise was awarded ANZIIF’s Young Insurance Professional of the Year in 2023.

Ting-Hsuan Liu joined Cathay Life Insurance in 2014 and has over 10 years of experience in the financial industry. Her professional background includes optimizing operational processes, building IFRS17 data frameworks, and implementing data governance frameworks. In 2024, she joined the Data and Artificial Intelligence Development Department as a Senior Business Analyst. In this role, Ting-Hsuan collaborates with operational departments across the company, leveraging artificial intelligence and data science methods to clarify business issues and propose improvement plans. Her work supports the company’s efforts in optimizing workflows and enhancing decision-making processes. She holds a master’s degree in Statistics.

Jennifer has over 20 years' experience in the insurance industry in Ireland. She is currently an Executive Director of Acorn Life, where she holds the roles of Group CFO and Chief Actuary. She is also an Independent Non-Executive Director of Vhi, Ireland's largest health insurer, and a part-time lecturer in Actuarial Science at University College Dublin. Jennifer is a Fellow of the Society of Actuaries in Ireland (SAI), the Institute and Faculty of Actuaries (UK), and the Association of Chartered Certified Accountants. In 2024 she was awarded the Bruce Maxwell Medal by the Society of Actuaries in Ireland in recognition of her outstanding contribution to the actuarial profession. Jennifer holds an MSc in Sustainability Leadership and an MSc in Data Analytics. She is an Ambassador for Women in Data Science Worldwide.

Mike Lombardi is President of MLBC, which provides consulting services to insurance companies with respect to business strategy, M&A opportunities, reinsurance, and actuarial advice. He also provides technical advice to insurance regulators and conducts expert witness assignments. Since April 2018, Mike has been a member of the Board of Directors of Foresters Financial, a multinational insurance company operating in the USA, UK, and Canada. Mike is the 2026 President of the International Actuarial Association, a former President of the Canadian Institute of Actuaries, and a former President of the US-based Society of Actuaries. Prior to forming MLBC, Mike was Executive Vice President, European Acquisitions at Reinsurance Group of America (RGA). In this role, he was responsible for identifying, pricing, as well as executing acquisition opportunities in Europe. Mike held various other positions during his years at RGA, including Chief Risk Officer for the company’s Global Financial Solutions Division as well as Chief Pricing Actuary for the International Division. As Chief Pricing Actuary for the International Division, he was responsible for developing non-traditional, (financial reinsurance) opportunities worldwide, working together with the country managers and a dedicated team of business specialists to complete reinsurance transactions.Before joining RGA, Mike was the Managing Principal at Tillinghast (now Willis Towers Watson) of the company’s Canadian life and property-casualty insurance actuarial consulting practice. During his 18 years with that firm, he specialized in mergers and acquisitions, demutualization, financial reporting, actuarial reserve reviews, and embedded value. Mike is a presenter to a variety of insurance industry audiences. These have included the Canadian Institute of Actuaries (CIA), the Society of Actuaries (SOA), the Caribbean Actuarial Association, the Mexican Actuarial Association, the Actuarial Society of South Africa, the Society of Actuaries in Ireland and the Institute of Actuaries of Japan. Mike has also presented to various actuarial clubs and universities across North America. Mike is a Fellow of the Society of Actuaries (FSA), a Fellow of the Canadian Institute of Actuaries (FCIA), a Certified Enterprise Risk Analyst (CERA) a Member of the American Academy of Actuaries (MAAA), and holds an ICD.D designation from the Institute of Corporate Directors.

Olivier Lopez is Professor of actuarial science at Ensae Paris, where he is directing the actuarial department. He previously directed the Institute of Statistics of Sorbonne University and its actuarial master degree . Olivier is principal investigator of several research projects based on partnerships with insurance companies, related to the modeling of emerging risks and the application of artificial intelligence to insurance. He is a fully qualified member of the French Institute of actuaries, and is member of its board since 2024 (General secretary from 2024 to 2025, then President's deputy in charge of AI and International relationships). He represents the French association at the Education Committee of the AAE and IAA, and is a member of the AI Task force of the IAA.

Omar is CEO of Clupp, one of the leading insurtechs in LatAm, where he applies actuarial thinking and technology to democratize access to insurance. He holds a BSc in Actuarial Science and a Master’s in Risk Management, and is a CFA charterholder. Omar currently serves on the board of CFA Mexico and previously served on the board of UBS. He was Deputy Director of Risk Management at New York Life’s Mexican subsidiary. He has received multiple national awards in insurance, including First Place in the 2025 and 2015 Insurance Research Prize and First Place in the 2017 Insurance Innovation Award. He has been a professor at two prestigious universities, co-author of a book on finance, and speaker at multiple conferences, both national and international, including events hosted by the Casualty Actuarial Society. Omar’s work focuses on bridging actuarial science, behavioral economics, and technology to strengthen insurance distribution and product strategy.

José Daniel López-Barrientos graduated with a Bachelor's degree in Actuarial Science from Universidad Anáhuac México in December 2003. He holds a Master's and a PhD in Science, both in Mathematics, from the Centro de Investigación y de Estudios Avanzados del Instituto Politécnico Nacional. He completed two postdoctoral fellowships: one at the HEC in Montreal, and another at the Faculty of Applied Mathematics at St. Petersburg State University. He has taught at several Mexican and international universities, at the Bachelor's, Master's, and Doctoral levels, and has been a speaker at various national and international research forums in Mathematics and Actuarial Sciences. He currently works as a Professor-Researcher at the Faculty of Actuarial Sciences at Universidad Anáhuac Mexico. He is a National Researcher of the second level, chairs the Permanent Committee on Actuarial Research and Development of the Colegio Nacional de Actuarios since 2014, and serves as Editor-in-Chief of the Colegio Nacional de Actuarios' applied actuarial research journal ``Actuarios Trabajando'' since 2020. Daniel is a two-time winner of the ``Fundadores'' Award of the Asociación Mexicana de Actuarios.

Wendy Low is an Actuary of Gen Re Life/Health Asia’s Critical Illness (CI) Analytics team, with over seven years of actuarial experience across Asia and the UK. She brings expertise in research, pricing, and analytics to support insurers in product development and risk management.Her recent work has focused on cancer trends in Asia, generating insights that help insurers anticipate emerging risks and design more relevant products. She also leads initiatives to strengthen actuarial practice through automation and AI, improving both efficiency and analytical depth.Previously based in Gen Re’s London office, Wendy worked on reinsurance pricing across Group Insurance and Income Protection. She holds a BSc in Actuarial Science from the London School of Economics and is a Fellow of the Institute and Faculty of Actuaries.

Koop is a Research & Analytics Actuary at Gen Re South Africa. After completing his BCom (Hons) at the University of Stellenbosch, he worked at a consultancy in the damages industry for 7 years, developing a broader management and business experience. He spent 4 of the 7 years establishing and managing a subsidiary company. He joined Gen Re's pricing team in 2017. He qualified as a FASSA and CERA in 2019. He moved to the Research and Analytics team in 2021 supporting life insurance clients in the Canada, UK, South Africa, Australia and New Zealand with research and analytics.

Dillon currently leads the Risk and Capital Management function for Symetra Bermuda Re. Prior to working at Symetra, Dillon worked in multiple roles at Athene including Corporate Development and Finance. Dillon is a Fellow of the Institute of Actuaries and spent a number of years working in the UK before moving to Bermuda in 2020.

Rodrigo Luz e Silva is a PhD student at the University of São Paulo (FEA-USP). He also holds a Master’s degree in Controllership and Accounting, as well as undergraduate degrees in Actuarial Science and Accounting from FEA-USP. His professional career spans two decades, mainly encompassing Brazilian state institutions (Bank of Brazil, Brazilian Navy, and Federal Savings Bank), with responsibilities in actuarial and accounting advisory, financial management, governance, and risk oversight. Rodrigo’s research focuses on the intersection of actuarial modeling, health inequalities, and retirement systems. His Master’s dissertation analyzed the role of chronic diseases and mortality heterogeneity in shaping the Annuity Puzzle in Brazil’s supplementary pensions. At the same time, his doctoral project investigates distortions in mortality modeling and annuity pricing, with implications for equity, efficiency, and regulation. His academic and professional experience combine applied actuarial practice with interdisciplinary perspectives in finance, economics, and public policy.

Having worked in England, Jamaica and Canada with both local and multinational clients I truly appreciate different jurisdictions, language, culture and socio-economic conditions.I have been instrumental in bringing together a number of eminent global speakers to explore, discuss and share key themes in “Diversity of Thought”, a platform to open minds and doors to more diverse job opportunities within and away from traditional actuarial fields. My passion is to continue uplifting the actuarial profession, by enabling our thought leadership to produce research, diversity of thought, competence, and the integrity that raises recognition and status for actuaries.

Chun-Ming (George) Ma is a retired actuary with more than 30 years of experience in retirement consulting and prudential pension regulation in Canada. He served as the Chief Actuary of the former Financial Services Commission of Ontario (now FSRA) until his retirement in 2014. During his tenure, he provided expert advice to government policy makers, pension industry professionals, and the general public on regulatory and actuarial issues related to registered pension plans in Ontario.Dr. Ma is a fellow of the Society of Actuaries and the Canadian Institute of Actuaries, and he holds a PhD in mathematics. From 2012 to 2022, he served as an Adjunct Professor at the University of Hong Kong, where he taught pension topics.Dr. Ma has been passionate about finding innovative solutions to address the demographic and financial challenges faced by public and private pension systems. He has written and spoken on topics related to the financial management of retirement plans.

Andrés Vesga is the current President of the Colombian Actuarial Association (ACA) and serves as the Appointed Actuary and Actuarial Manager at Seguros Bolívar. He holds a robust quantitative background with two Master’s degrees from Georgia State University in Actuarial Science and Mathematical Risk Management, along with undergraduate degrees in Mathematics and Electronic Engineering from Universidad de los Andes. His professional career focuses on applied technical risk management. Currently, he leads the second line of defense for risks at Seguros Bolívar, overseeing both Life and P&C insurance operations. His leadership is pivotal in aligning actuarial standards with corporate risk governance in the Colombian insurance market.

Lucky Mahlangu is a Data Scientist at Discovery Health, where he leads the Voice Intelligence Project, developing advanced solutions that integrate WhisperX transcription, sentiment analysis, call interruption detection, and LLM summarization to unlock structured insights from member interactions. His work focuses on English and African languages such as Zulu and Swahili, driving Discovery’s member-first strategy within Operations Intelligence.Previously, Lucky worked as a Behavioural Scientist and Data Scientist at Standard Bank Group, where he implemented behavioural science campaigns, developed an automated Conversation Management Portal delivering R750m in operating income (2023), and integrated LLMs into banking channels. His early experience spans machine learning, NLP, and big data technologies at Analytics Vidhya and The Council of Scientific and Industrial Research.Academically, Lucky holds a BSc in Computer Science and BSc Honours in Big Data Analytics from Wits University and is pursuing an MBA in Healthcare Leadership at Wits Business School.

I'm a fully qualified IA|BE actuary and on the path to becoming a Fellow of the Institute and Faculty of Actuaries (IFoA). My extensive experience in reserving, risk modelling, and regulatory reporting across Europe and APAC. At Allianz Trade, I led actuarial activities for 13 Northern European countries and 4 APAC branches, overseeing IFRS 17, Solvency II, controls, and consolidations. I developed and validated a reserve risk model using Bootstrap Mack in R. My previous roles at Sia Partners, Deloitte Luxembourg, AXA Belgium, and GSK strengthened my expertise in credit risk modelling, capital risk management, and advanced data analytics. Proficient in R, Python, SAS, and VBA, I combine technical depth with a pragmatic, results-driven approach. I'm a French native speaker, fluent in English, I am also learning Japanese to foster stronger collaboration with actuaries in Japan.

Raffaello Marcelloni is an Italian fully qualified actuary. He started his career at the Actuarial Department of INAIL (National Workers’ Compensation Authority). After a four-year working experience at INPS (National Social Security Institute), he is currently working again at INAIL. He is the representative actuary of the Italian Society Of Actuaries (ISOA) in the Task Force on Adequacy of Pensions of The Actuarial Association of Europe, and in the Pensions, Benefits and Social Security Forum of the International Actuarial Association (IAA). At IAA he is currently chairing the Pensions, Benefits and Social Security Section. He is currently vice-chairing the Technical Commission of Statistical, Actuarial and Financial Studies at the International Social Security Association. He collaborated with the European Commission in several projects to support development of Workers’ Protection schemes in African and Asian countries. He has participated in many international events as speaker and has published several scientific papers.

Xavier Maréchal is the CEO and one of the founders of Reacfin, a spin-off of the UCLouvain (Belgium) active in actuarial science, quantitative finance and data science. He is an engineer (applied mathematics), an actuary (fellow of the Institute of Actuaries in Belgium) and holds a Master in Management Science. Xavier is working for 20 years mainly in non-life and heath insurance (pricing, reserving, DFA models) with a specific interest in data science for a few years. He regularly gives training on these topics for Reacfin’s clients or for actuarial associations across Europe (and even further).

Actuary and consultant specializing in strategy transformation in the healthcare sector and technical support for legal cases. With over 25 years of experience, she advises senior management on governance and risk management, having supported more than 300 insurers. She currently serves as Director of Institutional Relations at the Brazilian Institute of Actuarial Sciences (IBA) and Chair of the Health Forum of the International Actuarial Association (IAA). Raquel Marimon is a recognized leader who served as CEO for over eight years, following her role as Actuarial Director at a leading healthcare consultancy in Brazil, overseeing more than 4,500 projects annually. After successfully leading the company through an M&A transaction, she became Director at a healthtech firm. She has been a board member of the IBA since 2019, serving as President (2023–2024), and remains actively engaged in international actuarial initiatives.

I’m a CEO and board director with over three decades of experience leading change across financial services, superannuation, and insurance. I thrive at the intersection of strategy, governance, and regulation — helping organisations navigate complexity and deliver long-term impact.Highlights of my career include: • Leading the Global Asia Insurance Partnership (GAIP) as CEO, driving collaboration between regulators, insurers, and academics across Asia-Pacific. • Serving as CEO of the SMSF Association, shaping policy and industry development in Australia’s fast-growing retirement sector. • Driving global solvency and capital frameworks as Head of Capital & Solvency at the International Association of Insurance Supervisors (IAIS). • Earlier leadership roles with Deloitte, as Australian Government Actuary, and the Institute of Actuaries of Australia.I’m a Fellow of the Institute of Actuaries of Australia, a Graduate of the Australian Institute of Company Directors, and passionate about strengthening trust, resilience, and innovation in financial services.

Greg has more than 35 years experience in financial services, specialising in the life insurance, superannuation and funds management, acting in executive and director roles including actuarial, strategy and risk management roles, and has provided advice to companies, regulators and Courts. Greg is currently the Group Actuary for Nippon Life Australia & New Zealand. Previous roles include Chief Risk Officer for a listed financial services business, and being a consulting actuary partner with a “Big 4” firm, including being Managing Director of its Australian actuarial practice for 5 years. He is a former President of the Institute of Actuaries of Australia, is currently Chair of the International Actuarial Association Actuarial Standards Committee and is a board member of the CERA Global Association. He has authored and co-authored a number of professional papers over the last 30 years.

Daniela Martini is a fully qualified actuary. She started her career in life insurance companies and then joined the Actuarial Department of INAIL, the national public body for the mandatory insurance of workers against work accidents and professional diseases, where she currently works. She mainly studies disabled workers’ mortality; she manages the actuarial forecasts for the Asbestos Victims Fund and for Inail "Housewives Insurance". She deals with the actuarial liabilities of "After service health insurance plan" (ASHI) in compliance with international standards IPSAS39 for international organizations. In Actuarial Association of Europe (Social Security Sub Committee), she is the representative member of ISOA (Italian Institute and Board of Actuaries) in the Task Force on Mortality of AAE. She has been teacher for several actuarial seminar on INAIL actuarial liabilities, life tables and Inail insurance benefits. She attended national and international events as a speaker and she has published several papers.

Kaori Maruyama is an Assistant Manager in the Actuarial & Budgeting Department at Sumitomo Life Insurance Company. She leads the underwriting risk team and is responsible for pricing validation. She has over 13 years of experience in the life insurance industry. She is a Fellow of the Institute of Actuaries of Japan. In 2024, she received the Outstanding Paper Award from the Institute for her research on the Economic Solvency Ratio. She is also a member of the Data Science Research Committee.

Worked for approximately 8 years at one of the biggest Japanese non-life insurance companies. Responsibilities included pricing, internal model development, and financial analysis. Subsequently, worked at a domestic auditing firm, assisting the appointed actuary and providing advisory services related to the implementation of economic value solvency regulations.Joined KPMG AZSA LLC in 2024 and havesince been involved in accounting audits of reserve liabilities under JGAAP and IFRS. Additionally, engaged in advisory services related to ESR and assistance to the appointed actuary.

Prechhya Mathema is an actuary with 25 years of expertise in actuarial, reinsurance, risk management and regulatory work. She has 20 years of experience working in the UK for global insurance and reinsurance firms such as Ernst & Young, Prudential UK and Munich Re. She worked for the Nepalese insurance regulator for 4 years, where her roles included supervision as well as development and implementation of the Risk-Based Capital and Solvency regime (RBC) and Risk-Based Supervision (RBS) Framework in Nepal.She currently supports the UNDP-Milliman Global Actuarial Initiatives (GAIN) program, where she contributes to the development of strategic frameworks focused on strengthening internal actuarial capacity and advancing the actuarial profession in low- and middle-income countries. In addition, she provides consulting services to several Nepalese insurance companies. She is the founding and current President of the Actuarial Society of Nepal.

Kumbirai Matika is a recent Actuarial Science graduate from the University of Zimbabwe. She is a dedicated advocate for driving positive change within her community to advance Sustainable Development Goals (SDGs). Her passion for Actuarial Science and transforming her community has aimed to address pressing societal challenges and create impactful solutions. Throughout her academic period, she demonstrated dedication to understand risk assessment, financial sustainability and the application of actuarial principles in real-world contexts. During her time at the University of Zimbabwe, Kumbirai served as the Secretary for the University of Zimbabwe Actuarial Society, where she played a vital role in fostering a community of aspiring actuaries. Additionally, she held the position of Marketing and Communications Director for Enactus University of Zimbabwe, an organization dedicated to inspire students to take entrepreneurial action for others to create a better world. Kumbirai envisions a future where actuarial principles contribute significantly to achieving SDGs.

Tricia Matson is the current President of the American Academy of Actuaries. She is a partner at Risk & Regulatory Consulting where she provides services to insurance regulators in their supervision of insurers. Tricia has experience in a wide range of life and health insurance products. Her past work includes projects related to financial reporting, enterprise risk management, regulatory capital requirements, reinsurance, economic capital, and model controls and validation.

Yoshihiro Matsumori works at a leading non-life insurance company in Japan, where he is engaged in modeling for commercial lines such as fire, marine, and liability insurance. Previously, he worked at a major audit firm, where he was involved in auditing non-life insurance companies and estimating IBNR reserves. He originally started his career as a pension actuary, performing actuarial work for corporate pension plans at a trust bank and a consulting firm. He currently serves as the secretary of the Climate Change and Sustainability Study Group of the Institute of Actuaries of Japan, and is also a member of the Data Science Basic Research Subcommittee and the ASTIN-related Study Group. He is a Fellow of the Institute of Actuaries of Japan and a Certified Public Accountant.

Ryoko Matsumura is the Head of the Corporate Pension Consulting Department at Dai-ichi Life Insurance Company, Limited. She is a Certified Pension Actuary and a Fellow of the Institute of Actuaries of Japan (FIAJ). With extensive experience in the corporate pension field, she has spent 20 years specializing in contribution calculations for defined benefit (DB) pension plans, financial reporting, and the valuation of defined benefit obligations. Over the past two years, she has been responsible for designing retirement and corporate pension plans in connection with reviews of human resource systems and corporate group reorganizations, as well as providing investment proposals that take into account the financial and accounting implications for corporate pension plans.

Naoki Matsuyama is a professor at the Meiji University Graduate School of Advanced Mathematical Sciences and a Fellow of the Institute of Actuaries of Japan. His laboratory focuses on machine learning, actuarial science and ERM. He was also a member of the Japanese government's Advisory Council on the Economic Value-Based Solvency Framework.

Eswar Prem is a Doctoral Research Scholar at the Center of Excellence in Actuarial Data Science, Sri Sathya Sai Institute of Higher Learning. He holds a Master’s degree in Mathematics with a specialization in Actuarial Science and has worked on several research projects in actuarial data science. He also has one year of experience as an actuary. His current area of research focuses on climate change impact on the insurance.

Pedro Medford is an actuarial and financial professional from Barbados with more than a decade of experience in life insurance, pensions, banking, and reinsurance. He has built a reputation for bringing clarity to complex challenges and fostering collaboration across regions and cultures. Currently an Actuarial Manager at Manulife, he works with colleagues in North America and Asia on IFRS 17 reporting and capital insights.Beyond his professional role, Pedro has served on the Board of the Caribbean Actuarial Association, where he led digital transformation initiatives, and contributes globally as a member of the International Actuarial Association’s Artificial Intelligence Task Force. At the 2023 International Congress of Actuaries in Sydney, he presented on the feasibility of Universal Basic Income, research that was also featured in The Actuary (UK) and the Barbados Business Authority. Recognised for innovation and volunteerism, he is committed to advancing actuarial science and the communities it serves. Outside of work, Pedro is a fitness enthusiast and lifelong learner with interests in technology, foreign languages, and mentorship.

Martin Melchior is a fully qualified actuary with more than 15 years of experience across various life insurance companies and pension funds. A graduate of Copenhagen University (2006), he has held Appointed Actuary and Chief Risk Officer roles and since 2019 has worked as a consultant, specializing in Solvency II modelling, actuarial advisory, and fit-and-proper training for boards and executives. He is founder of Archanan, an actuarial SaaS startup, and currently serves as Appointed Actuary and Advising Actuary for selected pension schemes. Martin is fit-and-proper approved by the Danish FSA, a member of the Danish Actuarial Association, sits on the Risk Management Committee of the Actuarial Association of Europe, and chairs its Pension Risk Management Working Group.

Pierre Miehe is a French actuary and IT specialist with a strong focus on leveraging technology to empower the actuarial profession. Over the course of his career at Ernst & Young, Addactis Worldwide, and Milliman, he has developed over ten software solutions for the insurance industry. He currently promotes no-code tools for actuaries through Milliman Mind, enabling faster and more accessible model development.Pierre has led non-life consulting teams and audited actuarial processes and IT systems across Europe.Deeply committed to the actuarial community, he served as co-President of the French Actuarial Standards Group (GTNA), Vice Secretary of the Institut des Actuaires, and member of the Standards Project Team of the Actuarial Association of Europe. He contributed to the development of France’s first actuarial standards and participated in IFRS 17 reviews and technical exchanges with EIOPA.Pierre has also been Vice Editor of both L’Actuariel and The European Actuary, helping shape thought leadership across the profession.

Harsha is a Senior Consulting Actuary in Milliman's New York health practice with extensive experience in healthcare claims data analysis, interpretation, and visualization. She specializes in value-based payment design and implementation, including alternative risk contracting strategies, benchmarking, and performance monitoring. Harsha has consulted with a wide range of organizations including health insurers, hospital systems, provider groups, and population health organizations, helping them use data to improve care delivery and align incentives across payers and providers.

Kyogo Mitsuya is Chief Risk Officer (CRO) Japan at Swiss Re, in charge of Enterprise Risk Management for Swiss Re's Japan entity and regulatory engagement across the insurance sector, including internal implementation of Japan’s new economic value-based solvency regulation (J-ICS) and internal validation of the Economic value-based Solvency Ratio (ESR) calculations. Kyogo is a Fellow of the Institute of Actuaries of Japan (FIAJ), a Chartered Enterprise Risk Actuary (CERA), and a Project Management Professional (PMP). Kyogo also serves as a member of the Insurance Supervision Committee and the Insurance Accounting Committee of the Institute of Actuaries of Japan.

Mr. Hiroki Miyakawa works at Aioi Nissay Dowa Insurance Co., Ltd., primarily handling reinsurance underwritten from overseas. He is responsible for catastrophe risk management and financial performance analysis. He has a background in mathematical analysis from his university studies, which forms the foundation of his expertise in risk assessment and actuarial science. He monitors natural catastrophes (e.g., U.S. hurricanes) and promptly estimates loss amounts when these events occur.

Yuri Miyomori is an actuary and data analyst at Nippon Life Insurance Company. With a Master’s degree in Mechanical Engineering from Osaka University, he specializes in quantitative analysis, statistics, machine learning, and health economics. Through data analysis and model development, Yuri contributes to solving challenges in the insurance and healthcare fields.

Mr. Miyamura is an actuary working at a life insurance company since 2014. He is involved in actuarial and financial tasks, including statutory accounting, Embedded Value, and profit management.

Koichi Miyazaki is currently a professor in the Department of Economics and Management at Saitama Gakuen University. He receives his Bachelor of Science from Waseda University, then worked at a financial institution while getting his Master's and PhD in Business Administration from the University of Tsukuba. After serving as Chief Yen bonds Strategist at Goldman Sachs Securities, he spent 15 years engaged in education and research in financial engineering at the University of Electro-Communications, where he held the positions of Lecturer, Associate Professor, and Professor. Prior to his current position, he served as Chief Analyst at GPIF for four years, where he proposed various theoretical frameworks for the asset management of public pensions.

Mr. Mizobuchi is an Actuarial Analyst currently working at Aon’s Reinsurance Solutions in Tokyo, where he focuses on property cat and per risk treaty analytics, asset-intensive life reinsurance, and structured solutions. His current research interests include reinsurance counterparty credit risk (RCCR), CVA and XVA methodologies, and the application of coherent capital allocation principles to reinsurance pricing and risk management.Before joining Aon, he gained experience in primary life insurance at Dai-ichi Life, focusing on EV and ESR modeling. He is an Associate of the Institute of Actuaries of Japan (AIAJ) and is also pursuing Fellowship with the Society of Actuaries.He received his degree in economics from Hitotsubashi University and is currently enrolled as a working professional master’s student at the Graduate School of Economics, The University of Tokyo.

Accomplished actuarial and audit professional with a cumulative 25 years of experience, including over 15 years specializing in auditing financial institutions such as insurance companies and banks. Expert in actuarial consultancy, IFRS compliance, and macroeconomic modeling. Demonstrated success in multinational collaborations, regulatory compliance, and team leadership. Proficient in applying International Standards on Auditing (ISA), International Financial Reporting Standards (IFRS), International Accounting Standards (IAS), Generally Accepted Accounting Principles (GAAP), and national financial regulations. Founding board member of the Actuarial Society of Armenia and certified chief actuary. Recently contributed to the Universal Health Insurance (UHI) program in Armenia, providing actuarial expertise to support the development and implementation of health insurance models.

Stephanie is a Principal with the Actuarial Practice of Oliver Wyman and co-leads their Long-Term Care (“LTC”) Practice. She has 15 years of experience as an LTC consultant, specializing in both stand-alone and combination LTC insurance products. Stephanie has supported a wide range of clients in the areas of pricing, product development, experience studies, cash flow testing, valuation, assumption development, in-force management, reinsurance, and public program feasibility assessment. Stephanie is a frequent speaker at industry events and is currently serving as Vice Chair for the Society of Actuaries Long-Term Care Insurance Section and as Secretary for the Intercompany Long-Term Care Insurance Conference Board of Directors. Stephanie is a Fellow of the Society of Actuaries and a Member of the American Academy of Actuaries. She has a Bachelor of Arts in Mathematics with an Actuarial Specialization and a Bachelor of Science in Economics from the University of Minnesota, USA.

Rahul Mohan, FSA, MAAA has 15 years of experience in the life insurance and annuities marketplace, specializing in mergers and acquisitions advisory and financial reporting. His main areas of expertise are in advising clients with the development of sell-side actuarial appraisals of complex transactions and reinsurance structures involving onshore and offshore entities, buy-side due diligence advisory, developing MG-ALFA asset liability models for M&A valuations and model initiatives for various company-specific needs like asset adequacy testing, cash flow projections, etc. As a sell-side advisor, Rahul assists companies with the development of actuarial appraisals, including valuation and assumption setting, advising through the due diligence process, and any other capital management initiatives as they arise through the marketing and sales process. He has extensive experience working with multinational companies, private equity firms, reinsurers and insurers of varying sizes.

Mulah is a PhD student under a CIFRE (french industrial) agreement at ADDACTIS/EURIA, specializing in non-life actuarial science, climate risk, and statistics. His research focuses on improving the use of data for climate risk modeling and integrating it into efficient actuarial modeling frameworks. He has contributed to studies for the reform of french national agricultural insurance, the redesign of zoning and climate models, and the enhancement of Addactis’flood model products. Mulah is also active in training and knowledge sharing, leading a Python working group for actuaries and teaching in actuarial programs.

Mr. Motohira works in the Corporate Underwriting Department at Tokio Marine Holdings, Inc., focusing on risk retention and reinsurance strategy analysis. Prior to joining Tokio Marine, he worked as a risk actuary at MS&AD Insurance Group Holdings, Inc. and Prudential Life Insurance Company of Japan, where he specialized in capital modeling, including economic value-based valuation and Economic Solvency Ratio (ESR) calculation.He is a Fellow of the Institute of Actuaries of Japan (FIAJ) and a Chartered Enterprise Risk Actuary (CERA).

Ibrahim Muhanna, a Fellow of 7 different Actuarial Associations and a recipient of the Max Lander Lifetime Achievement Award granted by the International Association of Consulting Actuaries in 2020.Since 1986 he has advised 52 insurers, 26 governments, 100s of clients in 38 countries. He has written several papers & delivered over 800 presentations on actuarial issues in 60 countries.He has supported tens of actuarial associations in their path to full membership in the IAA.In 1994, he established the Muhanna Foundation to assist the development of the Actuarial profession in actuarially underdeveloped countries in general and in the Arab World & Africa in particular.His most significant accomplishment is the introduction of pre-funding for healthcare after retirement.In 2007, he was awarded "The National Order of the Cedar" by the Lebanese President. The award is in recognition of his great service & devotion to the Nation.

I graduated from the University of Copenhagen in January 2025 with the thesis "On Nonparametric Isotonic Regression and Model Calibration". Following my graduation, I have held a research position at IF P&C Insurance Ltd, and during August 2025, I started on an industrial PhD program hosted jointly by IF P&C Insurance Ltd and University of Copenhagen. My research focuses on understanding precipitation-driven hazard through statistical methods and machine learning. My broader research interests are regression in low-signal-to-noise environments, probabilistic forecasting, partially monotonic learning, and survival analysis.

I joined Meiji Yasuda Life Insurance Company in 2010 and have since gained experience in pricing, financial reporting, and negotiations with Japan’s Financial Services Agency (FSA) regarding product approvals and regulatory matters. I have worked extensively on protection-type and medical life insurance products. In 2017, I was seconded to The Standard, Meiji Yasuda’s U.S. subsidiary, for nine months as a trainee, where I studied group insurance pricing and risk management in the U.S. market. Fellow of the Institute of Actuaries of Japan (FIAJ)

I have four years of experience in pension actuarial work, including actuarial calculations for defined benefit (DB) pension plans and retirement benefit obligations. Additionally, I spent two years involved in business and financial planning for defined contribution (DC) pension plans. In 2023, I participated in the Young Actuaries World Cup (YAWC) and advanced to the quarterfinals. Since then, I have continued research on DC pensions, focusing on plan design and optimal investment strategies. These experiences have strengthened my expertise in actuarial modeling and financial planning, and I aim to leverage this knowledge to contribute to the development of innovative pension solutions that enhance retirement security.

Eisuke Nakagawa is a Manager in the Product Actuarial Team at PGF Life Insurance Company and a Fellow of the Institute of Actuaries of Japan since 2022. He has professional experience in financial reporting, projection, and product pricing, including leading the company’s first ESR-based projection and ESR-based profitability assessments. He has been seconded to Prudential Holdings of Japan to contribute to product profitability analysis. In addition to his professional work, he is active in the actuarial community, serving on the Data Science Working Group and the Examination Committee. His current research interests include prediction error decomposition, model-free estimation of process error, and model-specific adjustment of model error.

Fellow of the Institute of Actuaries of Japan. Joined Mizuho Trust & Banking Co., Ltd. in 2022, engaging in actuarial calculations for defined benefit plans. Since 2025, engaged in consulting services such as designing retirement benefit plans.

Keisuke Nakamura is a Consultant in the Actuarial Practice at Oliver Wyman Tokyo, devoting himself to reinsurance and actuarial due diligence. Before joining Oliver Wyman, he gained extensive experience as a pricing actuary at a leading Japanese life insurance company, where he led product development initiatives, performed detailed cash flow forecasting, and managed regulatory negotiations with Financial Services Agency (FSA). He also broadened his expertise through his secondment at the company’s U.S. headquarters, focusing on complex reinsurance structuring in Bermuda, asset-liability management (ALM), and LDTI related projects. He holds a Master of Science degree in Mathematics from Kyoto University and is a Fellow of the Institute of Actuaries of Japan.

Tomoshige Nakamura is an Assistant Professor in the Faculty of Health Data Science at Juntendo University. His research focuses on statistical learning theory and causal inference, specializing in tree-based ensemble methods (e.g., generalized random forests, boosting trees, Bayesian additive regression trees), nonparametric regression, and variable importance and selection methods. He develops theoretically grounded and interpretable machine learning techniques—including asymptotic analyses and methods for robust causal estimation—for complex social, biomedical and healthcare datasets. Dr. Nakamura earned his Ph.D. in Engineering from Keio University. His work aims to bridge modern statistical methodology with practical challenges in health data science, improving data-driven decision-making.

Apr. 2021 – present Belonging to the Property Insurance Section in Mitsui Sumitomo Insurance and responsible for the development of fire insurance for commercial and industrial properties, mainly calculating the base rate for those insurance products. Apr. 2019 – 2020 Belonged to the department for Planning & Profit Administration Section in Mitsui Sumitomo Insurance and responsible for the profit management for property and personal accident insurance. Apr. 2014 – 2018 Belonged to the Risk Assessment Section in MS&AD InterRisk Research & Consulting and experienced developing Nat Cat Model for Japan. Apr. 2012 – 2014 Belonged to the sales department for ICT market in Mitsui Sumitomo Insurance.

Nobuhiko Nakatsuka, FIAJ, FIAA, FSA, CERA, is Senior actuary at Challenger with over 20 years of experience across multiple countries and markets including Australia, Japan and other Asian markets in area of life insurance and reinsurance industries. Also he was a member of International Relation Committee in Institute of Actuaries of Japan, promoting interaction among young actuaries in east Asia.

Takanori Namekawa is Assistant Manager at the Actuarial & Budgeting Dept. of Sumitomo Life Insurance Company, where he works on EV measurement and the development, implementation, and maintenance of EV measurement systems. In recent years, he has also been developing and enhancing methodologies for assumption setting and analysis using Python. He is a Fellow of the Institute of Actuaries of Japan. He has experience in the data science community through Kaggle, where he achieved the title of Kaggle Notebook Expert, and in competitive programming through AtCoder, where he honed his skills in algorithms and heuristic methods.

The Nguyen is a Lecturer of Mathematical Economics and Statistics at the Faculty of Mathematical Economics at the National Economics University. He got a PhD in Statistics in the Department of Statistics at the University of Glasgow, United Kingdom. He has played a pivotal role in various national academic projects focusing on Statistics and Quantitative Research. His extensive research interests are in the areas of Data science and Quantitative Research with applications in Business, Economics, Finance Insurance and Social Sciences.

I am an actuary with 12 years’ experience in the life insurance company. I have experience in projection and product development. I am a Fellow of the Institute of Actuaries of Japan.

Taisuke Nishimura began his career at The Dai-ichi Mutual Life Insurance Company in April 1995. He worked in the actuarial department and overseas divisions, including two U.S. assignments. By April 2018, he became Chief of Corporate Planning Unit at Dai-ichi Life Holdings, Inc., and in April 2022, Chief of Financial Planning Unit. In April 2023, he was appointed Group Chief Financial Officer of Dai-ichi Life Group, now responsible for formulating growth and financial strategies.

Takashi Nishioka has been engaged in social security policy and local governance for nearly 30 years. After graduating with a degree in Mathematics from Osaka University, he joined Japan’s Ministry of Health, Labour and Welfare, where he worked on public pension financing and reforms to enhance the sustainability of the healthcare system. He served twice in Usuki City, Oita Prefecture (2009-2010, 2013-2015), where he developed community revitalization programs and dementia support systems, while also promoting collaboration between medical and long-term care services. He further contributed to the advancement of the “Usuki Sekibutsu Net,” and led initiatives on population vision, migration policy, and regional revitalization. Mr. Nishioka retired from the Ministry in September 2024. Elected in the mayoral race held in December the same year, he took office as Mayor of Usuki City in January 2025.

Takashi Nishioka has been engaged in social security policy and local governance for nearly 30 years. After graduating with a degree in Mathematics from Osaka University, he joined Japan’s Ministry of Health, Labour and Welfare, where he worked on public pension financing and reforms to enhance the sustainability of the healthcare system. He served twice in Usuki City, Oita Prefecture (2009-2010, 2013-2015), where he developed community revitalization programs and dementia support systems, while also promoting collaboration between medical and long-term care services. He further contributed to the advancement of the “Usuki Sekibutsu Net,” and led initiatives on population vision, migration policy, and regional revitalization. Mr. Nishioka retired from the Ministry in September 2024. Elected in the mayoral race held in December the same year, he took office as Mayor of Usuki City in January 2025.

Takahiro Nishiyama is a Principal in the Actuarial Practice at Oliver Wyman Tokyo, bringing nearly two decades of deep expertise in the Japanese life insurance industry. At Oliver Wyman, he leads the development of actuarial consulting services in the Japanese market while serving as both project manager and subject matter expert on complex actuarial engagements. Prior to joining Oliver Wyman, Takahiro spent approximately eight years at a leading global reinsurance firm, where he specialized in pricing, valuation, and business development of financially driven reinsurance solutions. Earlier in his career, he gained diverse experience at a Big Four accounting firm and a direct insurance company, contributing to audit, financial modeling, inforce management, and pricing of variable annuities. Takahiro holds a Bachelor of Science in Mathematics from California State University, East Bay. He is a Fellow of the Society of Actuaries, a CFA charterholder, and a certified Financial Risk Manager.

◆1984 Born in Germany (Japanese national) ◆2007 Graduated from Keio University Faculty of Law ◆2007 Joined Mitsui Sumitomo Insurance Co., Ltd. Assigned to Sales Dept. ◆2010 Fire Insurance Underwriting Dept. (Personal fire and earthquake insurance product development, legal affairs) ◆2014 National Graduate Institute for Policy Studies (Master of Disaster Management) ◆2015 Fire Insurance Underwriting Dept. (Corporate fire and earthquake insurance product development, actuarial, underwriting) ◆2024 Corporate Finance Dept. (Weather Derivatives and Weather Index Insurance Product Development, underwriting) ◆2025 MSI Guaranteed Weather LLC, (Vice President, Treasurer) Qualifications - Actuary (Fellow, Japan) - CERA - CPCU - Certified and Accredited Meteorologists of Japan

Mukami Njeru FIA CERA is a strategic business executive with over sixteen years’ experience in various fields in the financial services industry including twelve years post qualification. She has held both consulting roles and in-house roles within financial services firms in Asia-Pacific, Europe and Africa; including reporting to boards and being part of management boards. Her recent role she serves as the Head of Life and Micro insurance at Zep-Re PTA. Prior to this, she led the Actuarial function in PwC West Africa and looked after the Life and Health portfolio of Swiss Re’s East and West African insurance clients. She was also Group Actuary of CIC Group. Mukami is a qualified risk actuary with business and financial acumen and a proven record of accomplishment in using technical skills to support strategy execution and project execution; actuarial modelling; financial planning; risk and capital management. She is highly skilled in supporting various financial services entities to review the appropriate solutions to their strategic business problems. In addition, she has contributed extensively to the actuarial profession in Africa and internationally – she was elected as the first member from East and Central Africa to the council of the UK Institute and Faculty of Actuaries (IFoA) to contribute to the strategy of the global actuarial profession where she has been serving for the last 4 years. She has also served as a council member of The Actuarial Society of Kenya (TASK) including roles in key office bearer positions of Secretary and Vice-Chairperson for over 8 years. She was instrumental in establishing the Actuarial Academy of East Africa which has acted as a proof of concept for AADA. She also serves as a board member of the International Association of Consulting Actuaries. Mukami has received various industry awards including Kenya’s Business Daily list of top 40 under 40 women. Also worth mentioning that she is the first female actuary in Kenya.

Daniel NKAMENI is an Actuary – Data Scientist, graduated from ENSAE Paris and ISSEA Yaoundé. He is an associate member of the French Institute of Actuaries. He is currently pursuing an industrial PhD at Detralytics France in partnership with the Center for Research in Economics and Statistics (CREST) at the Polytechnic Institute of Paris. His thesis focuses on parametric insurance applied to emerging risks such as cyber and climate risks. He previously worked as an actuarial modeling intern at SIA Partners and ADDACTIS France, and as an external consultant for the climate R&D team at Deloitte France.

- Apr. 2023 – Presentis responsible for calculation and provision of Reference Loss Cost Rates for personal fire insurance. - Apr. 2021 – Mar. 2023 was responsible for calculation and provision of Standard Rates for earthquake insurance. - Apr. 2013 – Mar. 2021 joined GIROJ and was responsible for calculation and provision of Standard Rates for Compulsory Automobile Liability Insurance.

Agatha Nogueira is a cybersecurity engineer specializing in data science, risk prevention, and analytics. She has strong experience in risk monitoring and diagnostics, working with statistical modeling, predictive model validation, and fraud scenario analysis. She previously served as a Senior Analyst at Itaú Unibanco, leading data-driven fraud prevention initiatives. Her research interests focus on Non-Life Risk Actuarial Mathematics and Deep Learning, especially in quantitative operational risk management. Agatha holds a degree in Actuarial Science from the University of São Paulo and a specialization in Cyber Defense from FIAP. She is currently a Master's student in the Graduate Program in Accounting and Controllership at FEA-USP, in Track 3 – Risk, Finance, and Actuarial Science. She is proficient in English and Spanish, as well as in data analysis tools.

I am a researcher at the Korea Insurance Research Institute, focusing on actuarial science and financial soundness in the insurance sector. My work primarily examines solvency regimes such as IFRS 17, K-ICS, and global capital standards, with a strong emphasis on deriving practical policy implications for the Korean market. I am particularly interested in how emerging risks—including climate change, digital assets, and artificial intelligence—affect insurers’ solvency, asset-liability management, and long-term strategies.In addition to research, I actively engage in bridging theory and practice by producing reports, presentations, and translations that make complex regulatory issues accessible to both industry professionals and policymakers. I also participate in international forums to exchange ideas and share Korea’s insurance practices with the global community. Through this congress, I aim to deepen collaboration with peers worldwide and to contribute practical insights that support the sustainable development of the actuarial profession.

Nomura is a Lead Consultant and Pension Actuary at Mitsubishi UFJ Trust and Banking Corporation in Tokyo. He advises Japanese and international corporations on total rewards and retirement benefit systems, supporting clients from strategy through plan design and ongoing administration. His work focuses on moving beyond traditional plan design centered on actuarial liabilities and funding requirements to integrate corporate pensions within the broader Total Rewards framework. He contributes to leading industry journals and speaks at seminars and events, where he leads discussions among corporate leaders and frontline practitioners on emerging practices. He holds a Fellowship of the Institute of Actuaries of Japan (FIAJ).

Shunichi Nomura is an Associate Professor in the Graduate School of Accountancy at Waseda University, Tokyo. After working as a reserving actuary at Sompo Japan Insurance Inc., one of Japan's leading non-life insurance groups, for six years, he served as an assistant professor at Tokyo Institute of Technology (2013-2017) and at the Institute of Statistical Mathematics (2017-2021). In 2021, he was promoted to associate professor at Waseda University. His research focuses on space-time stochastic models, sparse regularization methods, and their applications to earthquake prediction and actuarial science. His paper "Automatic Segmentation of Insurance Rating Classes Under Ordinal Constraints via Group Fused Lasso" received the Best Paper Award from the Asia-Pacific Journal of Risk and Insurance in 2023. He is a Fellow of the Institute of Actuaries of Japan. He currently serves as Chair of the Joint Seminar Subcommittee at the Institute of Actuaries of Japan.

Iris Nonneman is a data scientist and certified actuary. She works as a senior data scientist at Achmea. She holds a MSc degree in Actuarial Science and Financial mathematics from the University of Amsterdam. She is an active member of the Dutch Actuarial Association and leads the subworkstream on developing AI case studies within the AI Task Force of the International Actuarial Association. Previously, she co-founded the Dutch Young Actuary committee. She served on the Dutch Actuarial Data Science committee for over four years, during which she was involved in organizing a data hackathon focused on health and vitality. Additionally, she regularly speaks at conferences and provides workshops.

Matt Noyce, MA FIAA is Founder and CEO of MNC Actuaries, an Australian consulting firm specializing in life insurance, reinsurance, and superannuation. With over 30 years' experience spanning Australia, New Zealand, Asia, and the United Kingdom, Matt was formerly on the Swiss Re Australia Leadership Team and Chief Pricing Officer at CommInsure(AIA), managing portfolios exceeding $1 billion p.a.Matt was joint winner of the 2022 Actuaries Institute Melville Prize for research on life insurance pricing methodology. Under his leadership, MNC Actuaries was recognized as an Insurance Business 2024 Top Insurance Employer and serves as the Actuaries Institute's Diversity & Inclusion partner for 2025. The firm has developed proprietary AI-powered tools that are transforming actuarial workflows. Matt holds a Masters Degree in Physics from Oxford University, is a Fellow of the Actuaries Institute Australia and New Zealand Society of Actuaries, and has presented at numerous international conferences on technology innovation, pricing methodology, and consulting transformation.

Donald Ntjana is a Senior Data Scientist with over 7 years of experience in building intelligent, scalable machine learning systems within the healthcare sector. At Discovery Health, he leads data science initiatives that leverage deep learning, retrieval-augmented generation (RAG) systems, and predictive analytics to enhance patient care, reduce operational costs, and drive automation in decision-making processes.

Hidemasa Oda is a Senior Data Scientist at Shift Technology Japan, where his work focuses on developing systems for detecting fraudulent claims in the life insurance industry. He received his PhD in Information Science and Technology from the University of Tokyo. His professional background spans both actuarial and data science domains, including prior roles in pension actuarial work at Nippon Life Insurance Co. and in machine learning and data science at SmartNews, Inc. He is currently an Associate of the Institute of Actuaries of Japan and a Chartered Statistician with the Royal Statistical Society in the United Kingdom.

Naoto Oda is a leading practitioner in the pension field within the Japanese actuarial profession, with a particular focus on defined benefit corporate pension plans. Over the course of his career, he has provided insightful and valuable advice to numerous corporate pension funds. He has also made significant contributions to the development of professional standards, having served for many years as a member of the Practice Standards Committee of the Japanese Society of Certified Pension Actuaries. In this capacity, he played a central role in drafting and revising practice standards related to corporate pensions, thereby guiding pension actuaries in their professional work. He also co-authored a paper on the application of random forests in actuarial practice from a data science perspective, which was presented at ICA2023.

George Odera is an actuary with over 12 years’ experience spanning integrated financial services, digital ecosystems, and financial inclusion across Africa. He currently serves as Head of Inclusive Solutions at ZEP-RE (PTA Reinsurance Company), leading strategies that scale inclusive insurance solutions across 21 African countries. He has previously spearheaded innovations such as Kenya’s first digital premium financing product, tech-based digital products, embedded insurance solutions, and contributed to the design of Kenya’s risk-based capital framework. George is an active member of The Actuarial Society of Kenya (TASK), serving as its Vice President in 2024/2025. He has a passion for leveraging actuarial science with technology to solve societal problems and close Africa’s protection gap. Outside work, he is an aviator, a photographer, and an outdoor enthusiast.

Hassan Scott Odierno has been a partner with Actuarial Partners Consulting since 1996. Hassan’s work involves life insurance and Takaful in Malaysia as well as a variety of countries in the developing world as appointed actuary as well as special projects including regulatory consulting. He is currently leading Learn@AP, the training arm of Actuarial Partners and has put together online training programs ranging from life actuarial science, IFRS17 and Takaful. He is a co-author of the World Bank book Takaful and Mutual Insurance, and a contributing author to the books Actuaries in Microinsurance and Health Insurance in Asia. Hassan is a Fellow of the Society of Actuaries, and in his spare time he helps to run a food bank in Negeri Sembilan Malaysia utilizing actuarial skills to help the needy. At SOA he has been involved in several roles including Greater Asia Committee, DEI committee and Societal Purpose committee.

Jerome Ogrodzki is an actuary with over 20 years experience of the insurance industry, working for both life insurers and consulting firms on broad topics including regulatory and economic capital frameworks, ALM and SAA, asset and investment related topics for insurers including the use of hedging for complex life insurance products. Jerome has done most of his career in the UK before moving to Hong Kong in 2019. Jerome is currently a principal in the actuarial practice of Oliver Wyman and based in Hong Kong.

Apr. 2023 – Present Sosuke Okubo (FIAJ) works in the development and sales promotion of ART products in the Corporate Finance Department at Mitsui Sumitomo Insurance. He is responsible for pricing and risk management of weather and earthquake derivatives. From January 2025, he has been involved in ILS investment advisory services. Apr. 2019 – Mar. 2023 He was seconded to MS&AD InterRisk Research & Consulting, where he worked in the Risk Assessment Group. His responsibilities included the development, validation, and measurement of nat cat risk models. Apr. 2018 – Apr. 2019 He joined Mitsui Sumitomo Insurance and worked in the Risk Management Department of the holding company. He was engaged in enterprise natural catastrophe risk management and risk measurement tasks.

John is the Head of Data Science and Analytics, Strathmore University, Business School. He is also the Director, Risk Management Centre. He has been the founding Dean of the Strathmore, School of Finance and Applied Economics, offering Actuarial Science, Financial Economics and Business Science Finance. He has been an Actuarial Science lecturer at Strathmore University for over 10 years. He has been teaching at Strathmore University and mentoring influential Actuarial science, finance and IT professionals in the region for the past 20 years. He was involved in starting the first-ever CFA and CISA training in Kenya. John holds a PhD in Quantitative Finance from the University of Glasgow. He has MSc Actuarial Science (Heriot-Watt University – Edinburgh, UK) and MSc Statistics (University of Nairobi). A member of Wilmott’s Quantitative Finance (CQF) institute; A member of International Association of Quantitative Finance and a member of the Institute and Faculty of Actuaries (IFoA).

Hiroyuki Onta is Manager at Actuarial Function of Prudential Holdings of Japan, Inc., part of Prudential Financial, Inc., one of the world's largest financial services institutions.In this role, he is responsible for product profitability management of various products sold through various channels, such as term, whole life, variable, single-pay premium, index annuity. Throughout his career including other companies, he has gained extensive experience across a wide range of functions, such as embedded value, product development, market risk management, research on medical and nursing care management policy, climate index research.He holds a master’s degree in social engineering from the University of Tsukuba. He is a Fellow of the Institute of Actuaries of Japan.

Christelle is a consulting actuary at Insight Life Solutions with seven years of experience in both industry and consulting. She has worked across a range of areas including valuations, modelling, capital, and risk management within various practice areas including life and health insurance. She enjoys both managing teams and solving complex problems, and thrives on continuous learning and expanding her skillset.

Juan Pablo Ortega is an actuary specializing in insurance reserving for retirement products and life annuities. He currently serves as Actuarial Manager at Seguros Sura, where he began his actuarial career in 2023 after earning his bachelor’s degree in Mathematics from the National University of Colombia. He also holds a master’s degree in Actuarial Science and Finance from the same institution. With four successfully completed Society of Actuaries (SOA) exams, he is currently pursuing the designation of Associate of the Society of Actuaries (ASA), aiming to become the youngest professional in Colombia to achieve this credential. His work integrates advanced quantitative methods with practical market insights, focusing on the development of sustainable retirement solutions and robust risk management strategies.

Yoshifumi Osawa is a pricing actuary at Chubb Insurance Japan and an Associate Member of the Institute of Actuaries of Japan. Prior to his current role, he worked at a life insurance company, where he was engaged in life insurance accounting, valuation, and data science.

Takeo Oshima is Vice President, Corporate Development at Fortitude Re. Prior to joining Fortitude Re, Takeo spent more than 12 years in Swiss Re Japan as Pricing Actuary, Head of Pricing and Mortality Portfolio Owner for Asia. His experience includes all major benefits in Japan and various reinsurance structures for large blocks and flow businesses. Before joining Swiss Re, Takeo worked for Hartford Japan, where he was engaged in risk management of Variable Annuities sold by banks. He is a Fellow of The Institute of Actuaries of Japan.

Mr. Ty Otsuka is a professor at the Graduate School of Accountancy, Waseda University, where he teaches actuarial studies. Ty has been in charge of pricing and risk management at life insurance and reinsurance companies since 1981, and served as an executive officer in charge of product development at a foreign life insurance company. In 2014, he became an assistant professor at the Graduate School of Commerce, Waseda University, and has held his current position since 2018. Ty has also served as a councilor and director of the Japan Association of Insurance and Pension Risk (JARIP) and a director of the Institute of Actuaries of Japan. Ph.D(Economics)

I am an appointed actuary at Sony Life. I have worked as an actuary for approximately 30 years, and my main areas of expertise are financial reporting, risk management, and product development.

Toki Oyama hold a Ph.D. in Mathematics, obtained in 2022. Since 2022, he has been employed at a life insurance company, where he engaged in making appointed actuary’s opinions and calculating risk-adjusted capitals which is an internal management economic solvency ratio. In addition, he has experience in calculating an economic solvency ratio as regulated by the Financial Services Agency, and he did the verification of new products and profitability of products.

Since ICA 2018, Martin has been responsible for national and international events at the German Association of Actuaries (DAV), including the DAV Annual Meeting and the AAE European Congress of Actuaries. He also oversees DAV’s international initiatives, such as the actuarial streaming platform actuview and the job portal actupool. Currently, he also coordinates DAV’s efforts to build a nationwide community of young actuaries. Martin holds a diploma in mathematics and is a fellow of the DAV. He actively contributes to AAE, IAA, and CGA—serving on the AAE Communication Panel, the IAALS Board, the IAA Sections Marketing Task Force, and the CGA Events Working Group.

Margaret is an Actuary and a multi-sector entrepreneur in Healthcare Financing and Healthcare Provision side. She transitioned from Corporate to a fulltime entrepreneur in 2017 after holding senior management positions in the Insurance Health Sector for Over 10years. Margaret is a Health Actuary by Profession. This basically involves pricing of health products and portfolio management in the healthcare space to ensure Healthcare is affordable but Profitable. She is the Visionary and Founder of ProCare Hospital Group that is a Level 3 Hospital based in Nyali, Mombasa. This is a Modern health facility focused on transforming patient experience through dynamic treatment that’s affordable for all. Margaret is also the Lead Actuary and Founder of DigiAssurance Ltd. DigiAssurance is a consulting company that works with Healthcare Providers,Insurtechs, technology companies and also insurance companies in Product development, Data analytics and innovation surrounding the future of insurance. Digiassurances largest client base is in the healthcare sector and as well in the cyber security sector Margaret was named one of Kenya’s top 40 under 40 and She seats on the board of directors of several companies in Kenya and UgandaDuring her free time she is obsessed with motorcycle touring and is a new golfer. She is an avid biker and has ridden motorcycle outside Kenya on several occasions to enjoy the beauty of East Africa on two wheels. Her dream tour is to ride from Kenya to South Africa on a motorcycle

Mexican. Bachelor in Actuarial Science from Anáhuac University and Master in Business Administration from ITAM (Instituto Tecnológico Autónomo de México). Diploma in Life Insurance from Swiss Insurance Training Center in Zurich, Switzerland. Has 40 years of experience in the insurance industry holding top management and actuarial positions. Has worked in Seguros Tepeyac (MAPFRE MÉXICO) as Life and Health Director, Zurich Life México as CEO, AIG México Life as CEO and currently is co-founder, CEO and Chairman of Prevem Seguros (Accident and Health ) and member of the Board of other three insurance companies (life, automobile and property and liability) of Grupo Valore México. Has been President of two of the three actuarial associations of México (Asociacion Mexicana de Actuarios and Colegio Nacional de Actuarios) and President of the Board of Honor of Colegio Nacional de Actuarios. Currently member of the Consulting Board of CONAC. Has represented México at the North America Actuarial Council ( Canada , United States and México actuarial associations ). Currently at the Mexican Insurance Companies Association (AMIS) is President having started this elected position in April 2025, has been in AMIS the President of the Health Committee , President of the Life Committee and President of IMESFAC (Mexican Educational Institute on Insurance). Professor of Insurance topics at Faculty of Actuarial Science of Anáhuac University since 2002 and member of the Consulting Board of the Faculty since 2007. Within the International Actuarial Association (IAA) currently is Chair of the Life Section Board, Vice-Chair of the Board of the Health Section, and has been member of the Strategic Planning Committee of the IAA (appointed to this last position in December 2021 which ended in 2025 ). Was awarded by Anáhuac University the Medal of Leadership in Actuarial Science and also the Medal of Generación Anáhuac as a graduate whose leadership has contributed to support the University mission of Leaders with Positive Action.

Marco Paini is VP of Quantum Finance and Quantum Machine Learning Solutions at Rigetti Computing, where he leads the growth of Rigetti’s financial services and QML practice. His role includes advancing proprietary solutions, building a specialized team, and fostering strategic partnerships with industry and academia. Recent QML collaborations include HSBC, Standard Chartered, ADIA (Abu Dhabi Investment Authority), Imperial College London, and the University of Edinburgh. Marco also heads Rigetti UK and has been overseeing the deployment of its latest quantum computing architecture at the UK National Quantum Computing Centre.Before Rigetti, Marco led quantum computing applications portfolio development at QxBranch, a quantum computing software firm acquired by Rigetti in 2019. Earlier, he spent over eighteen years at Accenture in various technology roles. Marco studied physics at the University of Pavia, where he collaborated with the Quantum Information Theory Group of the University of Pavia.

Maria Cristina Paoletti is a fully qualified actuary with a Bachelor's degree in Actuarial Statistics and a Level II Master's in Information Systems Governance from the University of Roma Tre. She has been registered with the National Order of Actuaries since 1999. Since 2012, she serves as Coordinator of the Statistical and Actuarial Department at the National Institute of Industrial Accident Insurance (Inail). Previously, she managed socioeconomic analyses in the Institute's Socioeconomic Observatory. Since 2008, she has contributed to sample surveys and performance improvements in the CSA Activity Planning Sector, winning ISSA Best Practice awards in 2016 and 2019. She has been a member of the ISO JTC1/SC7 committee on Information Technology - Software and System Engineering since 2013 and has acted as liaison officer with UNI/CT 533 "Artificial Intelligence" and CEN/CENELEC/JTC 21/WG3 since 2022.

Howard Park is the Co‑Founder and Chief Strategy Officer at DESILO, a company specializing in Fully Homomorphic Encryption (FHE) and other privacy‑enhancing technologies (PET). A multidisciplinary strategist, he previously served as Head of Strategy and Product Manager at Streami. Howard holds an MS in Philosophy from Katholieke Universiteit Leuven and studied Computer Engineering at the University of Waterloo. His work bridges the gap between advanced cryptographic theory and production‑grade software infrastructure for the global FHE ecosystem.

Pietro Parodi is Head of Quantitative Methods and Tools at SCOR P&C, and an Honorary Senior Visiting Fellow at Bayes Business School. He holds a PhD in Physics from the University of Genoa and is a fellow of the UK Institute and Faculty of Actuaries. Before becoming an actuary, he worked in IT project management and as a research scientist in the fields of artificial intelligence, theoretical computer science and neuroscience. He authored the book “Pricing in General Insurance” (CRC Press), now in its second edition, and of several papers, including “Triangle-free reserving” which was awarded the Brian Hey prize in 2012. He chaired the “Loss Modelling from First Principles” working party, which won Best General Insurance paper at ICA 2023, was Most Popular Research Paper at CAS Forum in 2024, and was highly commended for the Geoffrey Heywood Prize. https://www.linkedin.com/in/pietro-parodi-8ba89368/

Sairaj Patro is a Academician who holds a master’s degree in Data Science and is deeply passionate about integrating machine learning into the actuarial domain to make the life of actuaries easier. With a strong drive for innovation, he aspires to bridge the gap between data science and actuarial science by developing intelligent solutions that enhance efficiency, accuracy, and decision-making in the insurance industry.

Sylvia Pedraza is an Economist with a Master's degree in Quantitative Finance and an active member of the Candidates' Chapter of the Colombian Association of Actuaries. With five years of experience at one of the leading insurance companies in Colombia, her work has focused on technical risk management, evaluating model risk, reserve adequacy, and the construction of stress scenarios. This immersion in complex risk assessment fueled her interest in climate change, leading her to collaborate on the development of the Actuarial Climate Index for Colombia (ACI-CO). Currently, she is advancing on the Society of Actuaries (SOA) pathway with four approved exams and the Data Science for Actuaries micro-credential, consolidating her expertise in machine learning models. Her career path converges at the intersection of actuarial risk management and data science, offering a multidisciplinary view for building tools to understand the reality of climate risk and to anticipate them.

Pamela has extensive experience in healthcare payment reform and integrated delivery system administration, with a background spanning both clinical and payer settings. She specializes in analyzing healthcare claims and developing episode-based payment definitions, benchmarking methodologies, and alternative risk contracting strategies. Her expertise includes implementing prospective and retrospective payment models, designing gainsharing approaches, adjudicating claims, and establishing quality monitoring programs. Before joining Milliman, Pamela served as a technical advisor to the U.S. federal government, where she developed and implemented innovative payment methodologies to transform care delivery and payment nationwide. She also worked at an academic medical center, facilitating care redesign by building consensus among physicians, administrators, and patient advocates.

Roberto works as a P&C Rate Modeling Actuary and Data Scientist at the National Association of Insurance Commissioners (NAIC), where he is part of the rate model review team. His main responsibilities include analyzing complex rating models and providing actuarial support to state regulators. Prior to joining the NAIC, Roberto held positions in various actuarial and predictive modeling roles. He is a Fellow of the Casualty Actuarial Society (FCAS) and a Member of the American Academy of Actuaries (MAAA). Roberto has a bachelor’s degree in mathematics from the University of Puerto Rico – Mayagüez and a master’s degree in analytics from the Georgia Institute of Technology.

Francesco Petrucci is a student currently pursuing a master’s degree in Actuarial and Financial Sciences at La Sapienza University of Rome. He began his academic training in statistics and later specialized in the actuarial and financial field. His main interests lie in pension funds and financial portfolio management, which are also the focus of his master’s thesis. He also participated as a speaker at the NTTS 2025 conference in Brussels, presenting a work on the use of machine learning to forecast health levels across European countries.

Dr. PHAM Thi Hong Tham is a lecturer in Actuarial Science at the Faculty of Mathematical Economics, College of Technology, National Economics University (NEU), Vietnam. She was among the first cohort of the joint master's program in Actuarial Science between NEU and ISFA, University of Lyon 1, France, and later earned her PhD in Mathematical Economics at NEU. Currently, she is responsible for two actuarial programs at NEU: the joint program with Lyon 1 and the bachelor's program taught in English and awarded by NEU. She teaches courses including Probability, Financial Mathematics, Actuarial Mathematics, Models for Analyzing and Evaluating Financial Assets, and Loss Models. She is also the Head of the Actuarial Science Laboratory at NEU, where her research focuses on mortality modeling, multiple decrement models, and actuarial applications in insurance and pension markets.

Pierrick Piette, Ph.D., is an experienced fully-qualified actuary and actuarial science researcher, and the founder of the consulting firm Hestialytics. Specializing in statistical learning applied to insurance, he has built significant industry expertise through roles at insurance companies, insurtechs, and consulting firms. His experience spans a wide range of insurance products, including property, agricultural, affinity, financial losses, pet insurance, and pension lines. Pierrick is also an Associate Professor at CNAM (Paris) and teaches at several other institutions. He actively contributes to research as an associate researcher at LIRSA, with publications in top-tier journals (such as ASTIN Bulletin and IME) and regular presentations at international academic conferences.

Lecturer in Insurance Mathematics and Risk Management, Academic Researcher in the quantitative economics area: my work is presently focused on cyber risk assessment modeling and management strategies for emerging risks. Fully Qualified Actuary ISOAAFFI, CAS – AFIR-ERM Member

Pauline Plancke is a senior life reinsurance professional with 20 years of actuarial experience. Since 2018, Pauline has been working as a senior underwriter at SCOR, one of the world’s largest reinsurers, serving clients in over 160 countries. She focuses on the French life and health insurance market, combining deep technical knowledge with strategic underwriting insights.In addition to her professional role, Pauline has been co-leading a working group within the ERM Commission of the French Institute of Actuaries since 2023, in collaboration with Ali Goumar. Together, they contribute to advancing actuarial thinking on enterprise risk management. Her recent work explores innovative ways to make capital allocation more transparent and communicable, notably through the use of trigonometric modeling to visualize diversification effects. Pauline is passionate about bridging the gap between actuarial analysis and governance, empowering actuaries to play a central role in capital management.

Denys Pommeret has been a Professor of Statistics at Aix-Marseille University since 2006.He was a lecturer-researcher at ENITIAA/INRA (Nantes) from 1996 to 1999, at ENSAI (Rennes) from 1999 to 2006, and at ISFA (Lyon) from 2019 to 2022.An associate actuary and a member of the Association des Actuaires du Sud, he co-directs the scientific work of the ACTIONS Chair, sponsored by BNP-Paribas-Cardif and in partnership with the French Institute of Actuaries and the Louis Bachelier Institute. He is also involved in the rODEo project in oceanography, the Smart-Prog project in machine learning, and the ANR DREAMES project. He is also a member of the board of the French Statistical Society and of the MatRisk thematic network.

Ed Pudlowski has 40 years of experience developing human resource philosophies and supporting strategies and value proposition models for innovative healthcare solutions. Prior to founding MorningStar Actuarial Consulting, Ed was Chief Operating Officer with American Fidelity Administrative Services, a Partner with Ernst & Young and worked for two large consulting firms. Ed was also Assistant Actuary for a large health insurance company. Ed holds a BS in Applied Mathematics from Indiana University of Pennsylvania and a minor in Computer Science. He is an Associate of the Society of Actuaries, a member of the American Academy of Actuaries, and a Fellow of the Conference of Consulting Actuaries (CCA). Ed was the 2019 President of the CCA and currently chairs its Healthcare Community. He serves on the IAA’s Executive Committee and Strategic Planning Committee. Ed also serves as the Chair of the Health Section of the IAA.

Dila Puspita is an Assistant Professor at the Faculty of Mathematics and Natural Sciences, Bandung Institute of Technology (ITB), Indonesia. She received her Ph.D. in Actuarial Science from the University of Waterloo, Canada, in 2021. Her research focuses on actuarial risk modeling and financial mathematics, with publications in portfolio optimization, sharia finance and insurance, and actuarial modeling. She teaches Financial Mathematics, Computational Finance, Theory of Interest, Investment, and Actuarial courses. Dr. Puspita currently chairs the Centre for Mathematical Modelling and Simulations (P2MS) and the Center of Excellence for Predictive Risk Simulation and Modeling (PRISM) at ITB, leading industry–academia projects in retirement protection, actuarial software development, climate risk (IFRS S2), and financial stress testing.

Atte Pyrylä is a Doctoral Researcher at the University of Helsinki and a Systems Manager at the Finnish Centre for Pensions. His research interests include the topics of risk management with particular focus on extreme events and models determining a solvency capital requirement. Parts of his recent research have been motivated by the solvency regulation concerning the Finnish statutory private sector pension scheme. At Finnish Centre for Pensions he works with the leading experts on projects related to the research and development of the Finnish pension system. His professional expertise spans from technical details to more broad scope of the nationwide pension system.

Chao is a Director within the PwC Risk Actuarial team with over 15 years across all areas of insurance consulting. He is a Fellow of the Institute of Actuaries of Australia and has served as a member of Council where he was a key leader within the professional education transformation strategy. Chao has worked in both core actuarial functions such as reserving, pricing and capital management, and broader insurance functions such as customer, technology, operations and strategy. Chao maintains a keen interest in industry thought leadership such as product design, behavioural insights, capital management and finance/actuarial modernisation.

Daniel Ramsay is an Associate Director in Deloitte’s actuarial practice. His work primarily focuses on developing GenAI tools and processes to speed up actuarial work. Daniel is a founder and co-chair of the IFoA’s GenAI Working Party and has presented on topics of GenAI and AI agents at the IFoA Life conferences in 2023 and 2024. Daniel is also a member of the International Actuarial Association AI Taskforce.

Taryn is a fellow of the Actuarial Society of South Africa (ASSA). She is currently a lecturer in the School of Statistics and Actuarial Science at the University of the Witwatersrand (WITS) in Johannesburg, South Africa. She also coordinates the Actuarial Science Honours research programme at WITS. She is enrolled for a PhD in Actuarial Science at WITS. The topic of her research is: Environmental, social and economic sustainability: measurement and the implications for actuarial science. Her previous research areas were in the fields of equilibrium modelling, ethics and utility theory. She has published research in these fields and has presented at several ASSA conventions and international conferences. Taryn also serves as a member on the ASSA sustainability sub-committtee.

Stuart has been involved in various M&A advisory roles in the EU including multi-line insurers, private equity firms, and other alternative capital structures. He has recently been a part of the specification of realistic balance sheets, satisfying both the ICA and current Solvency II requirements as well as modeling the future solvency and supportable bonus distributions for with-profits funds. Stuart also has carried out work on independent expert engagements, most recently supporting the Independent Expert on a number of Part VII transfers. He has also produced several Milliman publications covering Global M&A Surveys, Embedded Value Reporting and Solvency II. In particular, he has summarized and analyzed the recent life and health M&A transaction activity focusing on Europe.

Jens Robben is a postdoctoral researcher at the Research Centre for Longevity Risk of the University of Amsterdam. His current research explores diverse aspects of mortality and longevity modeling, with a focus on the impact of environmental and epidemiological variables on excess mortality, the use of machine learning techniques in mortality modeling, and old-age mortality patterns. Additionally, he holds a keen interest in the application of data science techniques within the non-life insurance domain.

Richard has more than 30 years' experience in actuarial work, pricing, capital management, enterprise risk management (ERM), modelling, Solvency II, reserving and related fields.In his current role as a UK Head of Advisory and Analytics at Guy Carpenter, Richard oversees analytics for reinsurance structuring and placement and leads client advisory projects. His advisory work ranges from rating advice to support across all aspects of clients' ERM and regulatory frameworks, including detailed modelling, training and governance.Before joining Guy Carpenter, Richard was the Chief Actuary at Lloyd’s, responsible for Lloyd’s central reserving and capital activities, including exposure management, risk management and reinsurance.Before Lloyd’s, he was the Global Product Leader for P&C Capital Modelling at Towers Watson and a Partner at EMB Consultancy.

John Rogers is a management consultant and product leader with over 15 years of experience in actuarial science, healthcare analytics, and business transformation. Currently a Consultant at Milliman, John specializes in helping health plans, employers, startups, and health systems achieve strategic growth and operational excellence. His expertise spans actuarial business transformation, Medicare Advantage bids, and the financial analysis of innovative healthcare technologies, including patient monitoring and genetic testing. John has also led teams at Clover Health and KPMG UK, where he developed advanced financial models and implemented solutions for complex analytical challenges. A veteran of the U.S. Navy, John brings a disciplined, mission-driven approach to his work, fostering collaboration and mentoring within diverse teams. Passionate about bridging technology and finance, John is dedicated to delivering simple, impactful solutions that improve care and reduce costs. He is a recognized thought leader committed to advancing the actuarial profession and healthcare system.

I am a first-year doctoral student at the Department of Probability and Mathematical Statistics at the Charles University in Prague. I graduated in the Insurance Mathematics master's program administered by my department. I have conducted research in the areas of counting processes and changepoint detection, both with applications in non-life insurance data. I successfully presented my work on several local competitions of young scientists and I regularly share my research advances with fellow actuaries at local and international conferences. Apart from research activities, I also teach the basics of probability and statistics to the young students of actuarial sciences at our university.

As Segment Head of Research and Analytics Louis Rossouw is based in Gen Re's Cape Town office and him and his team support life insurance clients in the Canada, UK, South Africa, Australia and New Zealand with research and analytics. He has previously worked on individual pricing and product development, group pricing and reserving. Louis joined Gen Re in 2001. He has also worked for two years in Gen Re’s Singapore branch as Regional Chief Actuary. He is a member of Council of the Actuarial Society of South Africa.

Adriaan Rowan is a South African actuary and Chief Risk Officer with extensive experience in life insurance, actuarial consulting, and applied data science. He leads the Western Cape office of YALA Consultants & Actuaries and advises insurers and financial institutions on risk management, capital, and innovative product design. His academic research focuses on interpretable machine learning, with particular interest in counterfactual reasoning and visualisation techniques. Building on biplot methodology, his PhD work develops novel approaches to enhance the transparency and robustness of predictive models in actuarial and financial applications. Adriaan has worked across diverse projects including mortality modelling, equity release product design, and climate-linked insurance solutions, combining deep actuarial expertise with advanced analytics. He is passionate about bridging academic research and professional practice to support better decision-making in insurance and finance.

Dr. Marco Antonio Ruiz Olvera has held leadership positions in both the private and public sectors. During his academic career, he has taught at various private universities, including the Iberoamericana University (IBERO), Tecnológico de Monterrey (TEC), Anáhuac University, Panamericana University, and the University of the Americas Puebla.Throughout his professional career, he has collaborated with companies such as the Mexican Stock Exchange (BMV), The Mexican Futures and Options Market (MEXDER), HSBC Mexico, Genworth Financial, Infonavit the largest mortgage lender in Latinamerica, and the Ministry of Finance (SHCP), among others. He has also served on the Mexican Institute of Finance Executives (IMEF) research and evaluation committee. Dr. Ruiz's areas of expertise and research include Risk Management, Quantitative Finance, Derivatives, Sustainability, Data Science, and Economic Policy in the Energy Sector. He currently works as a full-time researcher at the UIA. Marco Antonio Ruiz Olvera earned his PhD in Financial Sciences from EGADE Business School, Mexico City. He also holds a Bachelor of Actuary from the National Autonomous University of Mexico (UNAM), Faculty of Sciences.

Jan-Philipp Ruppert is a graduate in Business Information Systems from the University of Münster, currently completing his Master’s degree with a focus on Software Development and Artificial Intelligence. His master’s thesis explores the enhancement of customer prediction models in the insurance sector. Alongside his academic work, he is employed as a working student at msg Group, where he contributes to data-driven projects in the insurance domain. His interests lie at the intersection of technology, analytics, and strategic decision-making in financial services.

Şule Şahin is an Associate Professor of Actuarial Science at the University of York. Previously, she was a Lecturer in Actuarial and Financial Mathematics at the University of Liverpool and held Associate and Assistant Professor positions at Hacettepe University. She is the Director of the Centre for Actuarial Compensation and Valuation of Life (CAVOL), a member of the Ogden Working Party, and a Board Member of the AFIR-ERM section of the International Actuarial Association. Dr Şahin earned her PhD in Actuarial Mathematics from Heriot-Watt University and holds an MSc in Actuarial Science from Hacettepe University, an MSc in Sociology, and a BSc in Statistics from Middle East Technical University. A Fellow of the Institute and Faculty of Actuaries and the Actuarial Society of Türkiye, her research focuses on stochastic investment models, mortality modelling, and compensation for loss of earnings. She has published in leading actuarial and statistical journals and co-edited the open-access Springer Actuarial Series book, Pandemics: Insurance and Social Protection, published in 2021.

Toshihiko Sakaguchi is a fellow of the Asset and Liability Management Department at Daiichi Frontier Life Insurance Co., Ltd., located in Tokyo, Japan. He has been engaged in asset and liability management (ALM) and dynamic hedging operations since 2009.

Andres studied Economic Sciences and later earned a Master’s in Finance, which provided the analytical foundation for his actuarial career. He began 10 years ago at Mercer as an Actuarial Analyst, focusing on pension plans and employee benefit valuations, while completing his first SOA exams with support from mentors. Due to the scarcity of actuaries in Colombia, he was sent to India to lead a team of 60, an experience that accelerated his promotion to Actuarial Coordinator. Four years later, Andres co-founded Habitudes, an actuarial consulting firm advising life and P&C insurers on reserving, pricing, and risk management, while also serving as appointed actuary. Building the firm expanded his skills into sales and leadership. He has since completed two additional SOA exams and all three CFA levels (final results pending). Today, Habitudes employs nine actuaries, and Andres considers mentoring young professionals one of the most rewarding aspects of his career.

Seiichiro Sano is a Fellow of the Institute of Actuaries of Japanese (IAJ), and Chartered Enterprise Risk Actuary. He is an associate director at Kyoei Fire & Marine Insurance and has been actively working on actuarial models with his colleagues, especially in the pricing area. His paper, “A frequency model with Spatio-Temporal dependence using INLA”, was awarded for outstanding research paper at the annual conference of the IAJ in 2022.

Lauri Saraste is a seasoned insurance executive with 25 years of experience spanning life, non-life, investments, reinsurance, and pensions. He currently serves as Director of Development, Sustainability & Regulation at LocalTapiola Group, overseeing investment strategy, stakeholder engagement, and EU regulatory affairs. Lauri’s previous roles include leadership in asset-liability management, actuarial functions, and group treasury, providing him with a comprehensive understanding of insurance operations and regulation. He is an active contributor to European insurance policy, serving on EIOPA’s stakeholder group and the mutual insurance sector working groups and chairing the Insurance Committee of the Actuarial Association of Europe. Lauri holds an M.Sc. in finance mathematics, is a Qualified Actuary, and a Certified International Investment Analyst (CIIA). He is recognized for his expertise in risk management, solvency, and sustainability, and frequently presents at international conferences.

Jeremy Sarich, PharmD, MBA, is a Senior Consultant and pharmacist with Milliman’s San Diego office. Since joining Milliman in 2022, Jeremy has leveraged over 18 years of pharmacy benefit management (PBM) experience to deliver consultative solutions that help clients achieve their clinical and financial objectives. His expertise spans the full spectrum of the payer environment, including employers, coalitions, union funds, health systems, Medicare, Medicaid, and public sector entities. Jeremy is recognized for his collaborative approach and his ability to support strategy development, contracting, clinical information, trend management, network strategy, vendor transitions, and operations. His experience includes 340B program management, auditing, benefit design, clinical strategy, cost analysis, healthcare reform, and vendor selection. Jeremy holds a BS in Biology from the University of Nebraska at Omaha, a PharmD with Honors, and an MBA from Creighton University. He is a registered pharmacist with the Nebraska Board of Pharmacy.

Hiroki Saruta joined Zenkyoren in 2015. He spent his first five years in the Actuarial Team, focusing on pricing building property insurance and developing internal catastrophe models for earthquake, windstorm, and flood. He is currently responsible for the property catastrophe reinsurance program at the Reinsurance Office, Financial Planning and Accounting Department, contributing to strategic risk transfer and portfolio resilience.

Master’s student in Controllership and Accounting at the University of São Paulo (FEA-USP), focusing on Actuarial Science, Risks, and Finance. He holds a Bachelor’s degree in Actuarial Science from the same institution, where his undergraduate thesis received the award for best Non-Life Actuarial research. His research interests include non-life insurance—particularly agricultural—climate and financial risks, and the application of spatial econometrics, Big Data, and machine learning to risk management. Rafael has professional experience as a data analyst in health insurance, with expertise in data engineering, analytics, and predictive modeling. He has been involved in teaching and outreach activities at FEA.dev, leading initiatives in Python and R education. He was also awarded first place in the Itaú Asset Quantamental Challenge. Rafael has presented his work at national and international conferences and contributes actively to the academic debate on insurance and climate risk.

Jun Sawada is an actuary working at a Japanese life insurance company, with professional expertise in product development, pricing, and risk management. He has more than ten years of actuarial experience and is a Fellow of the Institute of Actuaries of Japan. His current research aims to clarify why mortality improvements occur, with cause-specific mortality analysis serving as a tool to address this question. In particular, he focuses on the interdependent structure among causes of death as a means to better understand overall mortality dynamics. The insights gained from this research are intended to be applied to practical areas of actuarial work, including life insurance product design and economic value–based evaluation.

I graduated in Mathematical Economics from Ulm University with a specialization in actuarial science and IT. My career began in 2007 at msg systems ag, where I focused on actuarial analysis, product modeling, and system administration for life and social insurance. During my time at Steria Mummert, I contributed to market analysis, post-merger integration, and the redesign of pension business processes. Back at msg from 2011 onward, I advanced to Senior and later Lead Business Consultant, gaining extensive experience in actuarial core system implementation, process optimization, product design, and international client workshops. I was responsible for actuarial calculations, migration, and quality assurance in both life and health insurance. Since 2016, I have led the Actuarial Services department at msg, while continuing hands-on project work. My expertise spans actuarial system design, market and product analysis, greenfield implementations, UX/CX process integration and AI linked projects with a growing extend.I am a certified actuary (DAV) with deep technical and methodological knowledge.

I am Regional Chief Actuary for Gen Re’s Life/Health operations in Japan and Southeast Asia. I joined Gen Re in 2019, following 5 years at my previous role as a pricing actuary in the Health Insurance Group at Allianz Germany. I hold a PhD in Mathematics from Ulm University (Germany), as well as both a Master’s and a Bachelor’s degree in Mathematics and Business from the Technical University of Berlin (Germany). I am also a member of the German Actuarial Association (DAV).

Salvatore Scognamiglio is Assistant Professor in Actuarial Mathematics at the University of Naples Parthenope. He has been a visiting researcher at Bayes Business School in London and RiskLab at ETH Zurich. His research focuses on applying machine learning and deep learning to risk management, insurance pricing, and mortality forecasting, as well as on efficient simulation methods and multivariate time series modeling. Salvatore has received multiple international awards, including some Best Paper Awards from the IAA’s Life and ASTIN Sections, the Bob Alting von Geusau Prize from the IAA's AFIR-ERM Section, and the Swiss Re Prize. He has led several funded research projects for the Society of Actuaries, the Casualty Actuarial Society, and the IAA Life Section. He has published extensively in leading journals, including ASTIN Bulletin, Insurance: Mathematics and Economics, Scandinavian Actuarial Journal, European Actuarial Journal and North American Actuarial Journal.

Daisuke Seki, FIAJ, CFA, has extensive experience in insurance M&A and reinsurance, advising Japanese and international clients across multiple jurisdictions. He has led large-scale M&A advisory engagements and numerous block and flow reinsurance transactions; notably in recent years he has advised several Japanese life insurers on cross-border acquisitions. He also brings deep expertise in asset‑intensive reinsurance transactions involving the liabilities of Japanese life insurers. Daisuke also has been experienced in wide range of actuarial projection and assumption review work, including, -TEV/MCEV review, including assumptions and methodologies -ICS/ Japan ESR related advisory work including review of assumptions, methodology and transactional impact analysis -Review of assumptions related to business planning including market projection -Solvency II assumption review -IFRS17 assumption review.

Shota Sekiguchi has worked at Mitsubishi UFJ Trust and Banking Corporation since 2010, specializing in corporate pensions. His responsibilities include actuarial calculations, pension scheme design, and consulting, alongside research on broader human resource practices. He has been actively involved in developing total rewards strategies that combine monetary and non-monetary benefits to foster sustainable organizational growth. In this area, he authored a book on total rewards strategy, offering both practical and theoretical perspectives on effective compensation and human resource system design. He has also contributed to the advancement of corporate pension systems through publications and lectures on retirement benefits. By integrating professional practice with academic contributions, he aims to enhance compensation and human resource systems that create value for both employers and employees.

Rama is currently serving as a Pricing Actuary Supervisor at AXA Financial Indonesia. He hold an academic background in Mathematics and further pursued studies in Actuarial Science. During his university years, he conducted research in risk management, financial mathematics, actuarial modeling, and asset-liability management (ALM). His research focused on financial risk management, quantitative modeling for insurance products, and developing asset-liability strategies to address economic uncertainty. With a strong mathematical foundation and applied actuarial expertise, I specialize in pricing analysis, risk assessment, and designing sustainable financial strategies within the insurance industry.

Agus Setiawan, FSAI, is the Appointed Actuary at BPJS Kesehatan. He has nearly two decades of professional experience in the insurance and actuarial field, with a career spanning various senior positions in both life and non-life insurance companies before joining BPJS Kesehatan. His expertise covers actuarial valuation, pricing, enterprise risk management, and technical leadership in health and social insurance. Since his appointment as the Appointed Actuary in January 2024, he has contributed to strengthening actuarial governance and supporting the sustainability of Indonesia’s National Health Insurance (Jaminan Kesehatan Nasional). Agus is a Fellow of the Society of Actuaries of Indonesia (FSAI) and holds multiple professional certifications, including Certified Non-Life Analyst (CNLA) and Ajun Ahli Asuransi Kerugian Indonesia (AAAIK). He is currently pursuing a Doctoral degree in Actuarial Science at Institut Teknologi Bandung (ITB), reflecting his strong commitment to advancing actuarial science and public policy in Indonesia.

Hiroki (Hiro) is an expert on P&C Actuarial Pricing, who has more than 15 years' experience in relevant fields. Since he joined WTW in 2022, he has been contributing to the development of WTW's pricing software (Radar) especially in analytical features, including WTW's proprietary solution of Layered GBMs. He has a lot of background knowledge of GBMs on both theoritical and practical perspective, and experience to provide consulting services using (Layered) GBMs.

I am a manager of the Risk Management Department at Fukoku Mutual Life in Japan and a member of the AFIR ERM Lessons learned from the Covid 19 Pandemic Crisis Management Working Party. I have almost 20 years of experience in areas such as financial reporting and ERM. Originally, I was a particle physicist who earned a PhD in theoretical particle physics from Niigata University. My research focused on studying the mechanisms that produce neutrino mass. Here are my recent research publications:1."Application of the first exit time stochastic model with self-repair mechanism to human mortality rates", November 2024, Journal of Mathematical Biology.Link: https://link.springer.com/article/10.1007/s00285-024-02150-42. "The Policy for Policyholders' Dividend of Life Insurance Company based on the Cramér Lundberg Model with Incorporating the Perspective of Fairness", 2021.Link: https://www.actuaries.jp/lib/y_ronbun/pdf/2021.pdf(Note: The submitted paper won the 2021 academic award in IAJ)

I am Takaki Shinya, an actuary currently working at Daido Life Insurance Company in Japan.Since joining the company in 2011, I have gained experience in various actuarial and financial roles. I began my career in the Accounting Department, where I was responsible for financial reporting. I then worked in the Integrated Risk Management Department, focusing on insurance risk management, followed by a role in the Investment Planning Department, managing investment income and expenditure.Currently, I am engaged in enterprise risk management (ERM) and asset liability management (ALM) in the Corporate Planning Department. I am a qualified actuary in Japan and actively contribute to actuarial research.

- Apr. 2023 – Present work as a Pricing Acutuary with responsibility for pricing of residential property insurance in Personal Product development and Underwriting department.- Apr. 2017 – Mar. 2023 worked with responsibility for the Profit and loss management and ERM management of Property insurance.- Apr. 2012 – Mar. 2017 joined Mitsui Sumitomo Insurance Co., Ltd and worked in Personal Accident and Longterm Insurance department.

Toshio Shinohara is the Director of Pricing Actuary at Asia Pacific Financial Solutions. His responsibilities include structuring, modelling, pricing, and risk analysis, primarily for financial reinsurance solutions. Prior to assuming his current role, Toshio served as Valuation Actuary at the Japan Branch since joining RGA in 2018, where he was responsible for valuation and risk management, including implementing the Japan FSA’s field test of ESR. Toshio has more than 20 years of experience in the insurance, reinsurance, and financial services industries. Before joining RGA, he worked for a consultancy firm, an investment bank, and insurance companies. Toshio received a Master of Engineering from Hokkaido University and a Master of Business Administration from Hitotsubashi University. He is a Fellow of the Institute of Actuaries of Japan and a Chartered Financial Analyst (CFA) Charterholder.

Hiroshi Shiraishi is Professor of Mathematical Sciences at Keio University. His research centres on statistical methodology for financial and actuarial applications, with a particular focus on time series analysis and machine learning techniques such as random forests. He has also contributed to the study of ruin probabilities, optimal dividend problems, and event dependencies in financial markets. Prof. Shiraishi has published extensively in statistics and actuarial science and actively promotes the integration of statistical theory with practical challenges in finance and insurance.

Kazushi Shirato is a Fellow of the Institute of Actuaries of Japan with 12 years of experience in the Pension Trust Division at Mitsubishi UFJ Trust and Banking Corporation. He has consistently specialized in the valuation of corporate pension liabilities and also contributes to organizational management within the actuarial function of his firm. Drawing on his extensive practical expertise, he has participated in the revision of actuarial practice standards at the Japanese Society of Certified Pension Actuaries. He is also a member of the Data Science Related Basic Research Subcommittee of the Institute of Actuaries of Japan, where he promotes the integration of data-driven methodologies into actuarial practice.

Lecturer at ISEG (Lisbon School of Economics and Management of Lisbon University). Subjects taught: Survival Models, Life Contingencies and Financial Mathematics. Fields of interest: Life contingencies, pensions and social security, and financial mathematics. A few years ago, he joined the Mortality Working Group (now the Mortality Virtual Forum) of the International Actuarial Association, developing an increased interest in Longevity and Mortality topics. His latest research and publications are in this field. Member of the Board of the Institute of Portuguese Actuaries (IAP) since 2008, has represented the IAP in some groups of the IAA and also of the AAE.

Kartikeya is a third-year undergraduate at the University of Delhi, pursuing a Bachelor of Commerce with a focus on Finance and Sustainability. As a student member of the Institute of Actuaries of India (IAI), cleared three core principle exams (CB1, CB2, CB3), gaining knowledge in management, economics, and finance. Concurrently enrolled in an online Bachelor of Business Administration in Digital Business and Entrepreneurship from the Indian Institute of Management Bangalore, exploring innovative applications of technology in sustainable business models. Practical experience includes internships at Infosys Springboard, developing HR analytics dashboards using Power BI, and at India Space Lab, applying risk modelling satellite-based ventures. Currently engaged in a university research internship on corporate social responsibility (CSR) in education, with work focusing on the impact of sustainable initiatives on student learning and alignment with actuarial frameworks for risk and value assessment.

Aldona Skučaitė holds PhD in mathematics from Vilnius university and is full member of Lithuanian Actuarial Society. She represents Lithuanian Actuarial Society on the Health Forum and Social Security Subgroup of International Actuarial Association (IAA). She was vicechair of Social Security Committee since 2016 until restructure of IAA in 2022. She is also active member of Health Section of IAA and serves as Honorary Secretary of this section since 2018. Aldona started her career as actuary in one of life insurance companies in Lithuania. During significant part of her career, she combined working in insurance industry and lecturing at Vilnius university. Currently she is a teacher of actuarial science at Vilnius university and works as an actuary for Centralized Annuity Provider of Lithuania.

Stokeley Smart, FSA , CERA, LLB is Director of the Actuarial Science Programme at the University of the West Indies, St. Augustine (UWISTA). He combines actuarial and academic expertise in his leadership of the programme, advancing education and research that bridge technical skills with practical applications in the Caribbean and developing world context.He has published and presented widely on actuarial and risk topics, ranging from the construction of indigenous mortality tables from limited data sets to use of actuarial techniques in non-traditional areas to support sustainability. He represents the Caribbean Actuarial Association on the Education Committee of the International Actuarial Association and has contributed to actuarial education initiatives internationally.

Andrew is an experienced actuary at Taylor Fry Consulting Actuaries, leading the day-to-day operations of several Appointed Actuary engagements for Australian insurers and reinsurers, and is the Approved Actuary to a large Australian corporate self-insuring its workers compensation risks.

Shirley was a consulting actuary with Milliman's Chicago office from 2008 to 2017. She was involved with the pricing, implementation, and management of variable annuity hedging programs for some of the largest U.S. and international insurance and reinsurance companies. Her responsibilities included performing daily hedging analysis with MG­ Hedge; advising traders on derivatives execution; and providing performance attribution, reserve attribution, and Value­At­Risk calculations. Shirley has two years of experience working at large insurance/reinsurance, bank, and consulting firms during university prior to joining Milliman. Shirley started working in the Seattle office of Milliman in 2017, where she was involved in a variety of work related to MG­ ALFA modeling. Shirley played a key role in pioneering and leading Seattle Life’s IFRS 17 consulting services. She currently leads various large­scale, multi­year projects focusing on model validation, model implementation, and ALM initiatives. She was also responsible for implementation of a Variable Annuity program, including month­-end and quarter­-end financial reporting, such as Market Consistent Embedded Value, Economic Risk Capital calculations, and ad hoc support for hedge reconciliations. Shirley has been an active volunteer on the Society of Actuary’s FSA ­Level Examination Committee for the past 10 years and recently completed her three­-year term with the Society of Actuary’s International Section council.

Takuro Sorihashi, FIAJ, is Head of Life & Health at Hannover Re Services Japan, where he leads all L&H business with responsibility for strategy, business development, and client engagement. Prior to joining Hannover Re in 2020, he gained extensive actuarial and management expertise at Sumitomo Life, focusing on profit forecasting, J-GAAP valuation, and international regulatory frameworks during assignments in Tokyo and New York. He contributes actively to the profession as a Board Member of the IAA Life Section and Scientific Subcommittee member for ICA2026. He holds an MSc in Mathematics from Kyoto University.

Lizelle Steenkamp holds a master’s degree in Statistics from the University of Pretoria. She is a member of the Golden Key International Honour Society. Lizelle joined the Discovery Health Risk intelligence team in 2009. She has had many different roles in her career in Discovery and currently heads the data science, quality and oncology portfolios within the team. She leads a multidisciplinary team driving innovation in healthcare analytics. She has also been involved in many research papers published in local and international journals, positioning her as a thought leader at the intersection of data science, and healthcare. She is also a multiple international award winner, and has been recognized globally for her contributions, including being a two-time Starfield Award recipient. Locally, she has won prizes at the Discovery Actuarial Conference several times, reflecting her leadership. She is passionate about unlocking the transformative potential of AI to reimagine healthcare analytics.

Leonardo Stincone is a Senior Actuarial Data Scientist at Akur8, based in Italy. He holds a Master's degree in Actuarial Science, he is a fellow of the Italian Society of Actuaries and has 6 years of experience in Non-Life actuarial roles. At Akur8, Leonardo supports clients in building and deploying robust pricing and reserving models leveraging state of the art technology.

Samuel Stocksieker is an actuarial consultant at Actuneo and also an associate professor at Aix-Marseille University. He holds a PhD obtained in 2024 at ISFA (University of Lyon 1). A certified actuary, he has gained several years of valuable experience both in insurance companies and in actuarial consulting firms (Milliman). Since 2019, he has been teaching various courses in actuarial science and data science in several master’s programs. Since 2024, Samuel has been co-directing the DIALog Chair of Excellence (Digital Insurance And Long-term Risks), a partnership between CNP Assurances and the Fondation du Risque of the Louis Bachelier Institute. Samuel is also a member of the organizing committee of the MatRisk thematic network.

Michael Storozhev, Chief Underwriting Officer at PassportCard Australia, combines deep actuarial pricing expertise with leadership in AI governance and ethics. Over nearly a decade in global travel insurance, including senior roles at some of the world’s largest travel insurers, he has implemented market-leading AI and data science initiatives while actively addressing discriminatory practices, including removing mental health exclusions and launching innovative coverage solutions. He has contributed to award-winning research that has shaped professional standards: co-author of Actuaries and Discrimination (Best Paper, 2020) and presenter at ICA2023 on privacy frameworks in digital insurance, and contributes to the IAA AI and Future Actuaries Task ForcesA founding member of the Australian Actuaries Institute's Young Data Analytics Working Group, he has looked to empower actuaries in new data science and AI roles and bridges technical underwriting, customer-centric innovation, and ethical frameworks across insurance markets, demonstrating how actuarial rigor can drive both commercial success and responsible AI adoption.

Yuta Sugimura holds a bachelor’s degree in Economics from the University of Tokyo and began his career at a life insurance company. He spent his first four years in the Product Development Department, mainly engaging in product development, including pricing and negotiations with the Financial Services Agency of Japan to obtain approval for new products. He is currently based in New York on an overseas assignment, focusing on monitoring a U.S. affiliate reinsurer and related activities.

Employment History 1976: Pension Actuarial Division,Mitsui Trust and Banking Co.,Ltd 1990-1992: Head of Quants team of Mitsui Trust and Banking Co.,Ltd 1993-1997: Pension Actuarial Division,Mitsui Trust and Banking Co.,Ltd 1998-2012: Pension Consulting Division,Chuo Mistui Asset Trust and Banking Company, Limited 2012- 2016: Pension Advisory Department, Sumitomo Mitsui Trust Bank, Limited 2016 - Present: Specially Appointed Researcher, Research Institute for Policies on Pension & Aging Education:1976: Bachelor of Science, Department of Mathematics, University of Tokyo 2022: Master’s degree of graduate program on Human Security, Graduate School of Arts and Sciences, University of Tokyo Professional Qualification Former Director, Vice President of the Institute of Actuaries of Japan Certified Pension Actuary Chartered Member of the Security Analysts Association of JapanTeaching Career:2003-2022 Part-time lecturer of Tokyo Institute of Technology (Pension ALM) 2006-2013 Part-time lecturer of University of Tokyo (Pension Mathematics) 2012&2013 Part-time lecturer of University of Tokyo (ERM)

Since 2010, I have been engaged in the benefit design and actuarial valuation of corporate pension systems. In 2020, I was seconded to the Ministry of Health, Labour and Welfare, where I was responsible for pension tax systems, pension public relations, and "Pensions at a Glance." In 2022, I returned to the company. I am a certified pension actuary, a fellow of The Institute of Actuaries of Japan, a certified member analyst of the Securities Analysts Association of Japan and a member of The Pension Academy of Japan. I also serve as a senior manager at Sumitomo Mitsui Trust Financial Education Institute.

Apr. 2024 – Present He has been working for overseas group companies in the UK Japanese. His responsibility lies in boarder actuarial, finance and capital regulation fields. He worked and coordinated together with local executives and employee including CFO as a finance manager to deliver the implementation of IFRS 17 and Japan’s new solvency regulations. Aug. 2014 – Mar. 2024 He was responsible for performing analysis of overseas financial results and developing claims reserve governance and establishing actuarial function. Aug. 2013 – July. 2014 He worked for one of overseas group companies in the UK. Main responsibility was to monitor and report financial performance, analyse claims reserves and support producing consolidated financial statements. Aug. 2005 – July. 2013 He worked in the underwriting department in which he was mainly in charge of pricing A&H insurance products and supporting to determine guaranteed yield based on financial market condition through ALM.

Kyson Suh is a Director in WTW and works as a senior consultant with 21 years of experience in the actuarial industry, based in Seoul, Korea. Kyson has a B.S. degree in Mathematics from Seoul National University, and also has an MBA degree in Digital Finance from Korea Advanced Institute of Science & Technology (KAIST). He is a qualified Korean actuary (FIAK) and a Fellow of the Society of Actuaries (FSA). He is also a chartered financial analyst (CFA) and a financial risk manager (FRM). He serves as a member of the Risk Management Committee of the Institute of Actuaries of Korea (IAK) and represents IAK as a member of the Regulation Committee of the International Actuarial Association (IAA).

Brooking Sun is a Senior Manager with the Actuarial Practice of Oliver Wyman and is based in Hong Kong. He has more than 10 years of experience specializes in Financial Modelling, Valuation and Reporting, Risk Capital, ERM and M&A across APAC. He has rich experience in various actuarial software and system and engaged in multiple software modernization and migration projects. He is a Fellow of the Society of Actuaries (FSA), Chartered Financial Analyst (CFA) and Chartered Enterprise Risk Analyst (CERA).

Naoki is a Director, Chef Actuary, CFO, CRO, and Managing Executive Officer at Fukoku Mutual Life Insurance Company. He is also a Vice President of the Institute of Actuaries of Japan (IAJ) and the Chairperson of the IAJ's Investment Theory Committee. He has served as the Vice Chairperson of the IAA AFIR-ERM Section since February 2026. He is also a Certified International Investment Analyst and a Chartered Member of the Securities Analysts Association of Japan.

My name is Yuito Susuga, and I am a graduate student at Keio University, where I study generalized random forests with a focus on variable selection methods. My research explores how GRF can identify relevant features while maintaining robust prediction and inference in complex data environments. Alongside my academic work, I am preparing to enter the non-life insurance industry, which has led me to develop a strong interest in actuarial science. I hope to explore ways to integrate machine learning with actuarial practices, contributing to better risk assessment and decision-making in insurance and related fields.

Masafumi Suzuki is a Structuring Actuary at Munich Re, Japan Branch. He is a Fellow of the Institute of Actuaries of Japan (FIAJ) and a Chartered Enterprise Risk Actuary (CERA). He has five years of experience in primary life insurance and seven years in reinsurance, with a career focus on economic value-based valuation, risk management, and regulatory matters. He has been actively involved in professional study groups, including nine years as a member of the ASTIN-related Study Group and five years with the Data Science Working Group in the Institute of Actuaries of Japan. He has delivered multiple presentations at international actuarial conferences, such as Sections Virtual Colloquium 2020 (the alternative event to the Actuarial Colloquium Paris 2020), Convention A (an online conference organized by the European Actuarial Academy, EAA) in 2022, and the first Joint Colloquium of All Sections (JoCo 2024) in Brussels.

After graduating from Tohoku University with a degree in mathematics, Yukimura Suzuki joined a domestic life insurance company, where he was responsible for the development of liability reserve calculation systems, product development, and group-based risk management at the holding company. Subsequently, he joined Toa Re in July 2018 and is primarily responsible for life reinsurance risk management and the preparation of mortality indices and lapse rates as a premise for calculating the value of in-force. He belongs to the Risk Management Team of the Life Planning Department.He is a member of the Climate Change Sustainability Study Group and the ERM Committee of the Institute of Actuaries of Japan. He conducts scenario analysis and life insurance chronic physical risk research and studies in the Climate Change Sustainability Study Group. He is also a fellow of the Institute of Actuaries of Japan and CERA.

Taishi Tabata is a Line Manager in the Actuarial Department at Dai‑ichi Life Holdings, where he leads the group‑wide consolidated ESR and EV strategy to improve financial transparency and foster growth. He has experience implementing IFRS 17 in Australia and overseeing management of subsidiaries at the Asia Pacific headquarters in Singapore, contributing to enhancements in ALM and the business planning process. Taishi holds an MSc in Mathematics from Kobe University and is a Fellow of the Institute of Actuaries of Japan.

Takaya Taguchi joined Deloitte Tohmatsu Group in April 2024 and has been engaged in various advisory services in the non-life insurance sector, including economic value-based capital regulation, IFRS implementation, and actuarial due diligence.He is a member of the Data Science Basic Research Subcommittee of the Institute of Actuaries of Japan (IAJ) and has been engaging in the research about prediction error decomposition. He is a fellow of IAJ.

Engaged in product development at Nippon Life Insurance Company.Member of the Institute of Actuaries of Japan.

Yuya Takasu is a pricing actuary working for Sumitomo Life Insurance Company, Japan. He is a Fellow of the Institute of Actuaries of Japan and a CERA. He has over seven years’ experience in pricing and product development. He has also studied actuarial science, and had a presentation and submitted a paper on a mortality model for the ICA 2023.

Mr. Masanobu Takemura is an actuary and the leader of catastrophe reinsurance placement at Aioi Nissay Dowa Insurance Co., Ltd. He has a background in probability theory, which forms a solid foundation for his expertise in risk assessment and actuarial science. He focuses on improving evaluation methods for secondary peril risks, which have recently gained attention in the reinsurance market. Leveraging extensive experience in catastrophe risk modeling and historical loss data analysis, he advances methodologies to enhance accuracy and supports effective reinsurance solutions.

Kazuki is a Fellow of the Institute of the Actuaries of Japan, with 14 years of experience in life insurance. He joined Sumitomo Life Insurance in 2012 and worked in the Budgeting & Accounting Department in the initial nine years, focusing on J-GAAP. He then spent three years in the Corporate Planning Department, where he contributed to enhancing Enterprise Risk Management (ERM) and developing management and capital plans. Currently, he serves in the Government & Public Relations Department, engaging in product development and analyzing solvency regulations.

Takeo Takumi is a member of the Risk Management Department at Sompo Holdings, Inc. After completing his graduate studies, he worked at several companies before joining a Japanese life insurance company, where he was engaged in market risk management and asset-liability management (ALM) for more than ten years. Since February 2023, he has been responsible for enterprise risk management (ERM) at Sompo Holdings. He is an Associate of the Institute of Actuaries of Japan and a Certified Member Analyst of the Securities Analysts Association of Japan. His professional interests include quantitative approaches to ERM and financial modeling in insurance.

Alexander Tall is a Senior Manager with the Life Actuarial Practice at Oliver Wyman, and Fellow of the Society of Actuaries with over 12 years of experience in life actuarial work. His focus is life insurance product risk and liability assumptions. He has experience designing and implementing experience studies, developing and reviewing assumptions and product designs, and performing transaction due diligence for a wide range of M&A and reinsurance transactions. Alex has contributed to numerous publications and presentations, including the 2022 article “Impact of Rising Interest Rates for Life Insurers” which has been referenced by media outlets such as Forbes, and included on SOA exam syllabi. Prior to becoming an actuary, Alex worked professionally as an opera singer, having performed roles in both the US and Japan.

Mr. Tamura is an Actuarial Analyst at a reinsurance broker, responsible for leading quantitative analysis in reinsurance. With over 15 years of extensive actuarial experience in pricing, reserving, natural catastrophe model validation, and capital modelling within the non-life insurance and reinsurance industry, he currently leads statistical modelling analyses as a reinsurance actuary at Guy Carpenter Japan.

He is an actuary and manager at a Japanese life insurance company with diverse professional experience across multiple business functions. Since joining the company, he initially worked in retail sales operations before transitioning to the Accounting Department, where he was responsible for budget management, revenue and expense analysis as well as forecasting, and financial settlement operations. Currently, he serves in the Corporate Planning Division, focusing on the formulation and management of business plans, promotion of Enterprise Risk Management (ERM), and capital policy development. In addition to these responsibilities, he concurrently serves in the Financial Strategy Division of the holding company. This progressive career path has provided him with comprehensive experience spanning customer-facing operations, financial analysis, strategic planning, and risk management. His diverse background enables him to approach actuarial challenges from both operational and strategic perspectives, combining practical business experience with analytical expertise.

Shota Tamura has experiences in valuation and pricing at the Prudential Life Insurance Company. He had engaged in JGAAP and USGAAP valuation since 2018, and then had training at headquarters in the US. He is now in charge of pricing leveraging his knowledge and experience of worldwide products obtained in his assignment in the US.

Young Tan is an Associate Portfolio Manager, Retirement Strategy at Aware Super, focusing on lifetime income products, decumulation, member outcomes, and digital tools for retirees. He previously led UniSuper's inaugural retirement income strategy and built in-house retirement adequacy and retirement projection capabilities, after starting his actuarial career at Russell Investments. He has presented and co-authored papers on pooled income solutions at industry conferences and serves on the Actuaries Institute’s Superannuation Projections and Disclosures Sub-Committee.

Wataru Tanabe is currently with Nippon Life Insurance Company, where he works as an actuary. He graduated from the University of Tokyo with a Bachelor of Science in Mathematics in 2022 and is a Fellow of the Institute of Actuaries of Japan. His professional experience focuses on the pricing of savings-type insurance products and the design of policyholder dividend distribution. In particular, he has been engaged in evaluating product profitability and ensuring fair returns to policyholders under changing market conditions. His research interests are closely tied to his professional practice, especially in exploring the implications of rising interest rates for the pricing of savings-oriented products. This paper reflects his ongoing effort to bridge actuarial practice with academic inquiry, highlighting the challenges and opportunities that emerge when financial markets shift and long-term insurance commitments must adapt.

I am an senior manager, head of insurance risk administration department at Sony Life. I have worked as an actuary for approximately 20 years, and my main areas of expertise are financial reporting and risk management.

Tokimitsu Tanaka is a pension actuary based in Tokyo, Japan, with 14 years of experience at Nippon Life Insurance Company. He specializes in the actuarial management of corporate defined benefit pension plans, including funding valuations, financial reporting, and plan design. His professional focus is on the interaction between Japan’s public and occupational pension systems, examining how demographic change, tax incentives, and individual behavior influence retirement income outcomes.In addition to his corporate actuarial practice, he is an active member of the Japanese Society of Certified Pension Actuaries, where he has contributed to public outreach and education initiatives. His current research explores how pension dashboards can enhance transparency in retirement income, with particular attention to the technical and institutional challenges of visualizing defined benefit entitlements at the individual level. By combining practical actuarial expertise with broader policy perspectives, he aims to contribute to international dialogue on aging and pension reform.

Shota Tanikawa is a consultant at Quants Consulting Inc. He began his professional career in 2018 at the Financial Services Agency (FSA) of Japan, where he spent four years specializing in financial supervision and policy planning. In 2022, he entered the Waseda University Graduate School of Accountancy to deepen his technical expertise. His master’s thesis, titled “Statistical analysis of car accidents by prefecture during the COVID-19 pandemic,” was published in a peer-reviewed academic journal. In 2025, Shota joined Quants Consulting Inc., where he provides strategic consulting services that integrate his practical experience as a former regulator with advanced data science insights. His research interests include spatio-temporal statistical modeling, Bayesian methods, and their applications to risk management and the insurance sector. He is dedicated to bridging the gap between sophisticated quantitative analysis and real-world insurance operations.

Federico is an Actuary (Universidad de Buenos Aires, Argentina) and Associate of the Society of Actuaries (SOA). He is Business Development Manager for Southern Europe and Latin America with Munich Re.He was Chair of the SOA LAtin America Committee, and he is member of the SOA International Committee. He is a frequent speaker on actuarial and innovation topics with actuarial associations and universities in Europe and Latin America. He volunteered for the IAA's global mentorship program between 2017 and 2020.

I am Marius Parfait TEBOU TEDONG, 31 years old, a qualified actuary of the IA|BE, specializing in non-life insurance pricing, with a particular focus on motor insurance. My expertise covers the entire pricing value chain: from data extraction and preparation to advanced risk modelling (GLM, GAM, machine learning, neural networks), as well as portfolio analysis and profitability management. I am currently working at Allianz BeNeLux, where I hold the position of Pricing Analyst Actuary. I am also proficient in tools and software such as SQL, SAS, Python, R, and WTW (Radar and Emblem).

Tom is CEO of The Terry Group, a US-based consulting firm focusing on pensions and analytics. Tom served as President of the International Actuarial Association in 2017, President of the American Academy of Actuaries in 2014, President of the Conference of Consulting Actuaries in 2007, and as a board member of the Society of Actuaries. Tom chairs the Board of Actuaries, the advisory and oversight board for the U.S.’s Federal Employees Retirement System covering over five million participants. He also chairs the board of The Global Aging

Jacob Thenga is an Actuarial Specialist with expertise in applying advanced statistical and financial models to solve complex business challenges. Skilled in risk analysis, data interpretation, and financial forecasting, he supports informed decision-making that drives business growth and stability. Jacob is passionate about leveraging data-driven insights to optimize performance, manage uncertainty, and create sustainable solutions. Beyond technical proficiency, he is recognized for his analytical mindset, attention to detail, and ability to translate complex concepts into practical strategies. Committed to continuous learning and professional growth, Jacob is driven to make a meaningful impact in the actuarial field and beyond.

Alasdair Thompson is a Director of Research in Moody’s Insurance business, where he works to support stochastic scenario generation solutions. He is currently focused on climate scenario analysis with a view to pricing physical and transition risks and incorporating these into financial models. Within the research team he has also worked extensively on developing methodology for IFRS 17 and decomposing credit risk. Prior to joining the research team, he played a key role in the delivery of advisory and implementation services projects, particularly on the use of statistical regression techniques for capital modeling. Alasdair joined Moody’s in 2012 from a post-doctoral position at the University of Edinburgh, where he previously received a MPhys and a PhD in Mathematical Physics.

Frank Todisco has been Chief Actuary at the U.S. Government Accountability Office (GAO) since 2011, where he has overseen GAO’s research, audits, and investigations that involve the application of actuarial science – serving as an expert advisor to GAO mission teams and the U.S. Congress on actuarial issues of national interest, including those related to retirement security, health care, general insurance, and major federal programs and policies in these areas. In 2023, he was the recipient of the Academy’s Robert J. Myers Public Service Award “for his outstanding leadership and vision in public service.” Mr. Todisco will be retiring from the GAO in November 2025.Mr. Todisco served on the American Academy of Actuaries’ Board from 2019-2022; on the Actuarial Standards Board from 2015-2017, including as Vice Chair; and as the Academy’s Senior Pension Fellow from 2008-2010. He has been nominated to become the Academy’s President-Elect beginning in November 2025.

Yuya Tokuda is the Manager of the Product Actuarial Section in the Product Department at Daido Life Insurance Company, primarily engaged in the pricing of life insurance.In the past, he has been involved in life insurance accounting, actuarial valuation, and ERM.He has also served as a member of the Examination Committee of the Institute of Actuaries of Japan and was dispatched as a lecturer to the Department of Mathematics, Kyoto University Actuarial Science Section. He is a Fellow of the Institute of Actuaries of Japan and a certified member of the Securities Analysts Association of Japan.

Industrial Engineer from the National University of Colombia with over six years of experience in actuarial and financial consulting across the Andean Region, Central America, and the Caribbean. Currently an actuarial consultant for several Colombian insurers, with expertise in managing technical teams and delivering actuarial insights in diverse markets. Candidate of the Casualty Actuarial Society (two exams passed) and the German Society of Actuaries (six exams passed). An active member of the Colombian Actuarial Association (ACA), where he contributes to the development of local actuarial standards and promotes the profession through outreach to universities. He has helped train a new generation of actuaries at Habitudes, supporting over five young professionals on their exam journeys. Passionate about education, mentoring, and professional growth, he is committed to advancing the actuarial profession in Colombia and making it more visible, accessible, and impactful for future generations.

Tung Tran, FSA, CERA, MAAA, is an Actuary at Symetra Financial with over 20 years of experience in life and annuities. His career has focused primarily on valuation and financial reporting under U.S. regulations, with deep expertise in Principle-Based Reserving and related statutory frameworks. In addition to his U.S. experience, Tung spent three years in Vietnam working for a multinational company, where he collaborated with actuaries from Canada, Australia, Hong Kong, Singapore, the Philippines, and Vietnam. This international experience broadened his perspective and sparked a lasting passion for exploring how actuaries can communicate and collaborate effectively across diverse regulatory, cultural, and language boundaries in a highly technical field.

Mauro Triulzi is a qualified member of the Swiss actuarial association (SAA) and has a Dr. math. ETHZ.He has worked for about 20 years as a developer of actuarial tools and implemented the nested stochasticmodelling for pension fund liabilities including mortality rates for ALM studies. Currently he developsdifferent actuarial tools for local and international accounting valuations as well as pension fund adminis-tration services.

I am Chihiro Tsuchida, an actuary currently working at Daido Life Insurance Company in Japan.Since completing my master’s degree at the Graduate School of Kyoto University, I have gained over ten years of experience in the actuarial field.For approximately half of this period, I have been primarily responsible for pricing and profitability analysis of new products in the Product Development and Planning Department. I also have experience in statutory accounting and risk management.

Takeko Uemoto is a Senior Principal with the Actuarial Practice of Oliver Wyman and is based in New York. She has over 25 years of insurance industry experience in both Japan and US. Her areas of expertise include reinsurance strategy, Japanese insurance business, ALM, and capital framework. Takeko joins us from Aflac, where she served as Senior Vice President and Global Reinsurance Officer of Aflac Incorporated and Chief Actuary for its Bermuda subsidiary, Aflac Re. Prior to working for Aflac, Takeko worked with Prudential, Goldman Sachs Asset Management, Ernst and Young and Great American Insurance Companies. She is a graduate of Waseda University in Tokyo, Japan and obtained a MBA from College of Insurance in New York, USA. She is a FSA and a CFA charterholder and has completed FRM, ARM, CPCU, and FINRA7 exams.

Tetsuharu Umeda joined Zenkyoren(the National Mutual Insurance Federation of Agricultural Cooperatives) in 2000. As a non-life insurance actuary, he has been involved in pricing insurance products and developing natural disaster models. He has also worked on a wide range of responsibilities, including mid-term management planning and reservation of policy reserve. He currently leads the pricing function for insurance products. He holds the professional designations of FIAJ, and earned a Bachelor of Science in Mathematics from Waseda university.

Dr. Francesco Ungolo is a Senior Lecturer in Actuarial Mathematics at the School of Risk and Actuarial Studies, UNSW Sydney. He earned his PhD from Heriot-Watt University (Edinburgh, UK) under the supervision of Angus S. Macdonald and Torsten Kleinow. His expertise lies in actuarial statistics and data science, particularly for applications in life insurance and pensions. His research interests include:- Analysis and regression modeling of dependent time-to-events- Stochastic mortality models- Handling missing data- Insurability of health risks for individuals with chronic diseases

Yoshihisa Urushidani is an actuary at Meiji Yasuda Life Insurance Company, where he monitors mortality and morbidity rates and sets assumptions for premium calculations. He joined the company in 2022. Prior to joining Meiji Yasuda, he earned a bachelor's degree in economics from the University of Tokyo.

Benno UTHAYASOORIYAR is a qualified actuary from the French Institute of Actuaries and a Data Scientist at SCOR, where he develops production-grade AI solutions for insurance and reinsurance. After graduating from an actuarial school, he pursued a Ph.D. in Computer Science, specializing in deep learning and natural language processing, with a focus on information extraction from complex insurance documents. His work has led to publications at international conferences and the development of DocPolarBERT, a transformer-based language model designed for document intelligence in insurance.At SCOR, he bridges actuarial rigor with cutting-edge AI, ensuring innovations translate into practical advances in risk assessment and portfolio steering. Passionate about education, he teaches AI and NLP applications in insurance at ENSAE and EURIA. His career reflects a commitment to connecting actuarial tradition with technological innovation to address the evolving risks facing societies worldwide.

Andres Valencia Bedoya is a Colombian actuary passionate about social and academic development in financial and actuarial fields in Colombia. He holds a master's degree in actuarial science from the University of Melbourne and a bachelor's degree in financial engineering from the University of Medellin. With nine years of experience in actuarial risk management and business actuarial operations, he currently serves as Director of Actuarial Management at Seguros Sura.Committed to academic promotion and social development, Andres is a Board Member of the Colombian Association of Actuaries (ACA), an actuarial professor at the University of Medellin, and leads initiatives for talent development and actuarial training at both Seguros Sura and the ACA in Medellin.He has successfully completed six Society of Actuaries (SOA) exams and is currently pursuing the remaining advanced actuarial modules required for ASA accreditation with the SOA.

Shaun is a senior engineer for machine learning and data in the Enterprise Architecture team of Discovery Systems. Shaun joined Discovery with Vitality working on Vitality one architecture and deployment. Moved to the Big Data team in 2017 where I build / maintain our big data HPC. I work closely with all product houses on a variety of ML / Ai projects.

Peter Vekas is an Associate Professor of Actuarial Science at Corvinus University of Budapest, Hungary, where he also serves as the Program Director of the university’s actuarial degree programs. He holds a PhD in Economics and an MSc in Economics with a specialization in Actuarial Science, both from Corvinus University.Previously, he worked as a full-time lecturer in actuarial science at the University of Groningen in the Netherlands. He also has professional experience as a life actuary in the private sector and currently provides freelance consultancy services.Peter is a fully qualified Fellow of the Hungarian Society of Actuaries and a member of the Education Committee of the International Actuarial Association. His research interests include mortality, pensions, and data science.

Henny Verheugen is a principal and consulting actuary at Milliman, specializing in life insurance and risk management. He has extensive experience in actuarial consulting, supporting clients with financial reporting, life insurance valuation, and M&A. Henny has a background as actuary and as accountant. He has comprehensive experience with Embedded Value, Solvency II and IFRS. He has led projects involving embedded value, economic capital, and IFRS 17. He published several papers regarding Solvency II and IFRS 17. He collaborates with insurers and actuarial professionals across Europe, providing insights on market trends and best practices. Henny is a full member of the Dutch Actuarial Society.

Andrés Villegas is an Associate Professor in the School of Risk and Actuarial Studies at UNSW Sydney. He holds a PhD in Actuarial Science from Bayes Business School and specialises in mortality modelling, longevity risk, and actuarial applications of analytics. His research bridges academia and industry, notably through the development of the widely used R package StMoMo. Andrés is a member of the Colombian Actuarial Association and frequently collaborates with actuarial organisations worldwide, including the Actuaries Institute (Australia) and the Society of Actuaries (US), on research and education initiatives. He received the 2024 SOA Actuarial Science Early Career Research Award and serves as Associate Editor of the Annals of Actuarial Science.

Byron is a fellow of the Actuarial Society of South Africa (ASSA). He is a lecturer at in the School of Statistics and Actuarial Science at the University of the Witwatersrand (WITS) in Johannesburg, South Africa. Before working at WITS, Byron was a co-owner of one of Africa’s largest education-technology platforms. His interests are in the fields of investments, finance and education. He currently consults to and trades for a private American family office.

Duc Hien, a Fellow of the Institut des Actuaires (France), brings over a decade of experience in the insurance industry, spanning both consulting and corporate roles. Specializing in life insurance, investments, asset and liability management (ALM), and Solvency II, he combines technical expertise with a passion for innovation. In his free time, he enjoys exploring programming, web development, and artificial intelligence.In September 2023, Duc Hien left his corporate career to launch SOLVENCII, a start-up dedicated to transforming actuarial and financial modeling. Its core product - Solvencii Lab is a SaaS for ALM modeling. Its built-in Solvencii Copilot blends actuarial expertise with LLMs and tool orchestration, transforming traditional ALM tools into intelligent, agentic systems that assist, reason, and adapt—revolutionizing insurance modeling.

My title is Pricing & Product Actuary. My responsibilities are reinsurance pricing and product development support for general insurers. I joined Swiss Re Japan on Dec.2018. After that I have been taken care of both pricing and product development. Before I join Swiss Re, I worked for some general insurers. My main responsibilities were pricing and product development.

Jill Wagman is Principal at Eckler Ltd. She is a qualified actuary (FCIA, FSA) with over 30 years of consulting experience. Jill served as Eckler's Managing Principal from 2012 through 2023 and as Chair of Eckler's Board of Directors. Throughout her career, she has provided advice on all aspects of pension, post-retirement and supplemental pension programs. She served as a member of the Financial Services Tribunal of Ontario from 2013-2023. In 2019 and 2022, Jill was appointed to the Canada Pension Plan (CPP) Review Panel to review the valuation reports of the CPP. Jill graduated with distinction from the University of Waterloo with an Honours Bachelor of Mathematics and achieved the ICD.D designation from the Rotman Directors Education Program in 2017.

Sven Wagner joined Milliman in January 2018, and is a princilap within the Düsseldorf office. Sven leads the German Milliman Office. He is responsible for the Health and Life Team. He wrote his PhD at the Iniversity of Münster, Germany.

Fellow of the Institute and Faculty of Actuaries (UK), Council member of the Institute and Faculty of Actuaries (UK), Chair of the AI committee of the Association of Consulting Actuaries (ACA),Former Chair of the International committee of the ACAChartered Enterprise Risk Actuary.

Kunihiro Wakuda is currently working at MetLife in Tokyo.

David is a Principal & Consulting Actuary with Milliman. He has supported a number of Bermuda based reinsurance clients on various issues from deal due diligence, financial modelling, risk management, and governance and controls. He has been the lead consultant in a number of asset intensive reinsurance deals from the Japanese market. David performed all the actuarial function for a Japanese captive reinsurer based in Bermuda for 9 years, including Bermuda Statutory reporting. David has extensive knowledge and experience in pricing, capital assessment, and financial reporting. He has worked on projects that involve M&A and reinsurance, stochastic and nested stochastic modeling, MCEV reporting, Solvency II reporting, proxy modeling, and predictive modeling.David also co-led a Milliman team that specializes in experience analysis on mortality as well as other policyholder behaviors. The team provides cutting edge advice to clients in modeling policyholder behavior, as well as using data analytics for marketing and distribution purposes. He has published numerous papers and articles on annuity and policyholder behavior topic.

Qinliang Wang is a Senior Consultant in the Actuarial Group at EY Strategy and Consulting Co., Ltd., and an Associate of the Casualty Actuarial Society (ACAS). His work focuses on actuarial consulting and risk analysis within the insurance sector.

Wendy Wang is an actuary in the Seattle office of Milliman. She assists clients with pricing analysis and modeling activities. She joined the firm in 2020. Since joining Milliman, Wendy has supported various projects, including non­guaranteed element adjustments for universal life products, pricing and reserve analysis, experience analysis, model validation, and M&A. Prior to joining Milliman, Wendy worked at an insurance company in New York, where she rotated between different roles and gained experience with life pricing analysis and annuity assumption development. Wendy is skilled and experienced working in MG­ ALFA, Integrate, Excel, and VBA.Wendy is a fellow of the Society of Actuaries and a member of the American Academy of Actuaries.

(Wayne) Xu Wang is a health Actuary at Allianz Partners. He is a member of Health Practice Committee of Actuaries Institute Australia, Health Forum Australian representative of IAA. He also run his own tennis social club as hobby.

Shigeo Watanabe, Head of Group Actuarial Function at a Japan‑based IAIG, has over 30 years' experience across both property & casualty and life actuarial practice, including financial reporting and valuation; product design and pricing; enterprise risk management; development and validation of internal models; and engagement with solvency regulation. He has been a member of the Insurance Regulation Committee of the Institute of Actuaries of Japan since 2003 and has been directly involved in the Insurance Capital Standard (ICS) field testing since 2014, demonstrating his extensive practical experience in solvency regulation.

Yuji Watanabe is Senior Financial Solutions Manager based in Tokyo, responsible for leading strategic financial initiatives and client engagements across Japan. Yuji specializes in enterprise-level financial risk solutions, with a focus on reinsurance, and economic value-based solvency frameworks such as J-ICS. Prior to his current role, Yuji served as Chief Risk Officer (CRO) for Swiss Re’s Japan branch, where Yuji oversaw Enterprise Risk Management and regulatory engagement, including the implementation of Japan’s new economic value-based solvency regulation. Yuji is a Fellow of the Institute of Actuaries of Japan (FIAJ) and actively contributes to industry dialogue on solvency regulation and enterprise risk management.

As Chief Health Intelligence Actuary at Discovery Health, I lead a multidisciplinary team of actuaries, data scientists, analysts collaborating closely with clinicians and health experts. Our mission is to transform complex health data into actionable insights that drive value based, cost effective and high quality healthcare solutions for members. With over 18 years experience in Southern Africa’s health sector and beyond, I have advised a broad range of stakeholders on actuarial and strategic matters. My experience encompassed all actuarial aspects of health insurance advisory, leveraging actuarial principles to advise beyond including national health insurance proposals, tariff pricing, population projects, workforce planning. As a Fellow of the Actuarial Society of South Africa, I am a member of the ASSA Council and Principal Examiner for the F201 Health and Care Fellowship Examination. I hold a Master of Science degree in Actuarial Science and have contributed extensively to actuarial thought leadership in healthcare.

Work Experience: 2023 - present: CEO, Protektor Life Insurance, Berlin, Germany (Protektor is the Guarantee Scheme of German life insurers) 2002 - 2022: Member of the Board, Debeka Insurance Group, Koblenz, Germany 1994 - 2002: Member of the Board, UKV Health Insurance, Saarbrücken, Germany 1989 - 1994: Head of the mathematical department, UKV Health Insurance, Saarbrücken, Germany 1982 - 1989: Software Developer, UKV Health Insurance, Saarbrücken, Germany Education: 1982: Diplom-Mathematiker (equivalent to a Master of Science in mathematics), University of Kaiserslautern, Germany 1975 - 1982: Studies in mathematics and computer science, University of Kaiserslautern, Germany 1974: Abitur (equivalent to A-Level), Realgymnasium Blieskastel, Germany Languages: German (Native Speaker), English (good writing & speaking skills), French (good writing & speaking skills) Affiliations: 1994 - present: Member of the DAV (German Actuarial Association) 2017 - 2019: President of the DAV 2019 - 2024: Lecturer at the Institute for Actuarial Science, Leipzig, Germany 2023 - present: IFIGS (International Forum of Insurance Guarantee Schemes) - European Chair

Working experience: Full time employee with Deutsche Aktuarvereinigung e.V. / German Association of Actuaries e.V.Since Apr 2023: Managing Director of Deutsche Aktuarvereinigung e.V. responsible for all qualification topics (education, examination and CPD) * Organisation, supervision and quality management of the training and examination system (~3,000 exams per year; ~120 educators and examiners) * Organisation and supervision of continuing education in the form of seminars, web sessions and other events organised by the associations (~1,000 participants per year) Since Sep 2015: Managing Director of European Actuarial Academy (EAA) responsible for all EAA activities (ongoing) * Organisation and supervision of all activities (~1,500 participants per year) Since Mar 2015: Managing Director of German Actuarial Academy (DAA); subsidiary of DAV); responsible for education and CPD (ongoing) Education: Since 2012: Actuary DAV; Full member of DAV 2000 – 2005: Applied Mathematics at Technische Universität Kaiserslautern

Hamish is Global Head of Individual Retirement within Pacific Life Re’s Savings & Retirement business. Based in the UK, he leads the company's global entry into the individual retirement income markets. Hamish joined PL Re in 2016 and was previously Head of R&D and Longevity Business Development . With almost 30 years in the financial services industry Hamish has significant experience spanning life and pensions across the UK, Japan, and Australia in a variety of direct, consultancy and reinsurance positions.

Professor Bernard Wong is Head of the School, Risk and Actuarial Studies at the University of New South Wales, Australia. Bernard is co-lead of the Innovations in Risk, Insurance, and Superannuation (IRIS) Knowledge Hub, a chief investigator in the UNSW Institute of Climate Risk and Response, and founding member of the Business AI Lab. Bernard is a Fellow of the Australia Actuaries Institute, and a member of the Board of ASTIN.

Dickson is currently the Director of Research and Development at the Global Asia Insurance Partnership (GAIP), where he leads research and initiatives related to insurance, climate risks, and protection gaps, as well as talent development activities. With over 15 years of experience in the insurance industry across Australia and Asia, Dickson is a seasoned actuary specialising in the risk and actuarial domains. Throughout his career, he has supported numerous financial institutions by providing insights and solutions to complex risk challenges.Prior to joining GAIP, Dickson was part of the leadership team in the Risk and Modelling Services division across Southeast Asia at a global consultancy firm, overseeing a regional team of over 100 professionals. In this role, he led complex risk engagements for global, regional, and local insurers and reinsurers, covering areas such as due diligence, modelling, pricing, risk and capital management, data analytics, stress testing, and, more recently, climate-related issues.

Kathleen is a long-time volunteer with the American Academy of Actuaries, currently serving on the Committee on Professional Responsibility. She is a retired actuary who remains active in professional service through leadership and volunteer roles. Her career focused on financial reporting and risk management for large insurers, with experience at AXA Equitable Life Insurance Company, Standard & Poor's, and Prudential Insurance Company. She has held leadership roles with the Society of Actuaries, including serving on its Board of Directors and playing a central role in developing the CERA credential. She is a Board member of the CERA Global Association and represents the SOA to the IAA's Enterprise & Financial Risk Forum and Professionalism Committee. In addition, she facilitates professionalism courses required for SOA credentials.

Dr Shang Wu is the Portfolio Manager, Retirement Strategy in the Investment team at Aware Super. Shang's role focuses on investment and retirement strategies including members' asset allocation. He is also responsible for the research collaboration between the fund and academia in these fields. Shang obtained his PhD in Actuarial Studies at UNSW Australia. His academic research focuses on financial decision making in retirement. He has published several papers in leading international economic journals. Shang is the convenor of the Actuaries Institute's Retirement Income Working Group and a member of the Superannuation and Investments Practice Committee.

I am a Data Analyst in the insurance industry, focusing on applying artificial intelligence to improve insurance services.Currently, I am involved in a course-recommendation project, developing an integrated digital-transformation framework that combines Generative AI, knowledge graphs, and personalized recommendation engines.

Cansu Wulff is an actuary specializing in product development within the life and pension sector. She works at AP Pension, where she designs customer-centric pension products that merge actuarial insight with everyday relevance. Her work involves understanding customer economics, risk profiles, and behavioral needs, and translating these into products that offer clarity and security. Cansu plays a key role in implementation — not only aligning stakeholders, but also defining what needs to be built and why. She ensures that internal teams, especially sales, understand and communicate the product’s value. She thrives in regulated environments, including EU’s Product Oversight and Governance (POG) framework. Previously, she was responsible for tariff development in non-life insurance at Topdanmark and held various roles at PFA, including Product Owner, gaining deep insight into organizational coordination. Cansu is a member of the Danish Actuarial Association and is passionate about the multifaceted nature of product development.

Alan is a manager and actuary at Taylor Fry Consulting, Australia. He works across various practice areas including general insurance, injury schemes and government analytics. Alan also holds a PhD in Actuarial Studies and is an Adjunct Lecturer at the University of New South Wales, Sydney in both a research and teaching capacity. He has published in the areas of general insurance, operations research and teaching pedagogy.

Mengyi Xu is a Fellow of the Institute of Actuaries of Australia (FIAA) and the Society of Actuaries (FSA). She also holds a PhD in Actuarial Science. Her research focuses on the actuarial and financial implications of demographic change, with a particular emphasis on addressing the financial and economic challenges of population ageing. Her work has been published in leading journals, including Insurance: Mathematics and Economics, ASTIN Bulletin, and the North American Actuarial Journal. With a strong background in applying rigorous actuarial modelling to real-world issues, she is committed to advancing practical solutions that support societies and institutions in adapting to an ageing population.

Yanbin Xu is currently a Research Assistant Professor at the Insurance Risk and Finance Research Centre and works very closely with Global Asia Insurance Partnership. His research focuses on climate economy and sustainability issues within insurance and finance, with a particular emphasis on climate anomalies and natural hazards. Working in a multidisciplinary field, he develops quantitative models for managing climate-related risks, contributing to the creation of more resilient and sustainable insurance frameworks.

Education: Bachelor of Economics in Finance, Faculty of Economics, University of Tokyo – 2013, Master of Economics in Financial Systems, Graduate School of Economics, University of Tokyo – 2015 Professional Experience: Nippon Life Insurance Company – Joined in 2015

Tomer is a Senior Director in Moody’s Insurance business. He leads research efforts and solution design for risk management solutions for insurance companies, pensions funds and asset managers with a focus on credit risk. Tomer’s recent focus has been a new risk integrated solution covering market and credit risks for a range of applications including ALM, Risk, and Portfolio Management and macro variables simulations. Prior to that Tomer worked on portfolio and balance sheet research. He led initiatives modeling complex instruments (e.g., structured products and leases) in a portfolio setting, PPNR modeling and stress testing. He also headed Moody’s Research Services team, focusing on quantitative client service engagements. Tomer holds a PhD in Operations, Information & Technology and an M.S. in Statistics from Stanford University, and a B.Sc. in Industrial Engineering and Management from Technion, Israel. He’s published in the areas of queuing theory, mechanism design and risk management.

Keiichiro Yamada is an actuary with 17 years of experience in the life insurance industry. He began his career at MetLife, where he was engaged in reinsurance and projection work, and later joined Sony Life, focusing on Asset-Liability Management (ALM). He then moved to Swiss Re, where he contributed to validation activities and ultimately served as Head of Validation. Afterward, he became Head of Actuary at RAN Analytics before returning to Swiss Re, where he currently works as a Pricing Actuary. He holds a Master’s degree from Hosei University.

Kentaro Yamamoto is an Actuarial Manager in the Actuarial and Accounting Department at Taiyo Life Insurance Company. His work primarily focuses on the calculation of ESR (Economic value-based Solvency Ratio) under the economic value-based solvency regulation introduced in 2026.After receiving his master's degree in mathematics from the University of Tsukuba, Japan in 2009, he commenced employment with Taiyo Life Insurance Company.Following his tenure in pricing operations at the Product Department, the calculation of group economic-based solvency ratio at T&D Holdings (a parent company of Taiyo Life), and the monitoring of the reinsurance company invested in by T&D United Capital (a sister company of Taiyo Life) at the company, he assumed his current position in November 2023.He is a Fellow of the Institute of Actuaries of Japan.

Koji YAMAMOTO M.D., Ph.D., F.I.A.J. is Medical Director of Medical Research and Development Office of Nippon Life Insurance Co. with over 30 years of experience in the field of insurance medicine. Kyoto University, Faculty of Medicine. M.D. Kyoto University, Social Medicine Course of the postgraduate School, the Research Division in Medical Science. Ph.D. Research Fellowship for Young Scientists of the Japan Society for the Promotion of Science. 1991-1992. University of Washington, School of Medicine, Department of Pathology. Postdoctoral Fellow. 1993-1994. Nippon Life Insurance Co. Medical Director. 1994-Fellow of the Institute of Actuaries of Japan. 2000-

He is currently working at Meiji Yasuda Life Insurance Company and is a qualified actuary. He has experience in financial reporting, regulatory compliance related to economic value-based solvency regulations, and actuarial modeling.

Associate Professor of Toyo University since 2023. Faculty of Business Administration, Department of Accounting and Finance. Expert in Money and finance / Insurance, Finance, DeFi, P2P, Cybersecurity, Quantum Decision Theory, Humanities & social sciences. Has experience working for an insurance company and an asset management company for regional banks.

- Apr. 2017 – Presentjoined GIROJ and have been responsible for calculation and provision of the Standard Rates for earthquake insurance.

Peng Fei Yao graduated from the Department of Mathematics at National Taiwan University and now work in the Data and AI Division of Cathay Life Insurance. My main duties include managing AI services and developing governance standards. I also have IT and data governance experience, which provides a solid base for responsible and effective AI implementation.In my role, I focus on aligning AI projects with business needs and regulatory requirements. I believe AI should enhance efficiency while supporting long-term strategy. Looking forward, my goal is to strengthen AI development by building automated management processes that scale with future demands. Through this, I aim to contribute to Cathay Life’s sustainable AI roadmap and deliver lasting value.

Richard has over 30 years of experience in non-life across corporate and consulting roles. In particular, he has been intimately involved in pricing catastrophe risk (natural perils) for Australia and New Zealand insurance companies. He has been instrumental in developing the Actuaries expertise in Australia for physical climate risk modelling.

Hakan Yerlikaya joined Aon Group Japan in 2019 and currently leads Earthquake Model Development in Japan, as well as the enhancement of Aon’s in-house building database. He leverages the latest technologies to improve data quality and modeling capabilities. Hakan has extensive experience with loss and claims data analysis, earthquake risk assessment, and the application of machine learning and deep learning algorithms in actuarial science. He holds a bachelor’s degree from the State University of New York, and completed his master’s and doctoral studies at Waseda University.

Tim is a Director at Taylor Fry, and provides actuarial advice to schemes, self-insurers/captives and insurers across Australia and New Zealand. He is currently the Actuary for several workers' compensation self-insurers. He has a particular passion around the setting of economic assumptions, and has been involved with various working groups that assisted the Institute of Actuaries of Australia in determining the profession's stance on these in Australia. He is currently responsible for further development of Taylor Fry's economic assumption framework. Tim is also passionate about encouraging increased engagement by younger actuaries with the Institute, and was an inaugural member of the Young Actuaries Advisory Board.

He is a senior financial engineer at Mizuho-DL Financial Technology, where he is engaged in providing investment consulting services and developing investment strategies for institutional investors in Japan. Since 2023, he has been a board member of the IAA AFIR-ERM section and serves as the chair of the AFIR study group of IAJ.

Ryota Yonezawa has been working as an actuary since 2016. At a Japanese life insurance company, he has been involved in a wide range of tasks, including EV calculation, ICS calculation, and profit and loss analysis for overseas life insurance companies. Since 2022, he has focused on the life insurance sector, handling MCEV review, supporting regulatory field tests of J-ICS, modeling using actuarial software, and providing support for M&A and product development.

Hidekazu Yoshida is an Actuarial Manager in the Enterprise Risk Management Department at Taiyo Life Insurance Company. His work primarily focuses on the assessment and management of life insurance risks and validating the economic value-based solvency ratio to be introduced in Japan in 2026.After earning a master’s degree in Mathematics and Mathematical Sciences from Kyoto University Graduate School in 2007, he joined Taiyo Life.After being engaged in accounting and rate development in the Actuarial & Accounting Department and Corporate Insurance Administration Department, and as representative of the New York representative office in the Overseas Business Department, he assumed his current position in May 2023.He is a Fellow of the Institute of Actuaries of Japan.

Masaaki Yoshimura served as President of the International Actuarial Association (IAA) in 2018. He has been involved in the CERA Global Association (CGA) since its inception in 2009 and became Chair in October 2024. He also serves as a board member of the Institute of Actuaries of Japan (IAJ), overseeing the CERA Qualification Committee, and chairs the ICA2026 International Steering Committee.He earned a BSc in Mathematics from Kyoto University and an MBA from Boston University. After 30 years at Sumitomo Life, he joined Milliman in 2012, became the Representative for Japan in 2013, and retired as Special Advisor in 2023.

Apr. 2025 - present So Yoshimura returned to the Reinsurance Department, where he is currently engaged in catastrophe treaties, the design of optimal reinsurance structures based on DFA analyses within an ERM framework, and Public-Private Partnership initiatives.Apr. 2024 - Mar. 2025 He worked in the Products and Services Planning Department, where he was engaged in the profitability and risk management of automobile insurance, as well as a collaborative project with a vendor to enhance catastrophe risk models.Apr. 2020 - Mar. 2024 He joined Mitsui Sumitomo Insurance Co., Ltd and worked in the Reinsurance Department, where he was engaged in catastrophe treaties, catastrophe bonds, DFA analyses.

I graduated from the Faculty of Science, Department of Mathematics, completed a master’s program in Physical Engineering at a graduate school of engineering, and joined Sumitomo Mitsui Trust Bank in 2006. I have been working as a pension actuary.

Jordan Zaitman is a qualified actuary with broad experience in the Australian healthcare sector, specialising in the intersection of healthcare and data science. He has worked across a wide range of initiatives aimed at improving health outcomes, enhancing member and patient experiences, and supporting the financial sustainability of health funds. Jordan is particularly passionate about applying advanced analytics, behavioural insights, and health economics to develop innovative, data-driven solutions that create long-term value for organisations and the members they serve.

Masimba Zata is Director of Product Management at Moody’s, where he leads the development of advanced solutions for insurance finance and solvency capital workflows. He has spearheaded globally adopted products such as RiskIntegrity Financial Forecast and chairs Moody’s Life Solutions Product Management Committee. Masimba is a two-time elected member of the IFoA Governing Council and currently serves as Chair of the IFoA Foundation, driving strategic partnerships and fundraising. He is a frequent speaker at international conferences and a visiting lecturer at Queen Mary, University of London (UK). His work blends strategic vision, inclusive leadership, and a commitment to social impact. Masimba is a Chartered Actuary, holding a PhD in Business Administration from the University of Hertfordshire (UK) and a First Class Honours BSc in Actuarial Science from the University of Kent (UK).

Leonid has been an employee at Milliman Germany since December 2024. He works on various topics related to data migration, life insurance, and data science. In the later field, he is currently completing his PhD.

Chang Zhai is a Ph.D. candidate and Research Assistant in Actuarial Studies at the University of Melbourne. Previously an Actuarial Analyst at Deloitte Consulting Beijing, she holds bachelor's and master's degrees from the University of Melbourne. Her research focuses on epidemic modelling and actuarial applications for pandemic insurance. Her current work integrates neural networks with actuarial methods to improve epidemic prediction and catastrophe bond pricing.

Joey is an Associate Professor of Practice with Nanyang Business School, Nanyang Technological University in Singapore. His core expertise lies in risk management and actuarial science, with research interests spanning life and health risks, and climate risks. He is a qualified actuary and a certified risk manager, and has been a Fellow of the Institute and Faculty of Actuaries since 2009. Before transitioning into academia, Joey spent close to two decades in the insurance, reinsurance, and public sectors, with roles covering actuarial services, product development, distribution, business management, and marketing. This industry background strongly shapes his applied and practice-oriented approach to research and teaching. Alongside his academic role, Joey remains closely connected to professional practice. He currently serves as an independent director on the board of China Life Insurance in Singapore and as a Trustee of the Institute and Faculty of Actuaries Foundation. He also served as a council member of the Singapore Actuarial Society from 2013 to 2024.

ZHOU, Shuzheng (FIA), Assistant General Manager of the Market and Product Department, Taikang Insurance Group.Mr. Zhou is currently responsible for the Group’s product strategy, product innovation, product review, and the development of product-related infrastructure. He also leads the development and optimization of Taikang’s pioneering "insurance–eldercare ecosystem" business model.As an actuary with profound research expertise, Mr. Zhou effectively leverages industry–academia collaboration and interdisciplinary research to address critical business challenges. He has been instrumental in shaping product strategies in a low-interest-rate environment and in driving innovation within the "insurance–eldercare" and "insurance–healthcare" business models. He has in-depth knowledge of stochastic processes and strong background in asset–liability modeling. Mr. Zhou serves as one of the key researchers in this study on the death spiral paradox.Mr. Zhou holds both a bachelor’s and a master’s degree in Actuarial Studies from the Australian National University.

Betty is a qualified actuary with deep expertise in insurance pricing, data science, and extensive experience in insurance software development gained through roles at multiple leading industry vendors, including WTW (Radar Suites), Aon (Aon Pricing Platform), and Akur8. She's always passionate about leveraging the cutting-edge GenAI knowledge and techniques into the day-to-day work and has delivered multiple presentations and workshops in this avenue. Betty is now co-founder of SOLUX TECH, a boutique tech-enabled advisory based in the UK, where she focuses on delivering actuarial consulting, AI-enabled analytics, and education services.

FSA, FCIA, MAAA – Business Development Lead for Asia-Pacific at Valani Global. He has over 20 years of actuarial experience covering AXIS modeling, IFRS 17 implementation, actuarial audit, financial reporting, valuation, ALM, source-of-earnings analysis, pricing, product development, and pension administration system implementation. Bennie's background spans both insurance and consulting, and he is dedicated to advancing actuarial innovation across the Asia-Pacific region.

Andreas Zimmermann is a Danish–Swiss qualifying actuary supporting insurers across multiple European markets. At SolvencyTool, he works with claims reserving and risk frameworks within the Solvency II regulatory environment and seeks to bridge traditional actuarial reserving techniques with modern statistical and machine learning methods. He holds an MSc in Actuarial Mathematics from the University of Copenhagen. His work focuses on improving the assessment of reserve uncertainty and supporting clear, consistent actuarial reporting. He has strong expertise in Solvency II and works to further develop practical and internationally relevant approaches to risk quantification for insurers.

Jonathan Ziveyi is an Associate Professor and a Senior Investigator at the Centre for Excellence in Population Ageing Research based at the UNSW Business School. He served as Deputy Head of School – Risk and Actuarial Studies from 2020 - 2024. He received his PhD in Quantitative Finance from the University of Technology Sydney where his thesis was on the evaluation of early exercise exotic options. His current research interests include retirement income product innovation, longevity risk management and valuation of guarantees embedded in variable annuities. His research output has been widely published in esteemed quantitative finance and actuarial journals such as Insurance: Mathematics and Economics, Quantitative Finance among others and has been presented at various international conferences.

Barabara Zvan is the President and CEO of the University Pension Plan (UPP) and the former Chief Risk and Strategy Officer for the Ontario Teachers' Pension Plan. Recognized as a leading voice on sustainable investing and a tireless ambassador for defined benefit pensions, Ms. Zvan brings institutional strength to complex challenges while forging new collaborative pathways for innovation and growth. She is a Fellow of the Society of Actuaries and the Canadian Institute of Actuaries, a holder of the Institute of Corporate Directors designation (ICD.D) and has a Master of Mathematics degree from the University of Waterloo. She is an honouree of Canada's 2020 Clean50 and was named one of Canada's Top 40 Under 40 in 2008.